Is West Shore Bank Corp. (WSSH) a Buy, Sell, or Hold?
OTC : WSSH
West Shore Bank Corp. — Financials
$43.31 USD
$0 (0.0%)
- Volume
- 100
- Average Volume
- 191
- Market Capitalization
- $53.37M
- P/E Ratio
- 8.51
- Dividend Yield
- 2.15%
- Price Target
- Year High
- $44.00
- Year Low
- $30.00
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.18
- Current Ratio
- $0.06
WSSH Financial Statements
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|---|---|
| revenue | 48.88M | 29.13M | 26.81M | 26.66M | 27.41M | 26.39M | 21.54M |
| costOfRevenue | 14.55M | - | - | - | 1.26M | - | - |
| grossProfit | 34.34M | 29.13M | 26.81M | 26.66M | 26.15M | 26.39M | 21.54M |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | 928K | 422K | 555K | 984K | 732K | 1.4M | 800.5K |
| sellingAndMarketingExpenses | 873K | 240K | 343K | 271K | 138K | 164K | 375.8K |
| sellingGeneralAndAdministrativeExpenses | 1.8M | 662K | 898K | 1.26M | 870K | 1.57M | 1.18M |
| otherExpenses | 25.08M | 22.07M | 20.99M | 20.85M | 20.03M | 18.83M | 16.57M |
| operatingExpenses | 26.88M | 22.73M | 21.89M | 22.1M | 20.9M | 20.4M | 17.74M |
| costAndExpenses | 41.43M | 22.73M | 21.89M | 22.1M | 22.16M | 20.4M | 17.74M |
| netInterestIncome | 28.24M | 23.47M | 22.32M | 21.88M | 18.49M | 17.17M | 15.93M |
| interestIncome | 42.79M | 39.57M | 32.36M | 23.6M | 19.74M | 19.24M | 18.86M |
| interestExpense | 14.55M | 16.1M | 10.04M | 1.72M | 1.26M | 2.07M | 2.93M |
| depreciationAndAmortization | 2M | 2.04M | 2.09M | 2.03M | 2.18M | 1.88M | 1.04M |
| ebitda | 9.45M | - | - | - | - | - | - |
| ebit | 7.45M | -2.04M | -2.09M | -2.03M | -2.18M | -1.88M | -1.04M |
| nonOperatingIncomeExcludingInterest | - | 8.44M | 7.01M | 6.59M | 7.43M | 7.87M | 1.04M |
| operatingIncome | 7.45M | 6.4M | 4.92M | 4.56M | 5.25M | 5.99M | 3.8M |
| totalOtherIncomeExpensesNet | - | -475K | -167K | -254K | - | -1.8M | - |
| incomeBeforeTax | 7.45M | 5.93M | 4.75M | 4.31M | 5.25M | 4.19M | 3.8M |
| incomeTaxExpense | 1.2M | 1.08M | 338K | 464K | 643K | 418K | 273.2K |
| netIncomeFromContinuingOperations | 6.25M | 4.85M | 4.41M | 3.84M | 4.61M | 3.77M | 3.53M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - |
| netIncome | 6.25M | 4.85M | 4.41M | 3.84M | 4.61M | 3.77M | 3.53M |
| netIncomeDeductions | - | - | - | - | - | - | - |
| bottomLineNetIncome | 6.25M | 4.85M | 4.41M | 3.84M | 4.61M | 3.77M | 3.53M |
| eps | 5.09 | 3.93 | 3.53 | 2.94 | 3.52 | 2.87 | 2.67 |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 37.92M | 29.09M | 41.34M | 31.02M | 134.58M | 56.07M | 17.89M |
| shortTermInvestments | - | - | - | - | - | - | - |
| cashAndShortTermInvestments | 37.92M | 29.09M | 41.34M | 31.02M | 134.58M | 56.07M | 17.89M |
| netReceivables | - | - | - | - | - | - | - |
| accountsReceivables | - | - | - | - | - | - | - |
| otherReceivables | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - |
| prepaids | - | - | - | - | - | - | - |
| otherCurrentAssets | - | - | - | - | - | - | - |
| totalCurrentAssets | 37.92M | 29.09M | 41.34M | 31.02M | 134.58M | 56.07M | 17.89M |
| propertyPlantEquipmentNet | 23.19M | 24.13M | 25.28M | 25.87M | 25.03M | 16.48M | 9.92M |
| goodwill | 1.84M | 1.84M | 1.84M | 1.84M | 1.84M | 1.84M | 1.84M |
| intangibleAssets | 2.65M | 2.76M | 2.81M | 2.95M | 3M | 2.51M | - |
| goodwillAndIntangibleAssets | 4.49M | 4.6M | 4.65M | 4.79M | 4.84M | 4.35M | 1.84M |
| longTermInvestments | 633.87M | 53.66M | 56.8M | 101.35M | 80.45M | 47.25M | 27.15M |
| taxAssets | - | 4.57M | 5.23M | - | - | - | - |
| otherNonCurrentAssets | 120.97M | 652.28M | 587.74M | - | - | - | - |
| totalNonCurrentAssets | 782.52M | 739.25M | 679.7M | 132.01M | 110.33M | 68.08M | 38.91M |
| otherAssets | - | - | 679.86M | 522.71M | 463.37M | 433.55M | 405.61M |
| totalAssets | 820.44M | 768.34M | 721.04M | 685.74M | 708.27M | 557.69M | 462.41M |
