Is CFSB Bancorp, Inc. (CFSB) a Buy, Sell, or Hold?
CFSB Bancorp, Inc.
NASDAQ:CFSB
$14.25 USD
$0 (0.0%)
- Volume
- 12.37K
- Average Volume
- 7.1K
- Market Capitalization
- $93.32M
- P/E Ratio
- -913.46
- Dividend Yield
- 0.00%
- Price Target
- $
- Year High
- $14.25
- Year Low
- $6.41
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.00
- Current Ratio
- $0.09
CFSB Financial
| date | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 | 2020-06-30 |
|---|---|---|---|---|---|---|
| revenue | 13.72M | 12.46M | 11.34M | 9.92M | 10.12M | 11.02M |
| costOfRevenue | 6.1M | 4.77M | 1.93M | 1.05M | 2.14M | 2.76M |
| grossProfit | 7.61M | 7.69M | 9.42M | 8.87M | 7.99M | 8.25M |
| researchAndDevelopmentExpenses | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | 6.39M | 6.21M | 6.11M | 5.56M | 5.07M | 5.03M |
| sellingAndMarketingExpenses | 141K | 140K | 185K | 139K | 101K | 98000 |
| sellingGeneralAndAdministrativeExpenses | 6.53M | 6.35M | 6.3M | 5.7M | 5.17M | 5.13M |
| otherExpenses | 1.38M | 1.34M | 1.37M | 2.79M | 1.18M | 1.12M |
| operatingExpenses | 7.9M | 7.7M | 7.67M | 8.48M | 6.35M | 6.25M |
| costAndExpenses | 14.01M | 12.47M | 9.6M | 9.53M | 8.49M | 9.02M |
| netInterestIncome | 6.98M | 6.7M | 8.75M | 8.2M | 7.41M | 7.66M |
| interestIncome | 13.09M | 11.67M | 10.68M | 9.22M | 9.48M | 10.37M |
| interestExpense | 6.11M | 4.97M | 1.93M | 1.02M | 2.08M | 2.72M |
| depreciationAndAmortization | 223K | 238K | 235K | 255K | 270K | 638K |
| ebitda | -70000 | 232K | 1.98M | 645K | 1.91M | 2.64M |
| ebit | -293K | -6000 | 1.75M | 390K | 1.64M | 2M |
| nonOperatingIncomeExcludingInterest | - | - | - | - | - | - |
| operatingIncome | -293K | -6000 | 1.75M | 390K | 1.64M | 2M |
| totalOtherIncomeExpensesNet | - | - | - | - | - | - |
| incomeBeforeTax | -293K | -6000 | 1.75M | 390K | 1.64M | 2M |
| incomeTaxExpense | -28000 | -39000 | 301K | -52000 | 246K | 278K |
| netIncomeFromContinuingOperations | -265K | 33000 | 1.45M | 442K | 1.39M | 1.72M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - |
| netIncome | -265K | 33000 | 1.45M | 442K | 1.39M | 1.72M |
| netIncomeDeductions | - | - | - | - | - | - |
| bottomLineNetIncome | -265K | 33000 | 1.45M | 442K | 1.39M | 1.72M |
| eps | -0.04 | 0.01 | 0.23 | 0.08 | 0.21 | 0.26 |
| date | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 | 2020-06-30 |
|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 1.69M | 26.96M | 6.86M | 31.67M | 41.66M | 38.34M |
| shortTermInvestments | 22.97M | 113K | 146K | 199K | 2.29M | 403K |
| cashAndShortTermInvestments | 24.66M | 26.96M | 7.01M | 31.87M | 43.95M | 38.75M |
| netReceivables | 1.45M | 1.4M | 1.36M | 1.26M | 1.15M | 1.12M |
| accountsReceivables | 1.45M | 1.4M | 1.36M | 1.26M | 1.15M | 1.12M |
| otherReceivables | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - |
| prepaids | - | - | - | - | - | - |
| otherCurrentAssets | - | - | - | - | - | - |
| totalCurrentAssets | 26.12M | 28.36M | 8.37M | 33.13M | 45.1M | 39.86M |
| propertyPlantEquipmentNet | 3.79M | 4.11M | 4.37M | 3.33M | 3.46M | 3.52M |
| goodwill | - | - | - | - | - | - |
| intangibleAssets | - | - | - | - | - | - |
| goodwillAndIntangibleAssets | - | - | - | - | - | - |
| longTermInvestments | 322.97M | 317.43M | 323.81M | 317.83M | 279.55M | 278.9M |
