Is Citizens Financial Services, Inc. (CZFS) a Buy, Sell, or Hold?
NASDAQ : CZFS
Citizens Financial Services, Inc.
$73.62 USD
-$1.21 (-1.62%)
- Volume
- 11.31K
- Average Volume
- 9.23K
- Market Capitalization
- $353.74M
- P/E Ratio
- 8.98
- Dividend Yield
- 2.73%
- Price Target
- Year High
- $75.00
- Year Low
- $49.99
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.24
- Current Ratio
- $0.06
Insider Activity Summary (Last 12 Months)
Insiders Buying
47
Insiders Selling
11
Amount of Insider Selling
$514
CZFS Insider Buying/Selling by Quarter
CZFS Insider Trading History
| Insider Name | Title | Date | Transaction | Cost | Filing Date |
|---|---|---|---|---|---|
| LANDY R JOSEPH | director | 2026-07-09 | G-Gift | 0 | 2026-07-09 |
| Gephart LeeAnn | officer: EXECUTIVE VICE PRESIDENT | 2026-07-09 | S-Sale | 71.52 | 2026-07-09 |
| BLACK RANDALL E | director, officer: CEO & PRESIDENT | 2026-06-25 | A-Award | 0 | 2026-06-26 |
| WILSON JEFFREY L | officer: EXECUTIVE VICE PRESIDENT | 2026-06-25 | A-Award | 0 | 2026-06-26 |
| Guillaume Stephen J | officer: EXECUTIVE VICE PRESIDENT | 2026-06-25 | A-Award | 0 | 2026-06-26 |
| Gephart LeeAnn | officer: EXECUTIVE VICE PRESIDENT | 2026-06-25 | A-Award | 0 | 2026-06-26 |
| White Jeffrey R | officer: EXECUTIVE VICE PRESIDENT | 2026-06-25 | A-Award | 0 | 2026-06-26 |
| Gephart LeeAnn | officer: EXECUTIVE VICE PRESIDENT | 2026-06-25 | S-Sale | 66.52 | 2026-06-25 |
| Croft Warren James | other: Subsidiary Director | 2026-06-16 | 0 | 2026-06-17 | |
| Behm John D | director | 2026-06-15 | A-Award | 0 | 2026-06-16 |
| Hilfiger Janie M | director | 2026-06-15 | A-Award | 0 | 2026-06-16 |
| Painter John P II | director | 2026-06-15 | A-Award | 0 | 2026-06-16 |
| BOWER JOSEPH B JR | director | 2026-06-15 | A-Award | 0 | 2026-06-16 |
| OSBORNE TERRY B | director | 2026-06-15 | A-Award | 0 | 2026-06-16 |
| JONES MICKEY L | director | 2026-06-15 | A-Award | 0 | 2026-06-16 |
| GRAHAM ROGER C JR | director | 2026-06-15 | A-Award | 0 | 2026-06-16 |
| Freeman Thomas E. | director | 2026-06-15 | A-Award | 0 | 2026-06-16 |
| KUNES CHRISTOPHER W | director | 2026-06-15 | A-Award | 0 | 2026-06-16 |
| LANDY R JOSEPH | director | 2026-06-15 | A-Award | 0 | 2026-06-16 |
| DePaola Rinaldo A | director | 2026-06-15 | A-Award | 0 | 2026-06-16 |
| LANDY R JOSEPH | director | 2026-06-10 | G-Gift | 0 | 2026-06-10 |
| Guillaume Stephen J | officer: SENIOR VICE PRESIDENT | 2026-05-29 | P-Purchase | 61.78 | 2026-06-02 |
| Gephart LeeAnn | officer: EXECUTIVE VICE PRESIDENT | 2026-05-28 | S-Sale | 64.78 | 2026-05-28 |
| Painter John P II | director | 2026-05-12 | P-Purchase | 63.67 | 2026-05-12 |
| LANDY R JOSEPH | director | 2026-05-04 | G-Gift | 0 | 2026-05-05 |
| Hilfiger Janie M | director | 2026-04-30 | A-Award | 0 | 2026-04-30 |
| Painter John P II | director | 2026-04-30 | A-Award | 0 | 2026-04-30 |
| BOWER JOSEPH B JR | director | 2026-04-30 | A-Award | 0 | 2026-04-30 |
| Chappell Robert W | director | 2026-04-30 | A-Award | 0 | 2026-04-30 |
| Freeman Thomas E. | director | 2026-04-30 | A-Award | 0 | 2026-04-30 |
| KUNES CHRISTOPHER W | director | 2026-04-30 | A-Award | 0 | 2026-04-30 |
| LANDY R JOSEPH | director | 2026-04-30 | A-Award | 0 | 2026-04-30 |
| DePaola Rinaldo A | director | 2026-04-30 | A-Award | 0 | 2026-04-30 |
| OSBORNE TERRY B | director | 2026-04-30 | A-Award | 0 | 2026-04-30 |
| JONES MICKEY L | director | 2026-04-30 | A-Award | 0 | 2026-04-30 |
| GRAHAM ROGER C JR | director | 2026-04-30 | A-Award | 0 | 2026-04-30 |
| LANDY R JOSEPH | director | 2026-03-19 | G-Gift | 0 | 2026-03-19 |
| Painter John P II | director | 2026-03-06 | P-Purchase | 61 | 2026-03-06 |
| Guillaume Stephen J | officer: SENIOR VICE PRESIDENT | 2026-02-27 | P-Purchase | 57.06 | 2026-03-02 |
| BOWER JOSEPH B JR | director | 2026-01-12 | 0 | 2026-01-27 | |
| LANDY R JOSEPH | director | 2026-01-12 | G-Gift | 0 | 2026-01-12 |
| Gephart LeeAnn | officer: EXECUTIVE VICE PRESIDENT | 2025-12-22 | A-Award | 0 | 2025-12-22 |
| BLACK RANDALL E | director, officer: CEO & PRESIDENT | 2025-12-22 | A-Award | 0 | 2025-12-22 |
| LANDY R JOSEPH | director | 2025-12-15 | A-Award | 0 | 2025-12-16 |
| DePaola Rinaldo A | director | 2025-12-15 | A-Award | 0 | 2025-12-16 |
| Chappell Robert W | director | 2025-12-15 | A-Award | 0 | 2025-12-16 |
| Hilfiger Janie M | director | 2025-12-15 | A-Award | 0 | 2025-12-16 |
