Is American Integrity Insurance Group, Inc. (AII) a Buy, Sell, or Hold?
NYSE : AII
American Integrity Insurance Group, Inc. — Financials
$18.74 USD
-$0.19 (-1.0%)
- Volume
- 40.46K
- Average Volume
- 116.77K
- Market Capitalization
- $367.13M
- P/E Ratio
- 4.28
- Dividend Yield
- 5.44%
- Price Target
- $23.00
- Year High
- $26.36
- Year Low
- $16.19
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.34
- Current Ratio
- $1.25
AII Financial Statements
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| revenue | 276.48M | 204.35M | 200.87M |
| costOfRevenue | 98.03M | 122.36M | 122M |
| grossProfit | 178.45M | 81.99M | 78.87M |
| researchAndDevelopmentExpenses | - | - | - |
| generalAndAdministrativeExpenses | 41.95M | 30.95M | 34.11M |
| sellingAndMarketingExpenses | - | - | - |
| sellingGeneralAndAdministrativeExpenses | 41.95M | 30.95M | 34.11M |
| otherExpenses | 21.45M | - | - |
| operatingExpenses | 63.39M | 30.95M | 34.11M |
| costAndExpenses | 161.43M | 153.32M | 156.12M |
| netInterestIncome | - | - | - |
| interestIncome | - | - | - |
| interestExpense | - | - | - |
| depreciationAndAmortization | 2.28M | 2.84M | 1.22M |
| ebitda | 117.34M | 53.88M | 45.98M |
| ebit | 115.06M | 51.04M | 44.76M |
| nonOperatingIncomeExcludingInterest | - | - | - |
| operatingIncome | 115.06M | 51.04M | 44.76M |
| totalOtherIncomeExpensesNet | - | - | - |
| incomeBeforeTax | 115.06M | 51.04M | 44.76M |
| incomeTaxExpense | 15.44M | 11.3M | 6.96M |
| netIncomeFromContinuingOperations | 99.62M | 39.74M | 37.8M |
| netIncomeFromDiscontinuedOperations | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - |
| netIncome | 99.62M | 39.74M | 37.8M |
| netIncomeDeductions | - | - | - |
| bottomLineNetIncome | 99.62M | 38.03M | 36.12M |
| eps | 5.78 | 1.94 | 1.84 |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| cashAndCashEquivalents | 203.9M | 173.22M | 61.64M |
| shortTermInvestments | 170.45M | 89.03M | 195.16M |
| cashAndShortTermInvestments | 374.36M | 262.25M | 256.8M |
| netReceivables | 45.03M | 513.69M | 362.83M |
| accountsReceivables | 45.03M | 513.69M | 362.06M |
| otherReceivables | - | - | 768K |
| inventory | - | - | - |
| prepaids | 275.09M | 268.25M | 225.93M |
| otherCurrentAssets | -445.55M | -1.04B | - |
| totalCurrentAssets | 248.93M | 1.18B | 845.56M |
| propertyPlantEquipmentNet | 6.17M | 4.34M | 5.82M |
| goodwill | - | - | - |
| intangibleAssets | - | - | - |
| goodwillAndIntangibleAssets | - | - | - |
| longTermInvestments | 178.16M | 214.04M | -195.16M |
| taxAssets | 8.64M | - | - |
| otherNonCurrentAssets | -178.16M | -218.39M | 205.82M |
| totalNonCurrentAssets | 14.8M | 20.71M | 16.48M |
| otherAssets | 961.34M | 1.2B | - |
| totalAssets | 1.23B | 1.2B | 862.04M |
| totalPayables | 81.21M | 56.35M | 61.06M |
| accountPayables | 78.53M | 56.35M | 61.06M |
| otherPayables | 2.68M | - | - |
| accruedExpenses | - | - | - |
| shortTermDebt | - | 412K | 412K |
| capitalLeaseObligationsCurrent | - | - | - |
| taxPayables | 2.68M | 11.87M | - |
| deferredRevenue | - | - | - |
| otherCurrentLiabilities | -78.53M | 31.93M | 5.14M |
| totalCurrentLiabilities | 2.68M | 88.69M | 66.61M |
| longTermDebt | 618K | 617K | 1.03M |
| capitalLeaseObligationsNonCurrent | 458K | 2.61M | 4.64M |
| deferredRevenueNonCurrent | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | 1.12M | 3.23M |