| taxAssets | 1.29M | 1.24M | 1.08M | 1.08M | 665K | 732K |
| otherNonCurrentAssets | 12.35M | 12.19M | 11.38M | 10.81M | 10.08M | 9.95M |
| totalNonCurrentAssets | 5.08M | 334.97M | 340.64M | 333.05M | 293.76M | 293.1M |
| otherAssets | 335.41M | - | - | - | - | - |
| totalAssets | 366.6M | 363.44M | 349.01M | 366.18M | 338.85M | 332.97M |
| totalPayables | - | - | - | - | - | - |
| accountPayables | - | - | - | - | - | - |
| otherPayables | - | - | - | - | - | - |
| accruedExpenses | 3.93M | 3.8M | 3.51M | 3.3M | 3.04M | 2.92M |
| shortTermDebt | - | 10.35M | 3.68M | - | 918K | 427K |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - |
| taxPayables | - | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - | - |
| otherCurrentLiabilities | 275.81M | 272.37M | 264.97M | 288.63M | 286.25M | 279.08M |
| totalCurrentLiabilities | 286.16M | 282.72M | 272.16M | 291.93M | 290.21M | 282.43M |
| longTermDebt | - | - | - | - | - | 3.29M |
| capitalLeaseObligationsNonCurrent | - | 877K | 962K | - | - | - |
| deferredRevenueNonCurrent | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | - | - |
| otherNonCurrentLiabilities | - | 3.8M | - | - | - | - |
| totalNonCurrentLiabilities | 4.72M | 4.67M | 962K | 291.93M | 290.21M | 3.29M |
| otherLiabilities | - | - | - | - | - | - |
| capitalLeaseObligations | - | 877K | 962K | - | - | - |
| totalLiabilities | 290.87M | 287.39M | 273.12M | 291.93M | 290.21M | 285.72M |
| treasuryStock | - | -78000 | - | - | - | - |
| preferredStock | - | - | - | - | - | - |
| commonStock | 65000 | 65000 | 65000 | 65000 | - | - |
| retainedEarnings | 49.96M | 50.23M | 50.42M | 48.97M | 48.63M | 47.24M |
| additionalPaidInCapital | 28.48M | 28.14M | 27.81M | 27.72M | - | - |
| date | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 | 2020-06-30 |
|---|---|---|---|---|---|---|
| netIncome | -265K | 33000 | 1.45M | 442K | 1.39M | 1.72M |
| depreciationAndAmortization | 223K | 238K | 235K | 255K | 270K | 638K |
| deferredIncomeTax | - | -80000 | 2000 | -407K | 63000 | -38000 |
| stockBasedCompensation | 439K | 427K | 196K | 51000 | - | - |
| changeInWorkingCapital | 184K | 49000 | -5000 | -52000 | 21000 | -107K |
| accountsReceivables | -53000 | -35000 | -98000 | -119K | -28000 | -66000 |
| inventory | - | - | - | - | - | - |
| accountsPayables | - | - | - | - | - | - |
| otherWorkingCapital | 237K | 84000 | 93000 | 67000 | 49000 | -41000 |
| otherNonCashItems | -204K | -263K | 179K | 1.6M | 269K | 49000 |
| netCashProvidedByOperatingActivities | -469K | 404K | 2.05M | 1.88M | 2.02M | 2.26M |
| investmentsInPropertyPlantAndEquipment | -4000 | -71000 | -314K | -130K | -213K | -657K |
| acquisitionsNet | - | - | - | - | - | - |
| purchasesOfInvestments | -15.74M | -16.7M | -16.77M | -62.94M | -41.32M | -15.17M |
| salesMaturitiesOfInvestments | 16.78M | 17.17M | 13.72M | 24.37M | 25.95M | 21.41M |
| otherInvestingActivities | 72000 | 5.3M | -3.51M | 2.42M | 12.56M | -8.61M |
| netCashProvidedByInvestingActivities | 72000 | 5.7M | -6.88M | -36.29M | -3.03M | -3.03M |
| netDebtIssuance | - | 6.68M | 3.68M | -918K | -2.8M | -4M |
| longTermNetDebtIssuance | - | 10.35M | - | - | -3.29M | -4.42M |
| shortTermNetDebtIssuance | - | -3.68M | 3.68M | -918K | 491K | 427K |
