Jeffersonville Bancorp

PNK:JFBC

$20.74 USD

$0.24 (1.17%)

Volume
400
Average Volume
1.16K
Market Capitalization
$87.83M
P/E Ratio
8.06
Dividend Yield
3.62%
Price Target
$
Year High
$21.50
Year Low
$16.51
Payout Ratio
$0.00
Current Ratio
$0.32

Industry, Sector & symbol

Stock Exchange Other OTC
CEO Mr. George W. Kinne Jr.
Industry Banks - Regional
Sector Financial Services
Current Symbol JFBC
CUSIP 47559A103
CIK None
Web https://www.jeffbank.com
Phone 845 482 4000
Currency USD
Employees 79
Country US

Liquidity

Debt-to-Equity Ratio 0.29
Payout Ratio 0.00
Current Ratio 0.32
Quick Ratio 0.32
Cash Ratio 0.32

Sales & Book Value

Annual Sales $30.09M
Price / Sales 2.64
Cash Flow 0.00
Price / Cash Flow 0.00
Price / Book 1.05

Price Target and Rating

Average Stock Price Forecast $
High Stock Price Forecast $
Low Stock Price Forecast $
Forecast Upside/Downside %
Consensus Rating Buy
Rating Score(0-5) 4
Research Coverage 0 Analysts

Profitability

EPS (Most Recent Fiscal Year) $2.64
Trailing P/E Ratio 8.06
PEG Ratio -6.98
P/E Growth -6.98
Net Income $11.18M
Net Margin 32.77%
Pretax Margin 41.32%
Return on Equity 13.76%
Return on Assets 1.58%

Financials Score

AltmanZ Score 0.05
Piotroski Score 5.00
Working Capital -201.4M
Total Assets 691.89M
Ebit 17.34M
Market Cap 86.18M
Total Liabilities 608.54M

Poll Results

About Jeffersonville Bancorp (PNK:JFBC) Stock

Jeffersonville Bancorp operates as the bank holding company for Jeff Bank that provides community banking services to individuals, small businesses, and local municipal governments primarily in Sullivan County, New York. The company offers various deposit products, such as checking, money market, savings, NOW, and retirement accounts, as well as demand and time deposits. It also provides personal loan products, such as auto/RV/motorcycle/boat, home improvement, debt consolidation, check, and other financing; and business loans, including commercial real estate, commercial lines of credit, short-term notes, installment, and commercial vehicle/equipment loans, as well as agricultural and construction loans. In addition, the company offers an array of mortgage products, including residential, ... home equity lines of credit, construction, vacant land, manufactured homes, mobile homes, and seasonal homes. Further, it provides credit and debit cards; business services, including electronic deposits and withdrawals, and remote check deposits for business customers; and online/mobile banking services. As of February 8, 2022, it had 12 full-service branches in Sullivan and Orange County, New York located in Anawana Lake Road/Monticello, Eldred, Callicoon, Jeffersonville, Liberty, Livingston Manor, Loch Sheldrake, Monticello, Narrowsburg, Port Jervis, White Lake, and Wurtsboro. The company was founded in 1913 and is based in Jeffersonville, New York.

Jeffersonville Bancorp Announces Third Quarter Earnings of $3,092,000 or $0.73 per share and Year to Date Earnings of $8,676,000 or $2.05 per share; Declares Dividend of $0.15

2024-11-12 11:46:00

JEFFERSONVILLE, N.Y., Nov. 12, 2024 (GLOBE NEWSWIRE) --  Jeffersonville Bancorp, Inc. (OTCQB - JFBC) announced today third quarter net income of $3,092,000 or $0.73 per share compared to $2,972,000 or $0.70 per share for the same quarter in 2023. The increase in quarterly net income compared to 2023 of $120,000 was primarily attributable to an increase of $397,000 in loan interest and fees, partially offset by an increase in salaries and employee benefits of $133,000, an increase in interest expense of $65,000, and an increase in income tax expense of $37,000. One-time differences between the periods were a one-time gain on sale of foreclosed real estate of $191,000 in the current quarter offset by a negative provision for credit losses of $148,000 and a realized loss on the sale of securities of $88,000 in the same quarter last year.

Jeffersonville Bancorp and Jeff Bank Announce Resignation of Director Philip Coombe, III

2024-10-08 10:24:00

JEFFERSONVILLE, N.Y., Oct. 08, 2024 (GLOBE NEWSWIRE) -- Jeffersonville Bancorp, Inc. (OTCQB - JFBC) today announced that Director Philip Coombe, III, has resigned from the board of directors of Jeffersonville Bancorp and its subsidiary, Jeff Bank, effective immediately.

