Is First Carolina Financial Services (FCBM) a Buy, Sell, or Hold?
NYSE : FCBM
First Carolina Financial Services — Financials
$12.75 USD
-$0.05 (-0.39%)
- Volume
- 8.53K
- Average Volume
- 128.6K
- Market Capitalization
- $385.63M
- P/E Ratio
- 35.42
- Dividend Yield
- 0.00%
- Price Target
- $14.50
- Year High
- $13.40
- Year Low
- $12.50
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.00
- Current Ratio
- $0.00
FCBM Financial Statements
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| revenue | 211.96M | 71.54M | 63.06M |
| costOfRevenue | 99.53M | - | - |
| grossProfit | 112.43M | 71.54M | 63.06M |
| researchAndDevelopmentExpenses | - | - | - |
| generalAndAdministrativeExpenses | 76.86M | 38.24M | 29.98M |
| sellingAndMarketingExpenses | 481K | 480K | 377K |
| sellingGeneralAndAdministrativeExpenses | 77.34M | 38.72M | 30.36M |
| otherExpenses | 19.54M | -38.72M | -30.36M |
| operatingExpenses | 96.87M | - | - |
| costAndExpenses | 196.41M | - | - |
| netInterestIncome | 96.52M | 91.32M | 65.88M |
| interestIncome | 189.43M | 176.09M | 135.57M |
| interestExpense | 92.91M | 84.77M | 69.69M |
| depreciationAndAmortization | 4.92M | 1.64M | 1.29M |
| ebitda | 20.48M | - | - |
| ebit | 15.55M | - | - |
| nonOperatingIncomeExcludingInterest | - | - | - |
| operatingIncome | 15.55M | - | - |
| totalOtherIncomeExpensesNet | - | 26.44M | 24.7M |
| incomeBeforeTax | 15.55M | 26.44M | 24.7M |
| incomeTaxExpense | 3.35M | 5.53M | 5.07M |
| netIncomeFromContinuingOperations | 12.2M | 20.91M | 19.63M |
| netIncomeFromDiscontinuedOperations | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - |
| netIncome | 12.2M | 20.91M | 19.63M |
| netIncomeDeductions | - | - | - |
| bottomLineNetIncome | 12.2M | 20.91M | 19.63M |
| eps | 0.4 | 0.69 | 0.65 |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| cashAndCashEquivalents | 134.12M | 168.06M | 160.97M |
| shortTermInvestments | - | 24000 | 20.49M |
| cashAndShortTermInvestments | 134.12M | 168.08M | 181.46M |
| netReceivables | 21.83M | 29.57M | 64.73M |
| accountsReceivables | 10.62M | 10.05M | 8.96M |
| otherReceivables | 11.21M | 19.52M | 55.76M |
| inventory | - | - | - |
| prepaids | 3.91M | 2.04M | 2.11M |
| otherCurrentAssets | -159.85M | -199.68M | -248.3M |
| totalCurrentAssets | - | - | - |
| propertyPlantEquipmentNet | 43.32M | 42.8M | 40.75M |
| goodwill | 46.27M | 1.79M | 1.79M |
| intangibleAssets | 32.48M | - | - |
| goodwillAndIntangibleAssets | 78.75M | 1.79M | 1.79M |
| longTermInvestments | 312.09M | 168.62M | 202.19M |
| taxAssets | - | - | - |
| otherNonCurrentAssets | -434.16M | -213.21M | -244.74M |
| totalNonCurrentAssets | - | - | - |
| otherAssets | 3.32B | 3.04B | 2.73B |
| totalAssets | 3.32B | 3.04B | 2.73B |
| totalPayables | 3.59M | 2.78M | 447K |
| accountPayables | 3.59M | 2.78M | 447K |
| otherPayables | - | - | - |
| accruedExpenses | - | - | - |
| shortTermDebt | 75M | 100M | - |
| capitalLeaseObligationsCurrent | - | - | - |
| taxPayables | - | - | - |