| otherNonCurrentLiabilities | 884.75M | 942.71M | 652.56M |
| totalNonCurrentLiabilities | 885.37M | 947.06M | 661.46M |
| otherLiabilities | - | - | - |
| capitalLeaseObligations | 458K | 2.61M | 4.64M |
| totalLiabilities | 888.05M | 1.04B | 728.07M |
| treasuryStock | - | - | - |
| preferredStock | - | - | - |
| commonStock | 20000 | 10.29M | 10.29M |
| retainedEarnings | 229.18M | 152.43M | 124.71M |
| additionalPaidInCapital | 105.9M | - | - |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| netIncome | 99.62M | 39.74M | 37.8M |
| depreciationAndAmortization | 2.28M | 2.84M | 1.22M |
| deferredIncomeTax | -10.52M | -2.11M | 1.11M |
| stockBasedCompensation | 10.61M | - | - |
| changeInWorkingCapital | 39.06M | 110.64M | 93.71M |
| accountsReceivables | 6.56M | -14.82M | -7.94M |
| inventory | - | - | - |
| accountsPayables | 22.18M | -4.71M | 648K |
| otherWorkingCapital | 10.31M | 130.18M | 101M |
| otherNonCashItems | -2.85M | -2.2M | -69.4M |
| netCashProvidedByOperatingActivities | 138.19M | 148.91M | 64.44M |
| investmentsInPropertyPlantAndEquipment | -5.02M | -1.31M | -756K |
| acquisitionsNet | - | - | - |
| purchasesOfInvestments | -265.47M | -103.24M | -50.12M |
| salesMaturitiesOfInvestments | 135.41M | 85.18M | 49.03M |
| otherInvestingActivities | - | - | - |
| netCashProvidedByInvestingActivities | -135.08M | -19.37M | -1.84M |
| netDebtIssuance | -411K | -412K | -515K |
| longTermNetDebtIssuance | -411K | -412K | -515K |
| shortTermNetDebtIssuance | - | - | - |
| netStockIssuance | 93M | - | - |
| netCommonStockIssuance | 93M | - | - |
| commonStockIssuance | 93M | - | - |
| commonStockRepurchased | - | - | - |
| netPreferredStockIssuance | - | - | - |
| netDividendsPaid | -22.88M | -12.02M | -1.84M |
| commonDividendsPaid | -22.88M | -12.02M | -1.84M |
| preferredDividendsPaid | - | - | - |
| otherFinancingActivities | -7.98M | - | - |
| netCashProvidedByFinancingActivities | 61.73M | -12.44M | -2.35M |
| date | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|
| revenue | 90.93M | 68.08M | 62.03M | 74.5M | 71.89M | 67.12M | 46.54M | 46.38M | 44.31M |
| costOfRevenue | 31.72M | 10.69M | 35.91M | 27.47M | 23.97M | 44.64M | 32.81M | 19.19M | 25.72M |
| grossProfit | 59.21M | 57.38M | 26.12M | 47.03M | 47.92M | 22.47M | 13.74M | 27.19M | 18.59M |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | 15.97M | 6.66M | 7.35M | 22.93M | 5.01M | 11.73M | 7.18M | 6.76M | 5.28M |
| sellingAndMarketingExpenses | - | - | - | - | - | - | - | - | - |
| sellingGeneralAndAdministrativeExpenses | 15.97M | 6.66M | 7.35M | 22.93M | 5.01M | 11.73M | 7.18M | 6.76M | 5.28M |
| otherExpenses | 15.98M | 21.45M | - | - | - | - | - | - | - |
| operatingExpenses | 31.95M | 28.11M | 7.35M | 22.93M | 5.01M | 11.73M | 7.18M | 6.76M | 5.28M |
| costAndExpenses | 63.68M | 38.8M | 43.25M | 50.4M | 28.98M | 56.37M | 39.99M | 25.95M | 31M |
| netInterestIncome | - | - | - | - | - | - | - | - | - |
| interestIncome | - | - | - | - | - | - | - | - | - |
| interestExpense | - | - | - | - | - | - | - | - | - |
| depreciationAndAmortization | 798K | 735K | 398K | 650K | 497K | 724K | 723K | 706K | 688K |
| ebitda | 28.05M | 30.01M | 19.17M | 24.75M | 43.41M | 11.47M | 7.27M | 21.14M | 14M |
| ebit | 27.26M | 29.28M | 18.77M | 24.1M | 42.91M | 10.75M | 6.55M | 20.43M | 13.31M |
| nonOperatingIncomeExcludingInterest | - | - | - | - | - | - | - | - | - |
| operatingIncome | 27.26M | 29.28M | 18.77M | 24.1M | 42.91M | 10.75M | 6.55M | 20.43M | 13.31M |
| totalOtherIncomeExpensesNet | - | - | - | - | - | - | - | - | - |
| incomeBeforeTax | 27.26M | 29.28M | 18.77M | 24.1M | 42.91M | 10.75M | 6.55M | 20.43M | 13.31M |
| incomeTaxExpense | 7.34M | 8.41M | 5.61M | -3.4M | 4.81M | 2.35M | 2.04M | 5.71M | 1.2M |
| netIncomeFromContinuingOperations | 19.91M | 20.87M | 13.16M | 27.49M | 38.1M | 8.4M | 4.51M | 14.72M | 12.11M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - | - | - |
| netIncome | 19.91M | 20.87M | 13.16M | 27.49M | 38.1M | 8.4M | 4.51M | 14.72M | 12.11M |
| netIncomeDeductions | - | - | - | - | - | - | - | - | - |
| bottomLineNetIncome | 19.91M | 20.87M | 13.16M | 27.49M | 38.1M | 8.04M | 4.32M | 14.09M | 12.11M |
| eps | 1.02 | 1.07 | 0.67 | 1.62 | 1.95 | 0.41 | 0.22 | 0.72 | 0.62 |
| date | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-03-31 |
|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 171.18M | 203.9M | 144.78M | 259.61M | 236.42M | 173.22M | - |
| shortTermInvestments | 211.4M | 170.45M | 356.98M | 80.39M | 206.23M | 89.03M | - |
| cashAndShortTermInvestments | 382.58M | 374.36M | 501.76M | 340M | 442.65M | 262.25M | - |
| netReceivables | 381.66M | 317.54M | 429.24M | 454.11M | 498.13M | 513.69M | - |
| accountsReceivables | 378.59M | 314.09M | 426.05M | 451.2M | 496.2M | 513.69M | - |
| otherReceivables | 3.07M | 3.46M | 3.18M | 2.91M | 1.94M | - | - |
| inventory | - | - | - | - | - | - | - |
| prepaids | 157.89M | 275.09M | 444.04M | 565.84M | 178.4M | 268.25M | - |
| otherCurrentAssets | 55.17M | 40.22M | 39.54M | 17.21M | 4.31M | -1.04B | - |
| totalCurrentAssets | 977.3M | 1.01B | 1.41B | 1.38B | 1.12B | 1.18B | - |
| propertyPlantEquipmentNet | 42.09M | 6.17M | 7.25M | 3.5M | 3.77M | 4.34M | - |
| goodwill | - | - | - | - | - | - | - |
| intangibleAssets | - | - | - | - | - | - | - |
| goodwillAndIntangibleAssets | - | - | - | - | - | - | - |
| longTermInvestments | 138.34M | 178.16M | - | 195.03M | - | 214.04M | - |
| taxAssets | 8.94M | 8.64M | 6.66M | 8.71M | - | - | - |
| otherNonCurrentAssets | 8.37M | 24.9M | 5.19M | 7.07M | 7.49M | -218.39M | - |
| totalNonCurrentAssets | 197.75M | 217.86M | 19.1M | 214.31M | 11.26M | 20.71M | - |
| otherAssets | - | - | - | - | - | 1.2B | - |
| totalAssets | 1.18B | 1.23B | 1.43B | 1.59B | 1.13B | 1.2B | - |
| totalPayables | 10.08M | 81.21M | 178.87M | 347.57M | 19.57M | 68.22M | - |
| accountPayables | 5.35M | 78.53M | 177.57M | 344.76M | 1.28M | 56.35M | - |
| otherPayables | 4.73M | 2.68M | 1.3M | 2.8M | 18.29M | 11.87M | - |
| accruedExpenses | - | - | - | - | - | - | - |
| shortTermDebt | - | - | - | - | - | 412K | - |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - |
| taxPayables | 4.73M | 2.68M | 1.3M | 2.8M | 18.29M | 11.87M | - |
| deferredRevenue | 496.68M | 493.31M | 525.09M | 509.7M | 444.39M | - | - |
| otherCurrentLiabilities | 273.66M | 279.49M | 386.34M | 405.65M | 458.49M | -68.63M | - |
| totalCurrentLiabilities | 780.43M | 854.01M | 1.09B | 1.26B | 922.44M | 1.01B | - |
| longTermDebt | 515K | 618K | 721K | 824K | 926K | 617K | - |
| capitalLeaseObligationsNonCurrent | 32.65M | 458K | 1.03M | 1.56M | 2.11M | 2.61M | - |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | 33000 | 1.12M | - |
| otherNonCurrentLiabilities | 25.98M | 32.97M | 25.74M | 24.3M | 23.18M | 942.71M | -133.97M |
| totalNonCurrentLiabilities | 59.14M | 34.04M | 27.49M | 26.68M | 26.25M | 947.06M | -133.97M |
| otherLiabilities | - | - | - | - | - | 1.04B | - |
| capitalLeaseObligations | 32.65M | 458K | 1.03M | 1.56M | 2.11M | 2.61M | - |
| totalLiabilities | 839.57M | 888.05M | 1.12B | 1.29B | 948.69M | 1.04B | -133.97M |
| treasuryStock | - | - | - | - | - | - | - |
| preferredStock | - | - | - | - | - | - | - |
| commonStock | 20000 | 20000 | 20000 | 20000 | 10.29M | 10.29M | - |
| retainedEarnings | 229.12M | 229.18M | 208.31M | 195.15M | 175.65M | 152.43M | - |
| additionalPaidInCapital | 106.16M | 105.9M | 105.82M | 105.72M | - | - | - |
| date | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|
| netIncome | 19.91M | 20.87M | 13.16M | 27.49M | 38.1M | 8.4M | 4.51M | 14.72M | 12.11M |
| depreciationAndAmortization | 798K | 735K | 398K | 650K | 497K | 724K | 723K | 706K | 688K |
| deferredIncomeTax | 282K | -2.75M | 2.05M | -8.74M | -1.09M | -919K | -1.44M | 1.16M | -914K |
| stockBasedCompensation | 266K | 76000 | 100000 | 10.43M | - | - | - | - | - |
| changeInWorkingCapital | -14.8M | 31.98M | -22.62M | -31.1M | 31.1M | 145.04M | -34.26M | 31.36M | -31.51M |
| accountsReceivables | 599K | 9.14M | 4.45M | 4.9M | -4.9M | -14.66M | 14.45M | -11.43M | -3.18M |
| inventory | - | - | - | - | - | - | - | - | - |
| accountsPayables | -140.36M | -99.04M | -167.2M | 55.07M | -55.07M | -5.41M | -130.1M | 191.86M | -61.06M |
| otherWorkingCapital | 124.96M | 121.88M | 140.12M | -91.07M | 91.07M | 165.12M | 81.39M | -149.06M | 32.73M |
| otherNonCashItems | 336K | -722K | -572K | 28.66M | -517K | -546K | -542K | -594K | -520K |
| netCashProvidedByOperatingActivities | 6.79M | 50.19M | -7.48M | 27.4M | 68.08M | 152.7M | -31.01M | 47.37M | -20.15M |
| investmentsInPropertyPlantAndEquipment | -1.27M | 19000 | -4.46M | -471K | -108K | -93000 | -275K | -344K | -595K |
| acquisitionsNet | - | - | - | - | - | - | - | - | - |
| purchasesOfInvestments | -46.41M | -16.25M | -86.45M | -111.36M | -51.42M | -57.14M | -36.87M | -1.73M | -7.5M |
| salesMaturitiesOfInvestments | 43.19M | 25.94M | 5.99M | 43.62M | 59.87M | 14.35M | 18.69M | 48.61M | 3.53M |
| otherInvestingActivities | - | - | - | - | - | - | - | - | - |
| netCashProvidedByInvestingActivities | -4.49M | 9.71M | -84.92M | -68.21M | 8.34M | -42.88M | -18.45M | 46.53M | -4.56M |
| netDebtIssuance | -103K | -103K | -102K | 103K | -103K | -103K | -103K | -103K | -103K |
| longTermNetDebtIssuance | -103K | -103K | -102K | 103K | -103K | -103K | -103K | -103K | -103K |
| shortTermNetDebtIssuance | - | - | - | - | - | - | - | - | - |
| netStockIssuance | - | - | - | 88.77M | - | - | - | - | - |
| netCommonStockIssuance | - | - | - | 88.77M | - | - | - | - | - |
| commonStockIssuance | - | - | - | 88.77M | - | - | - | - | - |
| commonStockRepurchased | - | - | - | - | - | - | - | - | - |
| netPreferredStockIssuance | - | - | - | - | - | - | - | - | - |
| netDividendsPaid | -19.97M | - | - | -8M | -14.88M | - | - | -8M | -4.02M |
| commonDividendsPaid | -19.97M | - | - | -8M | -14.88M | - | - | -8M | -4.02M |
| preferredDividendsPaid | - | - | - | - | - | - | - | - | - |
| otherFinancingActivities | - | - | - | -3.96M | - | - | - | - | - |
| netCashProvidedByFinancingActivities | -20.07M | -103K | -102K | 76.92M | -14.98M | -103K | -103K | -8.1M | -4.12M |