Is Central Plains Bancshares, Inc. Common Stock (CPBI) a Buy, Sell, or Hold?
NASDAQ : CPBI
Central Plains Bancshares, Inc. Common Stock — Financials
$20.6 USD
$0.4 (1.95%)
- Volume
- 1.76K
- Average Volume
- 3.74K
- Market Capitalization
- $86.17M
- P/E Ratio
- 19.81
- Dividend Yield
- 0.00%
- Price Target
- Year High
- $21.84
- Year Low
- $14.85
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.00
- Current Ratio
- $0.00
CPBI Financial Statements
| date | 2026-03-31 | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 |
|---|---|---|---|---|---|
| revenue | 30.33M | 27.31M | 23.82M | 18.42M | 15.68M |
| costOfRevenue | 9.3M | 8.41M | 6.58M | 5.62M | 965K |
| grossProfit | 21.07M | 18.9M | 17.24M | 12.8M | 14.71M |
| researchAndDevelopmentExpenses | - | - | - | - | - |
| generalAndAdministrativeExpenses | 2.97M | 8.49M | 7.47M | 6.18M | 6.65M |
| sellingAndMarketingExpenses | 401K | - | - | - | - |
| sellingGeneralAndAdministrativeExpenses | 3.37M | 8.49M | 7.47M | 6.18M | 6.65M |
| otherExpenses | 12.68M | 5.89M | 5.13M | 4.66M | 4.32M |
| operatingExpenses | 16.04M | 14.38M | 12.6M | 10.84M | 10.97M |
| costAndExpenses | 25.34M | 22.79M | 19.18M | 16.46M | 11.93M |
| netInterestIncome | 18.67M | 16.49M | 14.47M | 13.4M | 12.09M |
| interestIncome | 27.66M | 24.7M | 20.96M | 16.14M | 13.17M |
| interestExpense | 8.99M | 8.21M | 6.49M | 2.74M | 1.08M |
| depreciationAndAmortization | 965K | 455K | 518K | 503K | 497K |
| ebitda | 5.96M | 4.98M | 5.15M | 2.47M | 4.24M |
| ebit | 4.99M | 4.52M | 4.64M | 1.96M | 3.74M |
| nonOperatingIncomeExcludingInterest | - | - | - | - | - |
| operatingIncome | 4.99M | 4.52M | 4.64M | 1.96M | 3.74M |
| totalOtherIncomeExpensesNet | - | - | - | - | - |
| incomeBeforeTax | 4.99M | 4.52M | 4.64M | 1.96M | 3.74M |
| incomeTaxExpense | 991K | 869K | 877K | 317K | 595K |
| netIncomeFromContinuingOperations | 4M | 3.65M | 3.76M | 1.65M | 3.15M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - |
| netIncome | 4M | 3.65M | 3.76M | 1.65M | 3.15M |
| netIncomeDeductions | - | - | - | - | - |
| bottomLineNetIncome | 4M | 3.65M | 3.76M | 1.65M | 3.15M |
| eps | 1.06 | 0.96 | 1.09 | 0.45 | 0.86 |
| date | 2026-03-31 | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 |
|---|---|---|---|---|---|
| cashAndCashEquivalents | 7.46M | 28.68M | 11.45M | 16.56M | - |
| shortTermInvestments | 62.53M | 52.12M | - | - | - |
| cashAndShortTermInvestments | 70M | 80.8M | 11.45M | 16.56M | - |
| netReceivables | 3.26M | 3.1M | 2.25M | 350.63M | - |
| accountsReceivables | - | 3.1M | 2.25M | 350.63M | - |
| otherReceivables | 3.26M | - | - | - | - |
| inventory | - | - | - | - | - |
| prepaids | - | - | - | - | - |
| otherCurrentAssets | - | -83.91M | - | - | 20.32M |
| totalCurrentAssets | 73.25M | - | 13.7M | 367.19M | 20.32M |
| propertyPlantEquipmentNet | 12.76M | 12.94M | 5.87M | 4.1M | 4.29M |
| goodwill | - | - | - | - | - |
| intangibleAssets | 415K | 380K | 403K | 434K | - |
| goodwillAndIntangibleAssets | 415K | 380K | 403K | 434K | - |
| longTermInvestments | - | 59.59M | 60.66M | 58.26M | - |
| taxAssets | - | - | 3.81M | 3.29M | 3.34M |