| deferredRevenue | - | - | - |
| otherCurrentLiabilities | -78.59M | -102.78M | -447K |
| totalCurrentLiabilities | - | - | - |
| longTermDebt | 63.44M | 63.33M | 63.22M |
| capitalLeaseObligationsNonCurrent | - | - | - |
| deferredRevenueNonCurrent | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - |
| otherNonCurrentLiabilities | -63.44M | -63.33M | -63.22M |
| totalNonCurrentLiabilities | - | - | - |
| otherLiabilities | 2.97B | 2.7B | 2.46B |
| capitalLeaseObligations | - | - | - |
| totalLiabilities | 2.97B | 2.7B | 2.46B |
| treasuryStock | - | - | - |
| preferredStock | - | - | - |
| commonStock | 12.26M | 12.31M | 10.82M |
| retainedEarnings | 95.25M | 84.37M | 63.46M |
| additionalPaidInCapital | 239.9M | 242.14M | 195.97M |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| netIncome | 12.2M | 20.91M | 19.63M |
| depreciationAndAmortization | 7.46M | 1.64M | 1.29M |
| deferredIncomeTax | 2.8M | 1.16M | -640K |
| stockBasedCompensation | 3.45M | 2.84M | 2.24M |
| changeInWorkingCapital | 4.55M | 38.06M | -53.61M |
| accountsReceivables | - | - | - |
| inventory | - | - | - |
| accountsPayables | 803K | 26000 | 36000 |
| otherWorkingCapital | 3.75M | 38.04M | -53.65M |
| otherNonCashItems | 5.46M | -2.68M | 405K |
| netCashProvidedByOperatingActivities | 35.92M | 61.94M | -30.69M |
| investmentsInPropertyPlantAndEquipment | -3.89M | -4.76M | -7.07M |
| acquisitionsNet | -96.72M | - | - |
| purchasesOfInvestments | -495.08M | -61.22M | -75.82M |
| salesMaturitiesOfInvestments | 348.51M | 95.09M | 24.76M |
| otherInvestingActivities | -75.78M | -376.47M | -466.14M |
| netCashProvidedByInvestingActivities | -322.96M | -347.35M | -524.27M |
| netDebtIssuance | - | 50.11M | 107K |
| longTermNetDebtIssuance | - | 106K | 107K |
| shortTermNetDebtIssuance | - | 50M | - |
| netStockIssuance | -7.04M | 44.81M | -44000 |
| netCommonStockIssuance | -7.04M | 44.81M | -44000 |
| commonStockIssuance | - | 44.81M | - |
| commonStockRepurchased | -7.04M | - | -44000 |
| netPreferredStockIssuance | - | - | - |
| netDividendsPaid | - | - | - |
| commonDividendsPaid | - | - | - |
| preferredDividendsPaid | - | - | - |
| otherFinancingActivities | 260.13M | 197.58M | 585.83M |
| netCashProvidedByFinancingActivities | 253.09M | 292.49M | 585.89M |
| date | 2026-03-31 | 2025-03-31 |
|---|---|---|
| revenue | 50.71M | 31.48M |
| costOfRevenue | 19.82M | - |
| grossProfit | 30.89M | 31.48M |
| researchAndDevelopmentExpenses | - | - |
| generalAndAdministrativeExpenses | 18.1M | 16.45M |
| sellingAndMarketingExpenses | - | - |
| sellingGeneralAndAdministrativeExpenses | 18.1M | 16.45M |
| otherExpenses | 5.46M | -16.45M |
| operatingExpenses | 23.56M | - |
| costAndExpenses | 43.37M | - |
| netInterestIncome | 25.07M | 23.59M |
| interestIncome | 45.74M | 44.41M |
| interestExpense | 20.67M | 20.82M |
| depreciationAndAmortization | 1.44M | 1.5M |
| ebitda | 8.77M | - |
| ebit | 7.33M | - |
| nonOperatingIncomeExcludingInterest | - | - |