| netStockIssuance | - | -78000 | - | 23.93M | - | - |
| netCommonStockIssuance | - | -78000 | - | 23.93M | - | - |
| commonStockIssuance | - | - | - | 26.48M | - | - |
| commonStockRepurchased | - | -78000 | - | -2.56M | - | - |
| netPreferredStockIssuance | - | - | - | - | - | - |
| netDividendsPaid | - | - | - | - | - | - |
| commonDividendsPaid | - | - | - | - | - | - |
| preferredDividendsPaid | - | - | - | - | - | - |
| otherFinancingActivities | -495K | 7.39M | -23.66M | 2.38M | 7.13M | 26.34M |
| netCashProvidedByFinancingActivities | -495K | 13.99M | -19.98M | 25.39M | 4.32M | 22.34M |
| date | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| revenue | 3.44M | 3.43M | 3.44M | 3.39M | 3.42M | 3.13M | 3.08M | 2.89M | 2.86M | 2.84M |
| costOfRevenue | 1.51M | 1.58M | 1.51M | 1.5M | 1.6M | 1.3M | 1.16M | 760K | 808K | 536K |
| grossProfit | 1.95M | 1.85M | 1.93M | 1.88M | 1.82M | 1.83M | 1.92M | 2.13M | 2.06M | 2.3M |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | 1.78M | 1.45M | 1.66M | 1.49M | 1.42M | 1.52M | 1.73M | 1.54M | 1.54M | 1.52M |
| sellingAndMarketingExpenses | 32000 | 35000 | 38000 | 36000 | 34000 | 32000 | 36000 | 38000 | 37000 | 38000 |
| sellingGeneralAndAdministrativeExpenses | 1.82M | 1.49M | 1.7M | 1.53M | 1.46M | 1.56M | 1.77M | 1.57M | 1.58M | 1.56M |
| otherExpenses | 326K | 360K | 345K | 345K | 307K | 353K | 341K | 343K | 356K | 340K |
| operatingExpenses | 2.14M | 1.85M | 2.04M | 1.87M | 1.76M | 1.91M | 2.11M | 1.92M | 1.93M | 1.9M |
| costAndExpenses | 3.64M | 3.43M | 3.55M | 3.38M | 3.37M | 3.21M | 3.27M | 2.68M | 2.74M | 2.44M |
| netInterestIncome | 1.89M | 1.75M | 1.69M | 1.64M | 1.62M | 1.64M | 1.64M | 1.81M | 1.89M | 2.16M |
| interestIncome | 3.34M | 3.27M | 3.26M | 3.22M | 3.13M | 3.01M | 2.8M | 2.73M | 2.7M | 2.69M |
| interestExpense | 1.45M | 1.51M | 1.57M | 1.58M | 1.51M | 1.37M | 1.16M | 926K | 808K | 536K |
| depreciationAndAmortization | 53000 | 52000 | 56000 | 62000 | 62000 | 59000 | 58000 | 59000 | 59000 | 54000 |
| ebitda | -143K | 53000 | -55000 | 75000 | 116K | -23000 | -136K | 275K | 183K | 456K |
| ebit | -196K | 1000 | -111K | 13000 | 54000 | -82000 | -194K | 216K | 124K | 402K |
| nonOperatingIncomeExcludingInterest | - | - | - | - | - | - | - | - | - | - |
| operatingIncome | -196K | 1000 | -111K | 13000 | 54000 | -82000 | -194K | 216K | 124K | 402K |
| totalOtherIncomeExpensesNet | - | - | - | - | - | - | - | - | - | - |
| incomeBeforeTax | -196K | 1000 | -111K | 13000 | 54000 | -82000 | -194K | 216K | 124K | 402K |
| incomeTaxExpense | -95000 | -3000 | 51000 | 19000 | -106K | -42000 | 16000 | 93000 | 19000 | 47000 |
| netIncomeFromContinuingOperations | -101K | 4000 | -162K | -6000 | 160K | -40000 | -210K | 123K | 105K | 355K |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - | - | - | - |
| netIncome | -101K | 4000 | -162K | -6000 | 160K | -40000 | -210K | 123K | 105K | 355K |
| netIncomeDeductions | - | - | - | - | - | - | - | - | - | - |
| bottomLineNetIncome | -101K | 4000 | -162K | -6000 | 160K | -40000 | -210K | 123K | 105K | 355K |
| eps | -0.02 | 0.0 | -0.03 | -0.0 | 0.03 | -0.01 | -0.03 | 0.02 | 0.02 | 0.06 |
| date | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 24.66M | 28.25M | 28.83M | 30.67M | 26.96M | 21.66M | 15.72M | 6.12M | 6.86M | 5.34M |
| shortTermInvestments | 91000 | 97000 | 103K | 108K | 113K | 119K | 132K | 139K | 146K | 158K |
| cashAndShortTermInvestments | 24.76M | 28.25M | 28.83M | 30.67M | 27.07M | 21.78M | 15.86M | 6.26M | 7.01M | 5.5M |
| netReceivables | 1.45M | 1.38M | 1.36M | 1.35M | 1.4M | 1.4M | 1.47M | 1.4M | 1.36M | 1.36M |
| accountsReceivables | 1.45M | 1.38M | 1.36M | 1.35M | 1.4M | 1.4M | 1.47M | 1.4M | 1.36M | 1.36M |
| otherReceivables | - | - | - | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - | - | - | - |
| prepaids | - | - | - | - | - | - | - | - | - | - |
| otherCurrentAssets | - | - | - | - | - | - | - | - | - | - |
| totalCurrentAssets | 26.21M | 29.63M | 30.18M | 32.02M | 28.36M | 23.18M | 17.32M | 7.65M | 8.37M | 6.86M |
| propertyPlantEquipmentNet | 3.79M | 3.87M | 3.94M | 4.02M | 4.11M | 4.15M | 4.22M | 4.28M | 4.37M | 4.39M |
| goodwill | - | - | - | - | - | - | - | - | - | - |
| intangibleAssets | - | - | - | - | - | - | - | - | - | - |
| goodwillAndIntangibleAssets | - | - | - | - | - | - | - | - | - | - |
| longTermInvestments | 322.97M | 319.03M | 315.07M | 314.88M | 317.43M | 317.35M | 324.09M | 321.62M | 323.81M | 327.92M |
| taxAssets | 1.29M | 1.23M | 1.19M | 1.24M | 1.24M | 1.13M | 1.07M | 1.13M | 1.08M | 1M |
| otherNonCurrentAssets | -322.97M | 12.35M | 12.27M | 12.22M | 12.19M | 12.25M | 12.31M | 11.54M | 11.38M | 11.51M |
| totalNonCurrentAssets | 5.08M | 336.47M | 332.47M | 332.36M | 336.48M | 334.88M | 341.7M | 340.1M | 340.64M | 344.82M |
| otherAssets | 335.41M | - | - | - | - | - | - | - | - | - |
| totalAssets | 366.6M | 366.2M | 362.76M | 364.49M | 363.44M | 358.06M | 359.02M | 346.22M | 349.01M | 351.68M |
| totalPayables | - | - | - | - | - | - | - | - | - | - |
| accountPayables | - | - | - | - | - | - | - | - | - | - |
| otherPayables | - | - | - | - | - | - | - | - | - | - |
| accruedExpenses | 3.93M | 3.92M | 3.86M | 3.99M | 3.8M | 3.79M | 3.63M | 3.81M | 3.51M | 3.45M |
| shortTermDebt | 10.47M | 7.79M | - | - | 10.35M | - | 19.1M | 3.25M | 3.68M | - |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - | - | - | - |
| taxPayables | - | - | - | - | - | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - | - | - | - | - | - |
| otherCurrentLiabilities | 275.69M | 275.4M | 272.04M | 273.26M | 272.37M | 267.16M | 259.58M | 262.3M | 264.97M | 271.57M |
| totalCurrentLiabilities | 286.16M | 283.19M | 272.04M | 273.26M | 282.72M | 270.95M | 282.31M | 269.38M | 272.16M | 275.02M |
| longTermDebt | - | 2.56M | 10.35M | 10.35M | - | 10.35M | - | - | - | - |
| capitalLeaseObligationsNonCurrent | 789K | 811K | 833K | 855K | 877K | 898K | 920K | 941K | 962K | 983K |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | - | - | - | - | - | - |
| otherNonCurrentLiabilities | 3.93M | 3.92M | 3.86M | 3.99M | 3.8M | - | - | - | - | - |
| totalNonCurrentLiabilities | 4.72M | 7.3M | 15.04M | 15.19M | 4.67M | 11.25M | 920K | 941K | 962K | 983K |
| otherLiabilities | - | - | - | - | - | - | - | - | - | - |
| capitalLeaseObligations | 789K | 811K | 833K | 855K | 877K | 898K | 920K | 941K | 962K | 983K |
| totalLiabilities | 290.87M | 290.48M | 287.09M | 288.45M | 287.39M | 282.2M | 283.23M | 270.32M | 273.12M | 276M |
| treasuryStock | -573K | -573K | -504K | -195K | -78000 | - | - | - | - | - |
| preferredStock | - | - | - | - | - | - | - | - | - | - |
| commonStock | 65000 | 65000 | 65000 | 65000 | 65000 | 65000 | 65000 | 65000 | 65000 | 65000 |
| retainedEarnings | 49.96M | 50.06M | 50.06M | 50.22M | 50.23M | 50.07M | 50.11M | 50.32M | 50.42M | 50.31M |
| additionalPaidInCapital | 28.48M | 28.38M | 28.3M | 28.22M | 28.14M | 28.06M | 27.98M | 27.9M | 27.81M | 27.73M |
| date | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| netIncome | -101K | 4000 | -162K | -6000 | 160K | -40000 | -210K | 123K | 105K | 355K |
| depreciationAndAmortization | 53000 | 52000 | 56000 | 62000 | 62000 | 59000 | 58000 | 59000 | 59000 | 54000 |
| deferredIncomeTax | -65000 | -33000 | 50000 | 2000 | - | - | - | - | - | - |
| stockBasedCompensation | 116K | 109K | 107K | 107K | 106K | 107K | 106K | 108K | 111K | 40000 |
| changeInWorkingCapital | -66000 | 31000 | -144K | 276K | 89000 | 51000 | -373K | 282K | 300K | 49000 |
| accountsReceivables | -69000 | -27000 | -1000 | 44000 | 2000 | 67000 | -72000 | -32000 | -7000 | -53000 |
| inventory | - | - | - | - | - | - | - | - | - | - |
| accountsPayables | - | - | - | - | - | - | - | - | - | - |
| otherWorkingCapital | 3000 | 58000 | -143K | 232K | 87000 | -16000 | -301K | 314K | 307K | 102K |
| otherNonCashItems | 167K | 31000 | -106K | -75000 | -109K | -17000 | -81000 | -136K | 41000 | 42000 |
| netCashProvidedByOperatingActivities | 104K | 194K | -199K | 366K | 308K | 160K | -500K | 436K | 616K | 540K |
| investmentsInPropertyPlantAndEquipment | -2000 | - | - | -2000 | -40000 | -10000 | -21000 | - | -61000 | -192K |
| acquisitionsNet | - | - | - | - | - | - | - | - | - | - |
| purchasesOfInvestments | -4.18M | -2.28M | -4.78M | -4.5M | -3.93M | -3.98M | -4.92M | -3.86M | - | -4.05M |
| salesMaturitiesOfInvestments | 4.18M | 4.3M | 3.69M | 4.6M | 3.37M | 6.53M | 3.36M | 3.9M | 2.98M | 2.45M |
| otherInvestingActivities | -4.1M | -6.09M | 974K | 2.47M | 467K | 4.41M | -1.44M | 1.88M | 907K | 1.59M |
| netCashProvidedByInvestingActivities | -4.1M | -4.06M | -112K | 2.56M | -137K | 6.95M | -3.03M | 1.92M | 3.83M | -202K |
| netDebtIssuance | - | - | - | - | - | -8.75M | 15.85M | -425K | 3.68M | - |
| longTermNetDebtIssuance | 7.79M | -7.79M | - | - | - | - | 10.35M | - | - | - |
| shortTermNetDebtIssuance | -7.79M | 7.79M | - | - | - | -8.75M | 5.5M | -425K | 3.68M | - |
| netStockIssuance | - | -69000 | -309K | -117K | -78000 | - | - | - | - | - |
| netCommonStockIssuance | - | -69000 | -309K | -117K | -78000 | - | - | - | - | - |
| commonStockIssuance | - | - | - | - | - | - | - | - | - | - |
| commonStockRepurchased | - | -69000 | -309K | -117K | -78000 | - | - | - | - | - |
| netPreferredStockIssuance | - | - | - | - | - | - | - | - | - | - |
| netDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| commonDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| preferredDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| otherFinancingActivities | 410K | 3.36M | -1.22M | 894K | 5.2M | 7.58M | -2.72M | -2.67M | -6.6M | -5.57M |
| netCashProvidedByFinancingActivities | 410K | 3.29M | -1.53M | 777K | 5.12M | -1.17M | 13.14M | -3.1M | -2.92M | -5.57M |