Is UMB Financial Corporation (UMBF) a Buy, Sell, or Hold?
UMB Financial Corporation
NASDAQ:UMBF
$142.61 USD
-$1.68 (-1.16%)
- Volume
- 548.82K
- Average Volume
- 725.35K
- Market Capitalization
- $10.84B
- P/E Ratio
- 12.58
- Dividend Yield
- 1.19%
- Price Target
- $159.00
- Year High
- $146.90
- Year Low
- $103.38
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.16
- Current Ratio
- $0.21
Industry, Sector & symbol
| Stock Exchange | NASDAQ |
| CEO | J. Mariner Kemper |
| Industry | Banks - Regional |
| Sector | Financial Services |
| Current Symbol | UMBF |
| CUSIP | 902788108 |
| CIK | 0000101382 |
| Web | https://www.umb.com |
| Phone | 816 860 7000 |
| Currency | USD |
| Employees | 5222 |
| Country | US |
Liquidity
| Debt-to-Equity Ratio | 0.51 |
| Payout Ratio | 0.16 |
| Current Ratio | 0.21 |
| Quick Ratio | 0.21 |
| Cash Ratio | 0.21 |
Sales & Book Value
| Annual Sales | $4.44B |
| Price / Sales | 2.43 |
| Cash Flow | 12.89 |
| Price / Cash Flow | 11.05 |
| Price / Book | 1.39 |
Price Target and Rating
| Average Stock Price Forecast | $159.00 |
| High Stock Price Forecast | $170.00 |
| Low Stock Price Forecast | $139.00 |
| Forecast Upside/Downside | -10.31% |
| Consensus Rating | Buy |
| Rating Score(0-5) | 4 |
| Research Coverage | 18 Analysts |
Profitability
| EPS (Most Recent Fiscal Year) | $9.13 |
| Trailing P/E Ratio | 12.58 |
| PEG Ratio | 0.30 |
| P/E Growth | 0.30 |
| Net Income | $702.4M |
| Net Margin | 19.79% |
| Pretax Margin | 24.96% |
| Return on Equity | 11.67% |
| Return on Assets | 1.21% |
Financials Score
| AltmanZ Score | 0.23 |
| Piotroski Score | 7.00 |
| Working Capital | -2.81B |
| Total Assets | 72.67B |
| Ebit | 933.39M |
| Market Cap | 10.96B |
| Total Liabilities | 64.85B |
Poll Results
About UMB Financial Corporation (NASDAQ:UMBF) Stock
UMB Financial Corporation serves as the holding company for UMB Bank, delivering a comprehensive array of banking and financial solutions. Its Commercial Banking division provides businesses with essential services, including commercial loans, credit cards, and real estate financing. This segment also offers letters of credit, loan syndication, and consultative support. Furthermore, it delivers specialized business solutions such as asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investments. Comprehensive treasury management services are also available, encompassing depository functions, account reconciliation, cash management tools, accounts payable and receivable solutions, electronic funds transfers, automated payments, controlled disbursements, ... lockbox services, and remote deposit capture. The Institutional Banking division caters specifically to institutional clients, offering asset management and healthcare services. Its extensive offerings include fund administration and accounting, investor services, transfer agency functions, marketing and distribution support, custody, and alternative investment services. This segment also manages fixed-income sales, trading, and underwriting, alongside providing corporate trust, escrow, and institutional custody services. A notable feature of this division is its healthcare payment solutions, which incorporate custodial services for health savings accounts and versatile private-label debit cards. These solutions are extended to a diverse clientele, including insurance carriers, third-party administrators, software companies, employers, and financial institutions. For individual customers, the Personal Banking segment presents a suite of services such as deposit accounts, retail credit cards, and private banking. It also provides various loan products, including installment loans, home equity lines of credit, residential mortgages, and small business loans. These offerings are complemented by internet banking, an expansive ATM network, brokerage, insurance, advisory, and trust services. The company operates a substantial network of branches and offices across 17 states: Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. Established in 1913, UMB Financial Corporation maintains its headquarters in Kansas City, Missouri.