| operatingIncome | 7.33M | - |
| totalOtherIncomeExpensesNet | - | 5.82M |
| incomeBeforeTax | 7.33M | 5.82M |
| incomeTaxExpense | 1.42M | 1.12M |
| netIncomeFromContinuingOperations | 5.91M | 4.7M |
| netIncomeFromDiscontinuedOperations | - | - |
| otherAdjustmentsToNetIncome | - | - |
| netIncome | 5.91M | 4.7M |
| netIncomeDeductions | - | - |
| bottomLineNetIncome | 5.91M | 4.7M |
| eps | 0.2 | 0.16 |
| date | 2026-03-31 |
|---|---|
| cashAndCashEquivalents | 190.32M |
| shortTermInvestments | - |
| cashAndShortTermInvestments | 190.32M |
| netReceivables | - |
| accountsReceivables | - |
| otherReceivables | - |
| inventory | - |
| prepaids | - |
| otherCurrentAssets | -190.32M |
| totalCurrentAssets | - |
| propertyPlantEquipmentNet | 43.53M |
| goodwill | 46.27M |
| intangibleAssets | 23.44M |
| goodwillAndIntangibleAssets | 69.7M |
| longTermInvestments | 331.64M |
| taxAssets | - |
| otherNonCurrentAssets | -444.87M |
| totalNonCurrentAssets | - |
| otherAssets | 3.42B |
| totalAssets | 3.42B |
| totalPayables | 3.7M |
| accountPayables | 3.7M |
| otherPayables | - |
| accruedExpenses | - |
| shortTermDebt | - |
| capitalLeaseObligationsCurrent | - |
| taxPayables | - |
| deferredRevenue | - |
| otherCurrentLiabilities | -3.7M |
| totalCurrentLiabilities | - |
| longTermDebt | 63.46M |
| capitalLeaseObligationsNonCurrent | - |
| deferredRevenueNonCurrent | - |
| deferredTaxLiabilitiesNonCurrent | - |
| otherNonCurrentLiabilities | -63.46M |
| totalNonCurrentLiabilities | - |
| otherLiabilities | 3.07B |
| capitalLeaseObligations | - |
| totalLiabilities | 3.07B |
| treasuryStock | - |
| preferredStock | - |
| commonStock | 12.31M |
| retainedEarnings | 101.16M |
| additionalPaidInCapital | 240.68M |
| date | 2026-03-31 | 2025-03-31 |
|---|---|---|
| netIncome | 5.91M | 4.7M |
| depreciationAndAmortization | 2.13M | 1.5M |
| deferredIncomeTax | 1.13M | 796K |
| stockBasedCompensation | 828K | 820K |
| changeInWorkingCapital | 4.34M | 11.82M |
| accountsReceivables | - | - |
| inventory | - | - |
| accountsPayables | 107K | 214K |
| otherWorkingCapital | 4.24M | 11.61M |
| otherNonCashItems | -1.03M | 216K |
| netCashProvidedByOperatingActivities | 13.31M | 19.86M |
| investmentsInPropertyPlantAndEquipment | -258K | -1.84M |
| acquisitionsNet | - | -96.72M |
| purchasesOfInvestments | -119.23M | -9.26M |
| salesMaturitiesOfInvestments | 99.39M | 20.77M |
| otherInvestingActivities | -32.93M | -53.85M |
| netCashProvidedByInvestingActivities | -53.03M | -140.9M |
| netDebtIssuance | - | - |
| longTermNetDebtIssuance | - | - |
| shortTermNetDebtIssuance | - | - |
| netStockIssuance | -1000 | - |
| netCommonStockIssuance | -1000 | - |
| commonStockIssuance | - | - |
| commonStockRepurchased | -1000 | - |
| netPreferredStockIssuance | - | - |
| netDividendsPaid | - | - |
| commonDividendsPaid | - | - |
| preferredDividendsPaid | - | - |
| otherFinancingActivities | 95.92M | 172.05M |
| netCashProvidedByFinancingActivities | 95.92M | 172.05M |