| totalPayables | - | - | - | - | - | - | - |
| accountPayables | - | - | - | - | - | - | - |
| otherPayables | - | - | - | - | - | - | - |
| accruedExpenses | - | - | - | - | - | - | - |
| shortTermDebt | - | 24.76M | 66.3M | - | - | - | - |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - |
| taxPayables | - | - | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - | - | - |
| otherCurrentLiabilities | 682.78M | 399.38M | 520.33M | 557.98M | 576.09M | - | - |
| totalCurrentLiabilities | 682.78M | 424.14M | 586.63M | 557.98M | 576.09M | - | - |
| longTermDebt | 51.52M | 37.67M | 24.62M | 58.58M | 19.55M | - | - |
| capitalLeaseObligationsNonCurrent | - | - | - | - | - | - | - |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | - | - | - |
| otherNonCurrentLiabilities | 29.04M | 31.13M | 68.06M | 32.4M | 64.77M | - | - |
| totalNonCurrentLiabilities | 80.56M | 68.8M | 92.68M | 90.98M | 84.32M | - | 24M |
| otherLiabilities | - | 297.67M | - | - | - | 510.72M | - |
| capitalLeaseObligations | - | - | - | - | - | - | - |
| totalLiabilities | 763.34M | 720.11M | 679.31M | 648.96M | 660.4M | 510.72M | 24M |
| treasuryStock | - | - | - | - | - | - | - |
| preferredStock | - | - | - | - | - | - | - |
| commonStock | 1.23M | 1.23M | 1.23M | 1.26M | 1.3M | 1.32M | 1.32M |
| retainedEarnings | 60.12M | 55.08M | 51.37M | 48.62M | 47.1M | 44.2M | 41.8M |
| additionalPaidInCapital | - | - | - | - | - | - | - |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|---|---|
| netIncome | 6.25M | 4.85M | 4.41M | 3.84M | 4.61M | 3.77M | 3.53M |
| depreciationAndAmortization | 2M | 2.04M | 2.09M | 2.03M | 2.18M | 1.88M | 1.04M |
| deferredIncomeTax | - | - | - | - | - | - | - |
| stockBasedCompensation | - | - | - | - | - | - | - |
| changeInWorkingCapital | 1.82M | -2.14M | 534K | -1.33M | -94000 | 721K | 1.09M |
| accountsReceivables | 633K | -1.77M | -590K | 351K | -37000 | - | - |
| inventory | - | - | - | - | - | - | - |
| accountsPayables | - | - | - | - | - | - | - |
| otherWorkingCapital | 1.19M | -373K | 1.12M | -1.68M | -57000 | 721K | - |
| otherNonCashItems | -1.65M | -553K | 1.25M | 4.08M | 2.16M | -6.34M | -1.29M |
| netCashProvidedByOperatingActivities | 8.42M | 4.19M | 8.29M | 8.62M | 8.84M | 36000 | 4.38M |
| investmentsInPropertyPlantAndEquipment | -417K | -352K | -675K | -2.18M | -9.55M | -7.41M | -679.4K |
| acquisitionsNet | - | - | - | - | - | - | - |
| purchasesOfInvestments | - | - | -500K | -29.51M | -80.5M | -51.31M | -15.48M |
| salesMaturitiesOfInvestments | 28.27M | 20.25M | 24.65M | 13.82M | 15.56M | 24.81M | 32.23M |
| otherInvestingActivities | -68.18M | -76.36M | -49M | -82.31M | -3.19M | -16.32M | -23.83M |
| netCashProvidedByInvestingActivities | -40.33M | -56.45M | -25.52M | -100.18M | -77.68M | -50.24M | -7.76M |
| netDebtIssuance | 10.49M | 13M | -34M | 39M | 19.38M | -24M | 2.29M |
| longTermNetDebtIssuance | 13.8M | 13M | -34M | 39M | 19.38M | -24M | 2.29M |
| shortTermNetDebtIssuance | -3.31M | - | - | - | - | - | - |
| netStockIssuance | -93000 | -3000 | -585K | -1.26M | -575K | -230K | 60100 |
| netCommonStockIssuance | -93000 | -3000 | -585K | -1.26M | -575K | -230K | 60100 |
| commonStockIssuance | 238K | 17000 | 20000 | 5000 | 8000 | 32000 | 60100 |
| commonStockRepurchased | -331K | -20000 | -605K | -1.26M | -583K | -262K | - |
| netPreferredStockIssuance | - | - | - | - | - | - | - |
| netDividendsPaid | -1.13M | -1.13M | -1.1M | -1.11M | -1.15M | -1.16M | -1.16M |
| commonDividendsPaid | -1.13M | -1.13M | -1.1M | -1.11M | -1.15M | -1.16M | -1.16M |
| preferredDividendsPaid | - | - | - | - | - | - | - |
| otherFinancingActivities | 31.47M | 28.15M | 63.23M | -48.63M | 129.69M | 113.77M | 5.25M |
| netCashProvidedByFinancingActivities | 40.74M | 40.01M | 27.55M | -11.99M | 147.35M | 88.38M | 6.43M |