| otherNonCurrentAssets | -415K | -72.91M | 3.86M | 4.51M | -7.63M |
| totalNonCurrentAssets | 12.76M | - | 74.6M | 70.6M | - |
| otherAssets | 472.64M | 508.7M | 374.97M | - | 393.53M |
| totalAssets | 558.65M | 508.7M | 463.28M | 437.79M | 413.86M |
| totalPayables | 1.73M | 1.72M | 3.9M | 3.48M | - |
| accountPayables | 1.73M | 1.72M | 3.9M | 3.48M | - |
| otherPayables | - | - | - | - | - |
| accruedExpenses | - | - | 1.89M | 668K | - |
| shortTermDebt | 43000 | - | 66000 | - | - |
| capitalLeaseObligationsCurrent | - | - | - | - | - |
| taxPayables | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - |
| otherCurrentLiabilities | -1.73M | -1.72M | 62.99M | - | 265.71M |
| totalCurrentLiabilities | 43000 | - | 68.85M | 4.14M | 265.71M |
| longTermDebt | - | - | - | - | - |
| capitalLeaseObligationsNonCurrent | 152K | - | 237K | - | - |
| deferredRevenueNonCurrent | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | 462K | - | 473K |
| otherNonCurrentLiabilities | 469.46M | - | 316.61M | 394.98M | -473K |
| totalNonCurrentLiabilities | 469.61M | - | 316.61M | 394.98M | - |
| otherLiabilities | - | 425.37M | -462K | - | 109.75M |
| capitalLeaseObligations | 152K | - | 237K | - | - |
| totalLiabilities | 469.66M | 425.37M | 385M | 399.13M | 375.46M |
| treasuryStock | - | - | - | - | - |
| preferredStock | - | - | - | - | - |
| commonStock | -2.83M | 41000 | 41000 | - | - |
| retainedEarnings | 54.4M | 50.65M | 47.13M | 43.77M | 42.13M |
| additionalPaidInCapital | 39.67M | 39.26M | 39.32M | - | - |
| date | 2026-03-31 | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 |
|---|---|---|---|---|---|
| netIncome | 4M | 3.65M | 3.76M | 1.65M | 3.15M |
| depreciationAndAmortization | 965K | 455K | 518K | 503K | 497K |
| deferredIncomeTax | 112K | 255K | 46000 | 78000 | 237K |
| stockBasedCompensation | 970K | 360K | 161K | - | - |
| changeInWorkingCapital | -344K | -1.14M | 376K | -1.54M | -391K |
| accountsReceivables | -155K | -852K | -522K | -382K | - |
| inventory | - | - | - | - | - |
| accountsPayables | 12000 | -693K | 684K | -1.45M | - |
| otherWorkingCapital | -201K | 409K | 214K | 300K | -391K |
| otherNonCashItems | 983K | 871K | 848K | 3.78M | 785K |
| netCashProvidedByOperatingActivities | 6.69M | 4.46M | 5.71M | 4.47M | 4.28M |
| investmentsInPropertyPlantAndEquipment | -878K | -7.53M | -2.28M | -303K | -255K |
| acquisitionsNet | - | - | - | - | - |
| purchasesOfInvestments | -10.45M | -6.2M | -11.56M | -63000 | -23.34M |
| salesMaturitiesOfInvestments | 8.53M | 8.42M | 9.15M | 12.04M | 27.56M |
| otherInvestingActivities | -46.19M | -22.6M | -26.46M | -44.61M | -52.46M |
| netCashProvidedByInvestingActivities | -48.98M | -27.9M | -31.16M | -32.93M | -48.49M |
| netDebtIssuance | 336K | 238K | -3.3M | - | 645K |
| longTermNetDebtIssuance | - | - | -3.3M | - | - |
| shortTermNetDebtIssuance | 336K | 238K | - | - | 645K |
| netStockIssuance | -679K | -413K | 39.36M | - | - |
| netCommonStockIssuance | -679K | -413K | 39.36M | - | - |
| commonStockIssuance | - | - | 39.36M | - | - |
| commonStockRepurchased | -679K | -413K | - | - | - |
| netPreferredStockIssuance | - | - | - | - | - |