UMB Announces Conference Call to Discuss Second Quarter 2026 Results
2026-07-08 09:15:00
KANSAS CITY, Mo.--(BUSINESS WIRE)--UMB Financial Corporation will release earnings results for the second quarter 2026 after market hours on Tuesday, July 28, 2026.
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2026-07-07 07:40:01
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Why UMB Financial (UMBF) is a Top Momentum Stock for the Long-Term
2026-07-03 10:51:08
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Here's Why UMB Financial (UMBF) is a Strong Value Stock
2026-07-02 10:40:35
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2026-06-25 09:56:00
StepStone becomes the first UMB client to connect to Corastone's network, streamlining subscription and lifecycle operations, with recordkeeping support from Envision. NEW YORK, June 25, 2026 /PRNewswire/ -- Corastone, the hyperscaler for private-market investing, today announced a partnership with UMB Fund Services, Inc. (UMBFS), a subsidiary of UMB Financial Corporation (NASDAQ: UMBF), a national leader in registered and alternative investment fund administration services, to connect UMBFS to Corastone's private, permissioned distributed ledger technology (DLT) network.
UMBF's Arm Expands Fund Platform With iCapital Blockchain Network
2026-06-23 14:30:16
UMB Financial's arm integrates iCapital's DLT into its fund services platform to streamline operations and improve efficiency in alternative investments.
2026-06-22 07:00:00
NEW YORK & KANSAS CITY, Mo.--(BUSINESS WIRE)--iCapital1, the global fintech company shaping the future of investing, today announced an integrated partnership with UMB Fund Services (UMBFS), a subsidiary of UMB Financial Corporation (NASDAQ: UMBF) and a national leader in registered and alternative investment fund administration services, to further expand the deployment of its distributed ledger technology (DLT) into the operating layer of fund administration. This collaboration extends iCapit.
UMB Financial: Still An Interesting Blend Of Defense And Offense
2026-06-19 23:07:00
UMB Financial continues to report solid growth and healthy credit quality, and trades at an attractive 10x forward earnings multiple. Core revenue growth remains strong. While UMB's liability-sensitive balance sheet isn't best positioned for "higher for longer" interest rates, volume growth is healthy. Credit quality remains a key differentiator, with net charge-offs below 0.2% and only minimal exposure to private credit lending.
Frequently Asked Questions
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What is the current UMB Financial Corporation (UMBF) stock price?
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UMB Financial Corporation(NASDAQ:UMBF) stock price is $142.61 in the last trading session. During the trading session, UMBF stock reached the peak price of $146.9 while $103.38 was the lowest point it dropped to. The percentage change in UMBF stock occurred in the recent session was --1.16% while the dollar amount for the price change in UMBF stock was -$-1.68.
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UMBF's industry and sector of operation?
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The NASDAQ listed UMBF is part of Banks - Regional industry that operates in the broader Financial Services sector.
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Who are the executives of UMBF?
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Ram Shankar | Executive Vice President & Chief Financial Officer
Shannon Andresen Johnson | Executive VP, Chief Administrative Officer & Chief Risk Officer
David Carl Odgers | Senior Vice President, Chief Accounting Officer & Controller
James A. Sangster | Executive Vice President
Brian Nelson Kaufman | Managing Director of Prairie Capital Management -
How many employees does UMBF have?
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Number of UMBF employees currently stands at 5222. UMBF operates from 1010 Grand Boulevard, Kansas City, MO 64106, US.
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Link for UMBF official website?
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Official Website of UMBF is: https://www.umb.com
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How do I contact UMBF?
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UMBF could be contacted at phone #816 860 7000 and can also be accessed through its website. UMBF operates from 1010 Grand Boulevard, Kansas City, MO 64106, US.
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How many shares of UMBF are traded daily?
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The average number of UMBF shares traded daily for last 3 months was 725.35K.
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What is the market cap of UMBF currently?
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The market value of UMBF currently stands at $10.84B with its latest stock price at $142.61