Jeffersonville Bancorp Announces Second Quarter Earnings of $3,031,000 or $0.72 per share and Year to Date Earnings of $5,584,000 or $1.32 per share; Declares Dividend of $0.15

2024-08-13 12:43:00

JEFFERSONVILLE, N.Y., Aug. 13, 2024 (GLOBE NEWSWIRE) -- Jeffersonville Bancorp, Inc. (OTCQB – JFBC) announced today second quarter net income of $3,031,000 or $0.72 per share compared to $3,196,000 or $0.75 per share for the same quarter in 2023. The decrease in quarterly net income compared to 2023 of $165,000 was primarily attributable to an increase in provision expense of $496,000 consisting of $57,000 in provision expense and a negative provision of $439,000 recorded in the same period in 2023, an increase in interest expense of $330,000, and an increase in salaries and employee benefits expense of $211,000, partially offset by an increase in loan interest and fees income of $487,000, and an increase in other non-interest income of $444,000 attributable to bank owned life insurance proceeds recognized in the current quarter.

Jeffersonville Bancorp Announces First Quarter Earnings of $2,553,000 or $0.60 per share; Declares Dividend of $0.15

2024-05-14 11:00:00

JEFFERSONVILLE, N.Y., May 14, 2024 (GLOBE NEWSWIRE) -- Jeffersonville Bancorp, Inc. (OTCQB - JFBC) announced today first quarter net income of $2,553,000 or $0.60 per share compared to $2,660,000 or $0.63 per share for the same quarter in 2023. The decrease in quarterly net income compared to 2023 of $107,000 was primarily attributable to increases in interest expense of $743,000, credit loss provision of $288,000, salaries and employee benefits of $132,000, other non-interest expense of $110,000, and foreclosure expense of $32,000. These expense increases were partially offset by increases in other non-interest income of $481,000, loan interest and fees of $450,000, and securities and other interest and dividends of $254,000, and a decrease in tax expense of $31,000.

Jeffersonville Bancorp Announces Fourth Quarter and Record Full Year Earnings of $11,175,000 or $2.64 per share; Declares Dividend of $0.15

2024-02-14 15:28:00

JEFFERSONVILLE, N.Y., Feb. 14, 2024 (GLOBE NEWSWIRE) -- Jeffersonville Bancorp, Inc. (OTCQB - JFBC) announced today net income for the year ended December 31, 2023 was $11,175,000 or $2.64 per share compared to $9,304,000 or $2.20 per share for the same period in 2022. This represents an increase of 20% or $1,871,000. The increase in full year net income was primarily attributable to an increase in securities and other interest and dividends of $3,071,000 and increase in loan interest and fees of $2,624,000, partially offset by an increase in interest expense of $2,256,000, an increase in realized losses on securities of $781,000, an increase in tax expense of $739,000, an increase in total non-interest expenses of $591,000, an increase in unrealized losses on securities of $344,000, and a decrease in the provision for credit losses of $977,000 compared to the same period in 2022.

Frequently Asked Questions

What is the current Jeffersonville Bancorp (JFBC) stock price?

Jeffersonville Bancorp(PNK:JFBC) stock price is $20.74 in the last trading session. During the trading session, JFBC stock reached the peak price of $21.5 while $16.51 was the lowest point it dropped to. The percentage change in JFBC stock occurred in the recent session was 1.17% while the dollar amount for the price change in JFBC stock was $0.24.

JFBC's industry and sector of operation?

The PNK listed JFBC is part of Banks - Regional industry that operates in the broader Financial Services sector.

Who are the executives of JFBC?

Ms. Amber Benson | Vice President, Compliance Officer & Audit Coordinator
Ms. Tatiana C. Hahn | Chief Lending Officer & Executive Vice President
Ms. Claire C. Taggart | Senior Vice President & Human Resources Director
Ms. Rhonda L. Decker | Senior Vice President of Retail Banking Administrator & Security Officer
Mr. Frederick W. Stabbert III | Corporate Secretary & Director

How many employees does JFBC have?

Number of JFBC employees currently stands at 79. JFBC operates from 4866 State Route 52, Jeffersonville, NY 12748, US.

Link for JFBC official website?

Official Website of JFBC is: https://www.jeffbank.com

How do I contact JFBC?

JFBC could be contacted at phone #845 482 4000 and can also be accessed through its website. JFBC operates from 4866 State Route 52, Jeffersonville, NY 12748, US.

How many shares of JFBC are traded daily?

The average number of JFBC shares traded daily for last 3 months was 1.16K.

What is the market cap of JFBC currently?

The market value of JFBC currently stands at $87.83M with its latest stock price at $20.74