NYSE : SYF

Synchrony Financial — News

$72.21 USD

-$1.2 (-1.63%)

Volume
7.21M
Average Volume
3.83M
Market Capitalization
$24.29B
P/E Ratio
7.40
Dividend Yield
1.66%
Price Target
$84.50
Year High
$88.77
Year Low
$63.08
Day High
Day Low
Payout Ratio
$0.14
Current Ratio
$1.33
Source Headline
Synchrony Financial: Card Holders Are Still Buying - So Should Stock Investors

Synchrony Financial shares have declined despite solid purchase volume growth and improving loan balances. Loan growth is expected to drive higher net interest income in 2H 2026, with Net Interest Margin for the year forecasted at 15.5%, an improvement from 2025. Synchrony's aggressive buybacks and a 13.3% dividend provide attractive shareholder returns. The forward P/E is now a compelling 7.8.

seekingalpha.com - 2026-07-21 18:20:38

Synchrony CFO Sees Consumers Spending Through Inflation Pressure

The prevailing narrative says the consumer, squeezed by inflation, higher gas prices and a steady sense of uncertainty, is ready to pull back. Synchrony's second-quarter results point in a more optimistic direction.

pymnts.com - 2026-07-21 14:21:42

Synchrony Financial (SYF) Q2 2026 Earnings Call Transcript

Synchrony Financial (SYF) Q2 2026 Earnings Call Transcript

seekingalpha.com - 2026-07-21 13:14:05

Synchrony Beats Q2 Earnings Estimates, Raises 2026 EPS Outlook

Synchrony Financial tops Q2 EPS estimates by 24.5% as record purchase volume, stronger loan growth and a higher 2026 EPS outlook offset rising expenses.

zacks.com - 2026-07-21 12:31:14

Synchrony Financial Q2 Earnings Call Highlights

Synchrony Financial NYSE: SYF reported second-quarter 2026 net earnings of $885 million, or $2.59 per diluted share, as executives pointed to record purchase volume, renewed account growth and continued credit discipline during the company's earnings call.

marketbeat.com - 2026-07-21 12:07:06

Synchrony (SYF) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

While the top- and bottom-line numbers for Synchrony (SYF) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

zacks.com - 2026-07-21 10:31:18

Synchrony (SYF) Q2 Earnings Top Estimates

Synchrony (SYF) came out with quarterly earnings of $2.59 per share, beating the Zacks Consensus Estimate of $2.08 per share. This compares to earnings of $2.5 per share a year ago.

zacks.com - 2026-07-21 08:06:06

Synchrony Reports Second Quarter 2026 Results

Company Announces Quarterly Common Stock Dividend of $0.34 Per Share STAMFORD, Conn., July 21, 2026 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced its second quarter 2026 results for the fiscal year ending June 30, 2026.

prnewswire.com - 2026-07-21 06:00:00

Will Higher Purchase Volumes Fuel Synchrony's Q2 Earnings Beat?

Will higher purchase volumes and a wider net interest margin help SYF top Q2 estimates? See the key factors shaping its July 21 earnings report.

zacks.com - 2026-07-16 11:41:08

Countdown to Synchrony (SYF) Q2 Earnings: A Look at Estimates Beyond Revenue and EPS

Evaluate the expected performance of Synchrony (SYF) for the quarter ended June 2026, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

zacks.com - 2026-07-16 10:36:45

Synchrony (SYF) Expected to Beat Earnings Estimates: Should You Buy?

Synchrony (SYF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

zacks.com - 2026-07-14 11:01:11

Inflation Just Hit a 3-Year High. These Credit Card Stocks Will Show the Strain First.

All lenders are in the same economic boat, but some borrowers are more resilient than others.

fool.com - 2026-07-09 06:45:00

Synchrony Launches Free Skilled-Trades Degree Pathway for Employees

New program enables eligible employees to earn associate degrees in HVAC, electrical, welding and more with tuition covered by the company Women in the Trades Forum convenes industry leaders to strengthen the pipeline for tech ‑ enabled trade careers WEST CHESTER, Ohio, July 8, 2026 /PRNewswire/ -- At Synchrony's Women in the Trades forum, hosted with leading nonprofit partners, company leaders unveiled a new program enabling all U.S. employees, after three months of service, to earn a debt-free associate degree through community and technical college programs in high-demand fields like HVAC, electrical, plumbing and welding, building skills that support critical roles in data center operations and advanced mechanics.  Demand for these roles is accelerating, with nearly 500,000 skilled trade jobs unfilled today in the U.S., and by 2030, another 2.1 million more positions could go unfilled.

prnewswire.com - 2026-07-08 07:30:00

Synchrony Announces Executive Leadership Changes to Advance Digital Growth, Customer Experience and AI Momentum

STAMFORD, Conn., June 29, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, today announced executive leadership changes in its Digital platform and Technology and Operations organizations.

prnewswire.com - 2026-06-29 16:05:00

Synchrony Financial: A Resilient Preferred For Rate Uncertainty

Synchrony Financial offers Series B fixed-rate reset preferreds, SYF.PR.B, with an 8.25% coupon, currently yielding ~8.04% at trading a slight premium to par. SYF.PR.B manages the interest rate risk versus fixed-rate preferreds, with coupon resetting in May 2029 to the five-year Treasury plus 4.044%. Synchrony's strong credit profile features a ~$15.25B common equity cushion and ~40x preferred dividend coverage, supporting preferred holders' security.

seekingalpha.com - 2026-06-29 02:44:34

Synchrony Financial Fixed-Rate Preferred: Attractive Yield At A Discount, Uncertain Rate Outlook

Synchrony Financial fixed-rate preferred offers a ~7.54% yield, trading at a discount due to higher market rates. SYF.PR.A enjoys strong dividend coverage (~40x quarterly, ~43x annual), strong capital ratios, and qualified dividend treatment for enhanced after-tax yield. Interest rate trajectory remains the primary risk; upside is capped at par, but discount mitigates call risk and allows for rate-reversal participation.

seekingalpha.com - 2026-06-26 01:05:15

Synchrony to Announce Second Quarter 2026 Financial Results on July 21, 2026

STAMFORD, Conn., June 23, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its second quarter 2026 results on Tuesday, July 21, 2026.

prnewswire.com - 2026-06-23 08:00:00

Synchrony Moves Dental Financing Beyond the Credit Score

Watch more: Synchrony SMB Series With Beto Casellas of Synchrony and Dr. Priveer Sharma of Sharma Oral Surgery  A patient sits in the chair needing an implant or a set of extractions and can't pay for it up front.

pymnts.com - 2026-06-23 04:00:20

Synchrony's CareCredit Makes It Easy to Pay for Your Pet's Training, Boarding, Daycare and Grooming with Pet Resort Hospitality Group Partnership

Key Highlights Pay with the CareCredit credit card at more places: CareCredit is now accepted at 40 Pet Resort Hospitality Group locations in 12 states for training, boarding, daycare and grooming. Supporting pet care education: The partnership also supports Pet Resort University, an education program for pet care professionals—part of CareCredit's ongoing commitment to industry training.

prnewswire.com - 2026-06-10 09:00:00

Synchrony's Comeback Is Hiding in Plain Sight

These days, that's been working pretty well. As one of the largest private-label credit card issuers in the United States, the company is making money, reducing loan losses, and handing billions back to shareholders.

marketbeat.com - 2026-06-10 08:40:20

Synchrony Financial (SYF) Presents at Morgan Stanley US Financials Conference 2026 Transcript

Synchrony Financial (SYF) Presents at Morgan Stanley US Financials Conference 2026 Transcript

seekingalpha.com - 2026-06-09 14:42:22

Synchrony Named No. 1 Best Workplace in New York by Fortune and Great Place To Work

Top honor highlights Synchrony's high-trust culture built for New York speed, with flexibility, collaboration, AI fluency and its NYC Experience Center accelerating innovation and business results NEW YORK, June 9, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer financing company, has been named the No. 1 Best Workplace in New York by Great Place To Work® and Fortune magazine.

prnewswire.com - 2026-06-09 08:30:00

CareCredit Now Available at LiveLoveSpa.com Checkout, Marking First eCommerce Partnership in the Cosmetic Space

LiveLoveSpa.com becomes the first eCommerce partner in the cosmetic space to offer the CareCredit credit card as a seamless checkout option, giving consumers more options to pay for skincare and beauty products. Key Highlights: A first in beauty eCommerce: LiveLoveSpa.com becomes CareCredit's first cosmetics eCommerce partner to offer CareCredit as a built-in checkout payment option.

prnewswire.com - 2026-06-03 09:00:00

Synchrony to Participate in the Morgan Stanley US Financials Conference

STAMFORD, Conn., June 2, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.

prnewswire.com - 2026-06-02 08:00:00

Synchrony (SYF) Down 8.4% Since Last Earnings Report: Can It Rebound?

Synchrony (SYF) reported earnings 30 days ago. What's next for the stock?

zacks.com - 2026-05-21 12:31:17

Is Synchrony Financial (SYF) Overvalued After 3.8% Rally? GF Value Says Overvalued

On May 20, 2026, Synchrony Financial (SYF) shares rose 3.8% to $72.05. The stock has experienced a 52-week range of $55.67 to $88.77, reflecting significant vol

gurufocus.com - 2026-05-20 18:23:00

The Issuers Pulling Ahead Are Building Into Customers' Money Flows

The competition among card issuers is no longer centered only on rewards rates or promotional offers. Increasingly, it is about whether an issuer can become embedded deeply enough in a customer's daily financial activity that the relationship becomes difficult to displace.

pymnts.com - 2026-05-19 04:00:26

Treasury Yields Are at 4.42% and These 3 Digital Banks Under $50

Financial services stocks are quietly running one of the better setups in the market right now.

247wallst.com - 2026-05-14 13:27:12

3 Bank of America Value 10 Stocks Pay Dividends and Trade Under 10X PE

Value stocks are generally companies that trade at a price below their fundamental value or what their performance suggests they should be worth.

247wallst.com - 2026-05-14 07:48:28

Synchrony and CareCredit Lend a Helping Paw to College Puppy Raisers Training Canine Companions' Next Generation of Service Dogs

Donation helps cover veterinary care to reduce a key financial hurdle for student puppy raisers in 23 states Key Highlights  $150,000 CareCredit donation to Canine Companions to help train and place service dogs at no cost to recipients  $50,000 of donation dedicated to cover veterinary costs for college student puppy raisers across 30 colleges and universities in 23 states CareCredit has proudly partnered with Canine Companions for more than 10 years as part of its commitment to helping manage the cost of care, whether that care is for families, pets, or service dogs that change lives STAMFORD, Conn., May 12, 2026 /PRNewswire/ -- Cue the tail wags: Synchrony (NYSE: SYF), a leading consumer financing company, today announced a $150,000 donation on behalf of CareCredit , its health and wellness credit card for humans and their pets, to Canine Companions ®, a national nonprofit that provides expertly trained service dogs at no cost to adults, children and veterans with disabilities, and to professionals working in healthcare, law enforcement and educational settings.

prnewswire.com - 2026-05-12 09:00:00

A Look at Synchrony Financial (SYF) After 3.9% Decline -- GF Value $58.90 vs Price $70.28

On May 11, 2026, Synchrony Financial (SYF) shares fell 3.9% to a current price of $70.28. This decline contributes to a year-to-date drop of 15.1%, despite a 1-

gurufocus.com - 2026-05-11 21:08:00

DICK'S Sporting Goods and Synchrony Level Up the DICK'S Credit Card, Offering Members 10% Back in ScoreCard Rewards on Qualifying Purchases

Key Highlights: Built for how athletes shop today: Synchrony and DICK'S Sporting Goods are giving athletes more value, choice and convenience with the DICK'S Credit Card: The Card for Sport, formerly the ScoreRewards Credit Card, and DICK'S Mastercard. Rewards that perform: Cardholders can now earn 10% back in rewards on qualifying purchases at DICK'S – one of the most competitive rewards rates in U.S. retail.

prnewswire.com - 2026-05-06 09:00:00

Synchrony Expands Partnership with Lowe's as New Issuer of Co-Brand Credit Card for Home Improvement Professionals

STAMFORD, Conn., April 30, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer financing company, today announced an expanded co-brand partnership with Lowe's (NYSE: LOW), with Synchrony now issuing the MyLowe's Pro Rewards American Express® Card. The new card complements the existing MyLowe's Pro Rewards Credit Card, which can be used only in Lowe's stores. The new card can be used anywhere American Express (NYSE: AXP) is accepted, helping extend Pro purchasing power and rewards earning potential beyond Lowe's.

prnewswire.com - 2026-04-30 10:30:00

From Saving Today to Investing Tomorrow Most Consumers Want Financial Literacy Taught in Schools

New consumer insights from Synchrony survey highlight financial confidence trends, education gaps, and the need for continued financial wellness initiatives Key Highlights With only 39% of consumers reporting learning about personal finance in school, financial education gaps persist Nearly 70% of consumers believe financial literacy should be taught in schools 75% of consumers say financial literacy is a lifelong journey, reinforcing demand for continuous education STAMFORD, Conn., April 29, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer financing company, announced key findings from its In Sync with Consumers survey, a quarterly series that provides insights on how Americans shop, spend, and access credit in an evolving retail landscape.

prnewswire.com - 2026-04-29 08:00:00

Bread Financial Q1 Earnings Beat Estimates on Higher Credit Sales

BFH Q1 EPS jumps 49% y/y on strong credit sales and higher margins, with revenue growth partly offset by rising compensation costs.

zacks.com - 2026-04-27 13:20:50

Adobe Leads 3 Big Buyback Programs Worth Up to 25% of Market Cap

The world's largest name in creative software has seen its stock price tank. Its new $25 billion buyback plan suggests it sees significant value in shares.

marketbeat.com - 2026-04-26 08:31:06

Chico's FAS Unveils First-Ever Credit Card Program and Reimagined Loyalty Experience Across Chico's, Soma, and White House Black Market in partnership with Synchrony and Mastercard

Updated Loyalty Programs Introduce First-Ever Credit Cards for the Brands, Offering Enhanced Rewards and Expanded Payment Options Key Highlights: Chico's FAS and Synchrony have launched co-branded Mastercard and private label credit card programs to provide Chico's, White House Black Market (WHBM), and Soma customers with expanded benefits and payment options. Chico's, WHBM, and Soma (collectively, the Chico's FAS brands) have each relaunched their loyalty programs (Club Chico's, WHBM Prestige, and Soma My Rewards) making it simpler for customers to understand how they earn rewards and easier to get rewarded more quickly.

prnewswire.com - 2026-04-22 09:00:00

CPC Advisors LLC Has $8.92 Million Stock Holdings in Synchrony Financial $SYF

CPC Advisors LLC cut its stake in shares of Synchrony Financial (NYSE: SYF) by 9.0% in the undefined quarter, according to its most recent Form 13F filing with the SEC. The fund owned 106,901 shares of the financial services provider's stock after selling 10,573 shares during the period. Synchrony Financial accounts for about

defenseworld.net - 2026-04-22 04:46:11

Synchrony CFO Flags Momentum in Spending and Credit

Consumers are continuing to rely on cards as both a spending tool and a way to manage liquidity, and Synchrony's latest quarter, as announced on Tuesday (April 21), indicates that balance remains intact even as affordability pressures persist. Brian Wenzel, chief financial officer at Synchrony, described the period in straightforward terms.

pymnts.com - 2026-04-22 04:01:57

Synchrony Financial: The Consumer Is Holding On - So Should Investors

Synchrony Financial delivered good Q1 results with improving purchase volume growth and steady credit quality. Loan receivables growth is expected to resume, targeting 5% in 2026, supported by strong purchase volumes and new card programs, with some drag from the Home and Auto lending platform. Credit metrics remain healthy, with charge-offs forecast below 5.5% and allowance for credit losses at 10.4%. Technology investments drive future efficiency.

seekingalpha.com - 2026-04-21 23:49:57

Synchrony Q1 Earnings Match Estimates on Purchase Volume Growth

SYF reports in-line Q1 EPS, driven by growth in purchase volume and net interest margin, while deposits decline. The company hikes its dividend by 13%.

zacks.com - 2026-04-21 16:05:25

Synchrony Financial (SYF) Q1 2026 Earnings Call Transcript

Synchrony Financial (SYF) Q1 2026 Earnings Call Transcript

seekingalpha.com - 2026-04-21 14:50:39

Synchrony Financial: More Buybacks And A Dividend Hike Highlight A Solid Q1

Synchrony Financial stock remains a Buy, supported by resilient consumer credit trends and strong profitability. SYF Q1 EPS rose 20% to $2.27, with net interest margin expanding to 15.5% and loan yields at 21.8%. Credit quality is stable: charge-offs declined to 5.42%, reserves are robust at 10.4% of loans, and delinquencies remain flat.

seekingalpha.com - 2026-04-21 10:47:49

Synchrony (SYF) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

The headline numbers for Synchrony (SYF) give insight into how the company performed in the quarter ended March 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

zacks.com - 2026-04-21 10:31:46

Synchrony (SYF) Matches Q1 Earnings Estimates

Synchrony (SYF) came out with quarterly earnings of $2.27 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $1.89 per share a year ago.

zacks.com - 2026-04-21 08:15:30

Synchrony Reports First Quarter 2026 Results

Company Announces Quarterly Common Stock Dividend of $0.30 Per Share and Plans to Increase Quarterly Common Stock Dividend to $0.34 Per Share Company also Announces Approval of a $6.5 Billion Share Repurchase Program STAMFORD, Conn., April 21, 2026 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced its first quarter 2026 results for the period ending March 31, 2026.

prnewswire.com - 2026-04-21 06:00:00

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SYF Price Target Summary

Last Month

$97.00

1 analysts

Last Quarter

$86.67

3 analysts

Last Year

$87.69

29 analysts

All Time

$70.11

61 analysts

SYF Recent Analyst Grades

Date Analyst Firm Action Previous Grade New Grade
2026-07-13 HSBC Maintain Buy Buy
2026-07-13 JP Morgan Maintain Neutral Neutral
2026-07-07 TD Cowen Maintain Buy Buy
2026-07-07 UBS Maintain Neutral Neutral
2026-04-23 Truist Securities Maintain Hold Hold
2026-04-22 Barclays Maintain Overweight Overweight
2026-04-22 Baird Maintain Outperform Outperform
2026-04-22 BTIG Downgrade Buy Neutral
2026-04-09 JP Morgan Maintain Neutral Neutral
2026-04-09 Wells Fargo Maintain Overweight Overweight
2026-04-06 Evercore ISI Group Maintain Outperform Outperform
2026-04-06 Barclays Maintain Overweight Overweight
2026-03-23 Truist Securities Maintain Hold Hold
2026-03-11 BTIG Maintain Buy Buy
2026-02-13 Baird Upgrade Neutral Outperform
2026-01-29 Truist Securities Maintain Hold Hold
2026-01-28 JP Morgan Maintain Neutral Neutral
2026-01-28 RBC Capital Maintain Sector Perform Sector Perform
2026-01-28 BTIG Maintain Buy Buy
2026-01-28 Barclays Maintain Overweight Overweight
2026-01-12 JP Morgan Maintain Neutral Neutral
2026-01-08 TD Cowen Maintain Buy Buy
2026-01-06 Barclays Maintain Overweight Overweight
2026-01-05 Wells Fargo Maintain Overweight Overweight
2026-01-02 Keefe, Bruyette & Woods Maintain Outperform Outperform