| Painter John P II | director | 2025-12-15 | A-Award | 0 | 2025-12-16 |
| Freeman Thomas E. | director | 2025-12-15 | A-Award | 0 | 2025-12-16 |
| KUNES CHRISTOPHER W | director | 2025-12-15 | A-Award | 0 | 2025-12-16 |
| OSBORNE TERRY B | director | 2025-12-15 | A-Award | 0 | 2025-12-16 |
| JONES MICKEY L | director | 2025-12-15 | A-Award | 0 | 2025-12-16 |
| GRAHAM ROGER C JR | director | 2025-12-15 | A-Award | 0 | 2025-12-16 |
| White Jeffrey R | officer | 2025-06-21 | 0 | 2025-12-11 | |
| LANDY R JOSEPH | director | 2025-12-05 | G-Gift | 0 | 2025-12-08 |
| Guillaume Stephen J | officer: SENIOR VICE PRESIDENT | 2025-11-28 | P-Purchase | 53.1 | 2025-12-01 |
| BLACK RANDALL E | director, officer: CEO & PRESIDENT | 2025-11-04 | P-Purchase | 54.25 | 2025-11-05 |
| BLACK RANDALL E | director, officer: CEO & PRESIDENT | 2025-11-03 | P-Purchase | 54.25 | 2025-11-04 |
| BLACK RANDALL E | director, officer: CEO & PRESIDENT | 2025-11-03 | P-Purchase | 54 | 2025-11-04 |
| LANDY R JOSEPH | director | 2025-10-08 | G-Gift | 0 | 2025-10-08 |
| LANDY R JOSEPH | director | 2025-10-02 | G-Gift | 0 | 2025-10-02 |
| LANDY R JOSEPH | director | 2025-09-29 | G-Gift | 0 | 2025-09-29 |
| JONES MICKEY L | director | 2025-09-23 | A-Award | 0 | 2025-09-23 |
| DePaola Rinaldo A | director | 2025-09-15 | A-Award | 0 | 2025-09-16 |
| LANDY R JOSEPH | director | 2025-09-15 | A-Award | 0 | 2025-09-16 |
| Chappell Robert W | director | 2025-09-15 | A-Award | 0 | 2025-09-16 |
| Freeman Thomas E. | director | 2025-09-15 | A-Award | 0 | 2025-09-16 |
| KUNES CHRISTOPHER W | director | 2025-09-15 | A-Award | 0 | 2025-09-16 |
| Hilfiger Janie M | director | 2025-09-15 | A-Award | 0 | 2025-09-16 |
| Painter John P II | director | 2025-09-15 | A-Award | 0 | 2025-09-16 |
| OSBORNE TERRY B | director | 2025-09-15 | A-Award | 0 | 2025-09-16 |
| GRAHAM ROGER C JR | director | 2025-09-15 | A-Award | 0 | 2025-09-16 |
| JONES MICKEY L | director | 2025-09-15 | A-Award | 0 | 2025-09-16 |
| Guillaume Stephen J | officer: SENIOR VICE PRESIDENT | 2025-08-31 | P-Purchase | 56.96 | 2025-09-02 |
| Freeman Thomas E. | director | 2025-08-22 | S-Sale | 60 | 2025-08-22 |
| LANDY R JOSEPH | director | 2025-08-04 | G-Gift | 0 | 2025-08-05 |
| Gephart LeeAnn | officer: EXECUTIVE VICE PRESIDENT | 2025-07-08 | S-Sale | 59.64 | 2025-07-08 |
| LANDY R JOSEPH | director | 2025-06-30 | G-Gift | 0 | 2025-06-30 |
| LANDY R JOSEPH | director | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| KOSA E GENE | other: RETIRED DIRECTOR | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| Chappell Robert W | director | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| OSBORNE TERRY B | director | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| BLACK RANDALL E | director, officer: CEO & PRESIDENT | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| BLACK RANDALL E | director, officer: CEO & PRESIDENT | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| SCHADLER ALLETTA M | other: RETIRED DIRECTOR | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| Guillaume Stephen J | officer: EXECUTIVE VICE PRESIDENT | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| Hilfiger Janie M | director | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| Painter John P II | director | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| Gephart LeeAnn | officer: EXECUTIVE VICE PRESIDENT | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| Behm John D | other: Subsidiary Director | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| White Jeffrey R | officer: EXECUTIVE VICE PRESIDENT | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| WILSON JEFFREY L | officer: EXECUTIVE VICE PRESIDENT | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| Freeman Thomas E. | director | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| KUNES CHRISTOPHER W | director | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| DePaola Rinaldo A | director | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| DePaola Rinaldo A | director | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| JONES MICKEY L | director | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| JONES MICKEY L | director | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| GRAHAM ROGER C JR | director | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |
| OSBORNE TERRY B | director | 2025-06-27 | J-Other | 60.42 | 2025-06-27 |