| netDividendsPaid | - | - | - | - | - |
| commonDividendsPaid | - | - | - | - | - |
| preferredDividendsPaid | - | - | - | - | - |
| otherFinancingActivities | 43.88M | 40.85M | -15.72M | 26.04M | 35.4M |
| netCashProvidedByFinancingActivities | 43.54M | 40.67M | 20.34M | 26.04M | 36.04M |
| date | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| revenue | 7.76M | 7.87M | 7.46M | 7.23M | 7.11M | 6.9M | 6.76M | 6.52M | 6.36M | 6.33M |
| costOfRevenue | 2.6M | 2.32M | 2.29M | 2.09M | 2.21M | 2.17M | 2.09M | 1.94M | 1.8M | 1.88M |
| grossProfit | 5.15M | 5.56M | 5.17M | 5.15M | 4.91M | 4.73M | 4.68M | 4.58M | 4.55M | 4.45M |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | 3.08M | 2.4M | 2.34M | 2.23M | 2.36M | 2.08M | 2.08M | 1.97M | 2.01M | 2.02M |
| sellingAndMarketingExpenses | 98000 | - | - | - | - | - | - | - | - | - |
| sellingGeneralAndAdministrativeExpenses | 3.18M | 2.4M | 2.34M | 2.23M | 2.36M | 2.08M | 2.08M | 1.97M | 2.01M | 2.02M |
| otherExpenses | 800K | 1.68M | 1.72M | 1.69M | 1.48M | 1.46M | 1.44M | 1.51M | 1.48M | 1.27M |
| operatingExpenses | 3.98M | 4.08M | 4.06M | 3.92M | 3.84M | 3.54M | 3.52M | 3.47M | 3.48M | 3.29M |
| costAndExpenses | 6.59M | 6.4M | 6.35M | 6.01M | 6.05M | 5.71M | 5.61M | 5.41M | 5.29M | 5.18M |
| netInterestIncome | 4.74M | 4.86M | 4.58M | 4.49M | 4.33M | 4.13M | 4.06M | 3.97M | 3.91M | 3.75M |
| interestIncome | 7.13M | 7.17M | 6.78M | 6.58M | 6.4M | 6.25M | 6.15M | 5.91M | 5.72M | 5.44M |
| interestExpense | 2.38M | 2.32M | 2.2M | 2.09M | 2.06M | 2.12M | 2.09M | 1.94M | 1.81M | 1.69M |
| depreciationAndAmortization | 228K | 259K | 283K | 195K | 66000 | 130K | 131K | 128K | 141K | 129K |
| ebitda | 1.4M | 1.73M | 1.4M | 1.42M | 1.13M | 1.32M | 1.29M | 1.24M | 1.21M | 1.28M |
| ebit | 1.17M | 1.48M | 1.12M | 1.23M | 1.06M | 1.19M | 1.16M | 1.11M | 1.07M | 1.16M |
| nonOperatingIncomeExcludingInterest | - | - | - | - | - | - | - | - | - | - |
| operatingIncome | 1.17M | 1.48M | 1.12M | 1.23M | 1.06M | 1.19M | 1.16M | 1.11M | 1.07M | 1.16M |
| totalOtherIncomeExpensesNet | - | - | - | - | - | - | - | - | - | - |
| incomeBeforeTax | 1.17M | 1.48M | 1.12M | 1.23M | 1.06M | 1.19M | 1.16M | 1.11M | 1.07M | 1.16M |
| incomeTaxExpense | 217K | 300K | 233K | 241K | 217K | 240K | 205K | 207K | 168K | 218K |
| netIncomeFromContinuingOperations | 955K | 1.18M | 882K | 988K | 848K | 951K | 952K | 903K | 903K | 937K |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - | - | - | - |
| netIncome | 955K | 1.18M | 882K | 988K | 848K | 951K | 952K | 903K | 903K | 937K |
| netIncomeDeductions | - | - | - | - | - | - | - | - | - | - |
| bottomLineNetIncome | 955K | 1.18M | 882K | 988K | 848K | 951K | 952K | 903K | 903K | 937K |
| eps | 0.24 | 0.31 | 0.23 | 0.26 | 0.22 | 0.25 | 0.25 | 0.24 | 0.24 | 0.31 |
| date | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 29.93M | 7.73M | 8.89M | 7.92M | 28.68M | 6.21M | 9.88M | 5.51M | 11.45M | 11.69M |
| shortTermInvestments | 56.06M | 58.89M | - | 61.1M | 52.12M | 57.03M | - | - | - | - |
| cashAndShortTermInvestments | 85.99M | 66.62M | 8.89M | 69.02M | 80.8M | 63.25M | 9.88M | 5.51M | 11.45M | 11.69M |
| netReceivables | 3.26M | 3.32M | 3.81M | 3.1M | 3.1M | 2.86M | 2.68M | 2.46M | 2.25M | 372.92M |
| accountsReceivables | 3.26M | 3.32M | 3.81M | 3.1M | 3.1M | 2.86M | 2.68M | 2.46M | 2.25M | 372.92M |
| otherReceivables | - | - | - | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - | - | - | - |
| prepaids | - | - | - | - | - | - | - | - | - | - |
| otherCurrentAssets | -89.24M | - | -12.7M | -72.11M | -83.91M | - | -12.56M | -7.98M | - | - |
| totalCurrentAssets | - | 69.94M | - | - | - | 66.1M | - | - | 13.7M | 384.62M |
| propertyPlantEquipmentNet | 12.76M | 13.17M | 13.37M | 13.41M | 12.94M | 10.28M | 8.25M | 6.21M | 5.87M | 4.26M |
| goodwill | - | - | - | - | - | - | - | - | - | - |
| intangibleAssets | 415K | 410K | 402K | 381K | 380K | 381K | 385K | 392K | 403K | 424K |
| goodwillAndIntangibleAssets | 415K | 410K | 402K | 381K | 380K | 381K | 385K | 392K | 403K | 424K |
| longTermInvestments | 62.71M | - | 59.86M | 61.31M | 59.59M | 50.14M | 59.95M | 60.44M | 60.66M | 57.64M |
| taxAssets | - | - | - | - | - | - | - | - | 3.34M | 3.27M |
| otherNonCurrentAssets | -75.88M | -410K | -73.64M | -75.1M | -72.91M | -50.53M | -68.58M | -67.04M | 4.32M | 4.1M |
| totalNonCurrentAssets | - | 13.17M | - | - | - | 10.28M | - | - | 74.6M | 69.69M |
| otherAssets | 558.65M | 452.63M | 510M | 500.88M | 508.7M | 407.91M | 482.03M | 466.57M | 374.97M | - |
| totalAssets | 558.65M | 535.74M | 510M | 500.88M | 508.7M | 484.29M | 482.03M | 466.57M | 463.28M | 454.31M |
| totalPayables | 1.73M | - | 1.74M | 1.38M | 1.72M | 1.67M | 2.16M | 1.94M | 3.9M | 3.85M |
| accountPayables | 1.73M | - | 1.74M | 1.38M | 1.72M | 1.67M | 2.16M | 1.94M | 3.9M | 3.85M |
| otherPayables | - | - | - | - | - | - | - | - | - | - |
| accruedExpenses | - | - | - | - | - | - | - | - | 1.89M | 1.54M |
| shortTermDebt | - | - | 8.5M | 8.47M | - | - | - | 2M | 66000 | - |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - | - | - | - |
| taxPayables | - | - | - | - | - | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - | - | - | - | - | - |
| otherCurrentLiabilities | -1.73M | - | -10.24M | -9.85M | -1.72M | - | -2.16M | -3.94M | 62.99M | 78.52M |
| totalCurrentLiabilities | - | - | - | - | - | 1.67M | - | - | 68.85M | 83.92M |
| longTermDebt | - | - | - | - | - | - | - | - | - | - |
| capitalLeaseObligationsNonCurrent | - | - | - | - | - | - | - | - | 237K | - |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | - | - | - | - | 462K | - |
| otherNonCurrentLiabilities | - | 447.98M | 423.82M | - | - | - | - | - | 316.15M | 371.12M |
| totalNonCurrentLiabilities | - | 447.98M | 423.82M | - | - | - | - | - | 316.61M | 371.12M |
| otherLiabilities | 469.66M | - | - | 416.23M | 425.37M | 403.03M | 400.4M | 387.37M | -462K | -78.52M |
| capitalLeaseObligations | - | - | - | - | - | - | - | - | 237K | - |
| totalLiabilities | 469.66M | 447.98M | 423.82M | 416.23M | 425.37M | 403.03M | 400.4M | 387.37M | 385M | 376.51M |
| treasuryStock | - | - | - | - | - | - | - | - | - | - |
| preferredStock | - | - | - | - | - | - | - | - | - | - |
