Is Ally Financial Inc. (ALLY) a Buy, Sell, or Hold?
NYSE : ALLY
Ally Financial Inc.
$46.34 USD
$0.99 (2.18%)
- Volume
- 2.44M
- Average Volume
- 3.3M
- Market Capitalization
- $14.2B
- P/E Ratio
- 11.17
- Dividend Yield
- 2.59%
- Price Target
- $55.00
- Year High
- $47.29
- Year Low
- $35.92
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.35
- Current Ratio
- $0.20
Industry, Sector & symbol
| Stock Exchange | NYSE |
| CEO | