Is First Niles Financial, Inc. (FNFI) a Buy, Sell, or Hold?
OTC : FNFI
First Niles Financial, Inc.
$8.8 USD
$0 (0.0%)
- Volume
- 850
- Average Volume
- 901
- Market Capitalization
- $9.79M
- P/E Ratio
- 11.58
- Dividend Yield
- 2.73%
- Price Target
- Year High
- $9.00
- Year Low
- $7.25
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.00
- Current Ratio
- $0.53
FNFI Financial Statements
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| revenue | 13.82M | 8M | 10M | 8.31M | 6.75M | 3.68M | 3.59M | 3.2M | 2.9M | 2.68M |
| costOfRevenue | 4.48M | - | 3.08M | 1.22M | 1.09M | 1.23M | 1.22M | 1.08M | 857K | - |
| grossProfit | 9.34M | 8M | 6.92M | 7.09M | 5.66M | 2.45M | 2.38M | 2.11M | 2.05M | 2.68M |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | - | 90000 | - | - | - | - | - | - | - | - |
| sellingAndMarketingExpenses | - | 5.25M | - | - | - | - | - | - | - | - |
| sellingGeneralAndAdministrativeExpenses | - | 5.34M | - | - | - | - | - | - | - | - |
| otherExpenses | 8.21M | 1.55M | 5.92M | 6.66M | 4.94M | 2.1M | 1.89M | 1.94M | 1.49M | - |
| operatingExpenses | 8.21M | 6.89M | 5.92M | 6.66M | 4.94M | 2.1M | 1.89M | 1.94M | 1.49M | 1.9M |
| costAndExpenses | 12.69M | 6.89M | 9M | 7.87M | 6.03M | 3.32M | 3.11M | 3.02M | 2.34M | 2.82M |
| netInterestIncome | 3.12M | 2.76M | 3.14M | 2.96M | 2.12M | 2.21M | 2.05M | 1.92M | 1.86M | - |
| interestIncome | 7.6M | 6.82M | 6.23M | 4.17M | 3.22M | 3.44M | 3.27M | 3.01M | 2.72M | - |
| interestExpense | 4.48M | 4.06M | 3.08M | 1.22M | 1.09M | 1.23M | 1.22M | 1.08M | 857K | - |
| depreciationAndAmortization | 45000 | 48000 | 52000 | 55000 | 37000 | 35000 | 34000 | 28000 | - | 133K |
| ebitda | 1.17M | 1.2M | 1.05M | 493K | 755K | 391K | 515K | 202K | 558K | - |
| ebit | 1.13M | -48000 | 1M | 438K | 718K | 356K | 481K | 174K | 558K | -133K |
| nonOperatingIncomeExcludingInterest | - | 1.16M | - | - | - | - | - | - | - | 1.9M |
| operatingIncome | 1.13M | 1.11M | 1M | 438K | 718K | 356K | 481K | 174K | 558K | -133K |
| totalOtherIncomeExpensesNet | - | 43000 | - | - | - | - | - | - | - | -1.9M |
| incomeBeforeTax | 1.13M | 1.16M | 1M | 438K | 718K | 356K | 481K | 174K | 558K | -133K |
| incomeTaxExpense | 284K | 292K | 194K | 186K | 132K | 54000 | 56000 | -45000 | 179K | -157K |
| netIncomeFromContinuingOperations | 842K | 863K | 808K | 252K | 586K | 302K | 425K | 219K | 379K | 24000 |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - | - | - | - |
| netIncome | 842K | 863K | 808K | 252K | 586K | 302K | 425K | 219K | 379K | 24000 |
| netIncomeDeductions | - | - | - | - | - | - | - | - | - | - |
| bottomLineNetIncome | 842K | 863K | 808K | 252K | 586K | 302K | 425K | 219K | 379K | 24000 |
| eps | 0.76 | 0.65 | 0.61 | 0.19 | 0.49 | 0.27 | 0.38 | 0.2 | 0.34 | 0.02 |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 10.51M | 9.12M | 14.94M | 7.57M | 27.35M | 23.5M | 2.17M | 3.36M | - | - |
| shortTermInvestments | - | - | - | - | - | - | - | - | - | - |
| cashAndShortTermInvestments | 10.51M | 9.12M | 14.94M | 7.57M | 27.35M | 23.5M | 2.17M | 3.36M | - | - |
| netReceivables | - | 613K | 619K | 438K | 275K | 255K | - | - | - | - |
| accountsReceivables | - | 613K | 619K | 438K | 275K | 255K | - | - | - | - |
| otherReceivables | - | - | - | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - | - | - | - |
| prepaids | - | - | - | - | - | - | - | - | - | - |
| otherCurrentAssets | - | - | - | - | - | - | - | - | - | - |
| totalCurrentAssets | 10.51M | 9.74M | 15.55M | 8.01M | 27.63M | 23.76M | 2.17M | 3.36M | - | - |
| propertyPlantEquipmentNet | 282K | 305K | 296K | 307K | 331K | 321K | 326K | 326K | - | - |
| goodwill | 1.67M | 1.67M | 1.67M | 1.67M | 1.67M | - | - | - | - | - |
| intangibleAssets | - | - | - | - | - | - | - | - | - | - |
| goodwillAndIntangibleAssets | 1.67M | 1.67M | 1.67M | 1.67M | 1.67M | - | - | - | - | - |
| longTermInvestments | 119.33M | 119.72M | 113.46M | 98.29M | 78.42M | 72.41M | - | - | - | - |
| taxAssets | - | - | - | - | - | - | - | - | - | - |
| otherNonCurrentAssets | 24.85M | 24.95M | 25.92M | 25.62M | 16.45M | 13.2M | 97.59M | 95.44M | - | - |
| totalNonCurrentAssets | 146.14M | 146.64M | 141.34M | 125.88M | 96.87M | 85.94M | 97.92M | 95.77M | - | - |
| otherAssets | - | - | - | - | - | - | - | - | - | - |
| totalAssets | 156.64M | 156.38M | 156.9M | 133.89M | 124.5M | 109.69M | 100.08M | 99.14M | - | - |
| totalPayables | 343K | 302K | 280K | 147K | 74000 | 76000 | 79000 | 82000 | - | - |
| accountPayables | 343K | 302K | 280K | 147K | 74000 | 76000 | 79000 | 82000 | - | - |
| otherPayables | - | - | - | - | - | - | - | - | - | - |
| accruedExpenses | - | - | - | - | - | - | - | - | - | - |
| shortTermDebt | - | - | - | - | - | - | - | - | - | - |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - | - | - | - |
| taxPayables | - | - | - | - | - | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - | - | - | - | - | - |
| otherCurrentLiabilities | 88.1M | 83.58M | 88.1M | 83.49M | 80.61M | 66.27M | - | -82000 | - | - |
| totalCurrentLiabilities | 88.45M | 83.88M | 88.38M | 83.64M | 80.68M | 66.34M | 79000 | 82000 | - | - |
| longTermDebt | 49.03M | 56.45M | 53.07M | 35.09M | 27.22M | 30.15M | - | - | 28.4M | 25.97M |
| capitalLeaseObligationsNonCurrent | - | - | - | - | - | - | - | - | - | - |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | - | - | - | - | - | - |
| otherNonCurrentLiabilities | 1.8M | 1.88M | 1.79M | 2.02M | 1.3M | 284K | - | - | - | - |
| totalNonCurrentLiabilities | 50.82M | 58.33M | 54.86M | 37.11M | 28.51M | 30.43M | 87.21M | 87.27M | 28.4M | 25.97M |
| otherLiabilities | - | - | - | - | - | - | - | - | - | - |
| capitalLeaseObligations | - | - | - | - | - | - | - | - | - | - |
| totalLiabilities | 139.27M | 142.21M | 143.24M | 120.75M | 109.19M | 96.77M | 87.29M | 87.35M | 28.4M | 25.97M |
| treasuryStock | -2.31M | -4.76M | -4.76M | -4.76M | -4.76M | -7.38M | -7.38M | -7.38M | - | - |
| preferredStock | - | - | - | - | - | - | - | - | - | - |
| commonStock | 18000 | 18000 | 18000 | 18000 | 18000 | 18000 | 18000 | 18000 | 7.06M | 7.06M |
| retainedEarnings | 14.62M | 14.14M | 13.6M | 13.35M | 13.42M | 13.14M | 13.11M | 12.92M | 12.93M | 12.66M |
| additionalPaidInCapital | 6.26M | 6.65M | 6.65M | 6.65M | 6.65M | 7.04M | 7.04M | 7.04M | - | - |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| netIncome | 843K | 863K | 808K | 252K | 586K | 302K | 425K | 219K | 379 | 24 |
| depreciationAndAmortization | 45000 | 48000 | 52000 | 55000 | 37000 | 35000 | 34000 | 28000 | - | - |
| deferredIncomeTax | - | - | - | - | - | - | - | - | - | - |
| stockBasedCompensation | - | - | - | - | - | - | - | - | - | - |
| changeInWorkingCapital | 183K | 375K | 73000 | -542K | 519K | 233K | 231K | 247K | - | - |
| accountsReceivables | -3000 | 6000 | -181K | -163K | 16000 | 49000 | -12000 | 124K | - | - |
| inventory | - | - | - | - | - | - | - | - | - | - |
| accountsPayables | - | - | - | - | - | - | - | - | - | - |
| otherWorkingCapital | 186K | 369K | 254K | -379K | 503K | 184K | 243K | 123K | - | - |
| otherNonCashItems | -2.78M | -6.07M | -3.27M | 641K | 3.42M | -131K | -99000 | 38000 | -379 | -24 |
| netCashProvidedByOperatingActivities | -1.71M | -4.78M | -2.34M | 406K | 4.56M | 439K | 591K | 532K | - | - |
| investmentsInPropertyPlantAndEquipment | -22000 | -57000 | -41000 | -31000 | -10000 | -30000 | -34000 | -96000 | - | - |
| acquisitionsNet | - | - | - | - | 1.87M | - | - | - | - | - |
| purchasesOfInvestments | - | - | - | -13.06M | -9.85M | -250K | -2.74M | -2.68M | - | - |
| salesMaturitiesOfInvestments | 1.31M | 880K | 874K | 3.32M | 6.65M | 15.2M | 25M | 6.39M | - | - |
| otherInvestingActivities | 3.25M | -381K | -12.89M | -20.84M | -147K | -4.03M | -23.78M | -1.89M | - | - |
| netCashProvidedByInvestingActivities | 4.54M | 442K | -12.06M | -30.62M | -1.48M | 10.89M | -1.56M | 1.72M | - | - |
| netDebtIssuance | -7.42M | 3.38M | 17.98M | 8.76M | -3.88M | 9.94M | -2.22M | 83000 | - | - |
| longTermNetDebtIssuance | -10.02M | -4.52M | 17.98M | 11.86M | -6.98M | 9.94M | -2.22M | 83000 | - | - |
| shortTermNetDebtIssuance | 2.6M | 7.9M | - | -3.1M | 3.1M | - | - | - | - | - |
| netStockIssuance | 2.06M | - | - | - | - | -3000 | - | -8000 | - | - |
| netCommonStockIssuance | 2.06M | - | - | - | - | -3000 | - | -8000 | - | - |
| commonStockIssuance | 2.06M | - | - | - | - | - | - | - | - | - |
| commonStockRepurchased | - | - | - | - | - | -3000 | - | -8000 | - | - |
| netPreferredStockIssuance | - | - | - | - | - | - | - | - | - | - |
| netDividendsPaid | -363K | -326K | -326K | -326K | -299K | -273K | -239K | -228K | - | - |
| commonDividendsPaid | -363K | -326K | -326K | -326K | -299K | -273K | -239K | -228K | - | - |
| preferredDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| otherFinancingActivities | 4.52M | -4.52M | 4.61M | 2M | 4.95M | -513K | 2.23M | -528K | - | - |
| netCashProvidedByFinancingActivities | -1.2M | -1.47M | 22.26M | 10.44M | 767K | 9.15M | -230K | -681K | - | - |
| date | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| revenue | 3.98M | 3.62M | 3.31M | 1.98M | 3.38M | 3.47M | 2.04M | 1.77M | 1.85M | 1.76M |
| costOfRevenue | 1.12M | 1.15M | - | - | 3.38M | 3.47M | - | - | - | - |
| grossProfit | 2.86M | 2.47M | 2.16M | 1.98M | 2.17M | 2.33M | 2.04M | 1.77M | 1.85M | 1.76M |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | - | - | - | - | 90000 | - | - | - | 97000 | - |
| sellingAndMarketingExpenses | - | - | - | - | 5.25M | - | - | - | 4.28M | - |
| sellingGeneralAndAdministrativeExpenses | - | - | - | - | 5.34M | - | - | - | 4.38M | - |
| otherExpenses | 2.38M | 2.1M | - | - | - | - | - | - | - | - |
| operatingExpenses | 2.38M | 2.1M | - | - | 5.34M | - | - | - | 4.38M | - |
| costAndExpenses | 3.5M | 3.25M | - | - | 3.12M | -749K | - | - | 4.38M | - |
| netInterestIncome | 2.3M | 817K | - | - | - | - | - | - | - | - |
| interestIncome | 5.62M | 1.98M | - | - | - | - | - | - | - | - |
| interestExpense | 3.32M | 1.16M | - | - | - | - | - | - | - | - |
| depreciationAndAmortization | 45000 | - | - | - | - | - | - | - | - | 122.08K |
| ebitda | 529K | 372K | 155K | 115K | 254K | 4.22M | 326K | 1.77M | - | - |
| ebit | 484K | 372K | 155K | 115K | 254K | 4.22M | 326K | 3.54M | 428K | - |
| nonOperatingIncomeExcludingInterest | -1.87M | - | - | 1.87M | - | 2.33M | 1.72M | -1.77M | -2.53M | -1.76M |
| operatingIncome | -1.38M | 372K | 155K | 1.98M | -3.17M | 2.33M | 2.04M | 1.77M | -2.53M | 1.76M |
| totalOtherIncomeExpensesNet | - | - | - | - | 3.42M | -3.78M | -1.72M | -1.54M | 2.96M | - |
| incomeBeforeTax | 484K | 372K | 155K | 115K | 254K | 442K | 327K | 229K | 428K | 249K |
| incomeTaxExpense | 125K | 75000 | 55000 | 27000 | 77000 | 110K | 81000 | 52000 | 86000 | 50000 |
| netIncomeFromContinuingOperations | 357K | 297K | 100000 | 88000 | 177K | 332K | 246K | 177K | 342K | 199K |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | -1000 | - | - | - |
| netIncome | 357K | 297K | 100000 | 88000 | 177K | 332K | 245K | 177K | 342K | 199K |
| netIncomeDeductions | - | - | - | - | - | - | -1000 | - | - | - |
| bottomLineNetIncome | 357K | 297K | 100000 | 88000 | 177K | 332K | 246K | 177K | 342K | 199K |
| eps | 0.34 | 0.27 | 0.09 | 0.06 | 0.16 | 0.3 | 0.18 | 0.13 | 0.26 | 0.15 |
| date | 2025-12-31 | 2025-09-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2019-12-31 | 2019-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 10.41M | - | - | 9.12M | - | - | - | 14.59M | 2.17M | - |
| shortTermInvestments | - | - | - | - | - | - | - | - | - | - |
| cashAndShortTermInvestments | 10.41M | - | - | 9.12M | - | - | - | 14.94M | 2.17M | - |
| netReceivables | 616K | - | - | 613K | - | - | - | 619K | - | - |
| accountsReceivables | - | - | - | 613K | - | - | - | 619K | - | - |
| otherReceivables | 616K | - | - | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - | - | - | - |
| prepaids | - | - | - | - | - | - | - | - | - | - |
| otherCurrentAssets | - | - | - | - | - | - | - | -15.55M | - | - |
| totalCurrentAssets | 11.02M | - | - | 9.74M | - | - | - | - | 2.17M | - |
| propertyPlantEquipmentNet | 927K | - | - | 1.07M | - | - | - | 296K | 326K | - |
| goodwill | 1.67M | - | - | 1.67M | - | - | - | 1.67M | - | - |
| intangibleAssets | - | - | - | - | - | - | - | - | - | - |
| goodwillAndIntangibleAssets | 1.67M | - | - | 1.67M | - | - | - | 1.67M | - | - |
| longTermInvestments | 138.19M | - | - | 119.72M | - | - | - | 17.69M | - | - |
| taxAssets | - | - | - | - | - | - | - | - | - | - |
| otherNonCurrentAssets | 4.83M | 159.3M | 160.16M | 24.18M | 152.23M | 150.1M | - | 137.24M | 97.59M | - |
| totalNonCurrentAssets | 145.62M | 159.3M | 160.16M | 146.64M | 152.23M | 150.1M | - | 156.9M | 97.92M | - |
| otherAssets | - | - | - | - | - | - | - | - | - | - |
| totalAssets | 156.64M | 159.3M | 160.16M | 156.38M | 152.23M | 150.1M | - | 156.9M | 100.08M | - |
| totalPayables | - | - | - | 302K | - | - | - | 280K | 79000 | - |
| accountPayables | - | - | - | 302K | - | - | - | 280K | 79000 | - |
| otherPayables | - | - | - | - | - | - | - | - | - | - |
| accruedExpenses | - | - | - | - | - | - | - | 280K | - | - |
| shortTermDebt | 20.69M | - | - | 7.9M | - | - | - | 4.64M | - | - |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - | - | - | - |
| taxPayables | - | - | - | - | - | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - | - | - | - | - | - |
| otherCurrentLiabilities | - | - | - | -8.2M | - | - | - | -5.2M | -79000 | - |
| totalCurrentLiabilities | 20.69M | - | - | - | - | - | - | - | 79000 | - |
| longTermDebt | 28.5M | 52.53M | 54.75M | 48.55M | 51.55M | 50.05M | - | 48.57M | - | 25.19M |
| capitalLeaseObligationsNonCurrent | 480K | - | - | 766K | - | - | - | - | - | - |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | - | - | - | - | - | - |
| otherNonCurrentLiabilities | 89.6M | 89.74M | 90.95M | 105.69M | 86.18M | 86.36M | -13.66M | 94.67M | - | -25.19M |
| totalNonCurrentLiabilities | 118.58M | 142.26M | 145.7M | 142.21M | 137.73M | 136.41M | -13.66M | 143.24M | 87.21M | 25.19M |
| otherLiabilities | - | - | - | - | - | - | - | - | - | - |
| capitalLeaseObligations | 480K | - | - | 766K | - | - | - | - | - | - |
| totalLiabilities | 139.27M | 142.26M | 145.7M | 142.21M | 137.73M | 136.41M | -13.66M | 143.24M | 87.29M | 25.19M |
| treasuryStock | -2.31M | - | - | -4.76M | - | - | - | -4.76M | -7.38M | - |
| preferredStock | - | - | - | - | - | - | - | - | - | - |
| commonStock | 18000 | 6.28M | 6.67M | 18000 | 14.5M | 6.67M | - | 18000 | 18000 | 7.06M |
| retainedEarnings | 14.62M | 14.35M | 14.14M | 14.14M | 14.04M | 13.79M | - | 13.6M | 13.11M | 13.13M |
| additionalPaidInCapital | 6.26M | - | - | 6.65M | - | - | - | 6.65M | 7.04M | - |
| date | 2025-09-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| netIncome | - | - | - | - | - | - | - | 51 | 161 | 121 |
| depreciationAndAmortization | - | - | - | - | - | - | - | - | - | - |
| deferredIncomeTax | - | - | - | - | - | - | - | - | - | - |
| stockBasedCompensation | - | - | - | - | - | - | - | - | - | - |
| changeInWorkingCapital | - | - | - | - | - | - | - | - | - | - |
| accountsReceivables | - | - | - | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - | - | - | - |
| accountsPayables | - | - | - | - | - | - | - | - | - | - |
| otherWorkingCapital | - | - | - | - | - | - | - | - | - | - |
| otherNonCashItems | - | - | - | - | - | - | - | -51 | -161 | -121 |
| netCashProvidedByOperatingActivities | - | - | - | - | - | - | - | - | - | - |
| investmentsInPropertyPlantAndEquipment | - | - | - | - | - | - | - | - | - | - |
| acquisitionsNet | - | - | - | - | - | - | - | - | - | - |
| purchasesOfInvestments | - | - | - | - | - | - | - | - | - | - |
| salesMaturitiesOfInvestments | - | - | - | - | - | - | - | - | - | - |
| otherInvestingActivities | - | - | - | - | - | - | - | - | - | - |
| netCashProvidedByInvestingActivities | - | - | - | - | - | - | - | - | - | - |
| netDebtIssuance | - | - | - | - | - | - | - | - | - | - |
| longTermNetDebtIssuance | - | - | - | - | - | - | - | - | - | - |
| shortTermNetDebtIssuance | - | - | - | - | - | - | - | - | - | - |
| netStockIssuance | - | - | - | - | - | - | - | - | - | - |
| netCommonStockIssuance | - | - | - | - | - | - | - | - | - | - |
| commonStockIssuance | - | - | - | - | - | - | - | - | - | - |
| commonStockRepurchased | - | - | - | - | - | - | - | - | - | - |
| netPreferredStockIssuance | - | - | - | - | - | - | - | - | - | - |
| netDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| commonDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| preferredDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| otherFinancingActivities | - | - | - | - | - | - | - | - | - | - |
| netCashProvidedByFinancingActivities | - | - | - | - | - | - | - | - | - | - |