| commonStock | 41000 | -2.87M | 41000 | 41000 | 41000 | 41000 | 41000 | 41000 | 41000 | 41000 |
| retainedEarnings | 54.4M | 53.51M | 52.4M | 51.55M | 50.65M | 49.89M | 48.98M | 48.03M | 47.13M | 46.23M |
| additionalPaidInCapital | 39.67M | 39.54M | 39.44M | 39.29M | 39.26M | - | 39.32M | 39.32M | 39.32M | 39.32M |
| date | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| netIncome | 955K | 1.18M | 882K | 988K | 848K | 951K | 952K | 903K | 903K | 937K |
| depreciationAndAmortization | 225K | 259K | 283K | 195K | 66000 | 130K | 131K | 128K | 141K | 129K |
| deferredIncomeTax | 93000 | 19000 | - | - | 254K | - | - | 1000 | 152K | 453K |
| stockBasedCompensation | 241K | 247K | 242K | 234K | 216K | 73000 | 38000 | 33000 | - | 126K |
| changeInWorkingCapital | 934K | 895K | -511K | -1.66M | -56000 | -252K | -98000 | -730K | -43000 | 769K |
| accountsReceivables | 62000 | 491K | -712K | 4000 | -242K | -183K | -212K | -215K | -114K | -87000 |
| inventory | - | - | - | - | - | - | - | - | - | - |
| accountsPayables | 980K | 645K | 245K | -1.86M | 180K | -205K | 271K | -939K | 52000 | -216K |
| otherWorkingCapital | -108K | -241K | -44000 | 192K | 6000 | 136K | -157K | 424K | 19000 | 1.07M |
| otherNonCashItems | 917K | -308K | 234K | 149K | 753K | -228K | 176K | 170K | 329K | 223K |
| netCashProvidedByOperatingActivities | 3.36M | 2.29M | 1.13M | -96000 | 2.08M | 674K | 1.2M | 505K | 1.48M | 2.64M |
| investmentsInPropertyPlantAndEquipment | -242K | -60000 | -242K | -670K | -2.73M | -2.15M | -2.17M | -470K | -1.75M | -349K |
| acquisitionsNet | - | - | - | - | - | - | - | - | - | - |
| purchasesOfInvestments | -6.06M | -988K | - | -3.4M | -3.18M | -1.08M | - | -1.95M | -5.53M | -2.23M |
| salesMaturitiesOfInvestments | 2.1M | 2.23M | 2.08M | 2.12M | 1.86M | 2.14M | 2.29M | 2.13M | 2.01M | 2.33M |
| otherInvestingActivities | -17.85M | -7.87M | -9.11M | -11.03M | 2.1M | -5.82M | -9.56M | -9.32M | -4.47M | -8.98M |
| netCashProvidedByInvestingActivities | -22.05M | -6.69M | -7.27M | -12.98M | -1.94M | -6.91M | -9.44M | -9.6M | -9.74M | -9.23M |
| netDebtIssuance | 366K | -8.51M | 34000 | 8.46M | 216K | 4000 | -1.99M | 2M | 43000 | - |
| longTermNetDebtIssuance | - | - | - | - | - | - | - | - | - | - |
| shortTermNetDebtIssuance | 366K | -8.51M | 34000 | 8.47M | 216K | 4000 | -1.99M | 2M | 43000 | - |
| netStockIssuance | -135K | -194K | -90000 | -260K | -276K | -137K | - | - | - | - |
| netCommonStockIssuance | -135K | -194K | -90000 | -260K | -276K | -137K | - | - | - | - |
| commonStockIssuance | - | - | - | - | - | - | - | - | - | - |
| commonStockRepurchased | -135K | -194K | -90000 | -260K | -276K | -137K | - | - | - | - |
| netPreferredStockIssuance | - | - | - | - | - | - | - | - | - | - |
| netDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| commonDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| preferredDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| otherFinancingActivities | 20.27M | 32.32M | 7.16M | -15.9M | 21.97M | 3.13M | 14.6M | 1.16M | 7.98M | -3.1M |
| netCashProvidedByFinancingActivities | 20.5M | 23.62M | 7.11M | -7.69M | 21.91M | 3M | 12.61M | 3.16M | 8.02M | -3.1M |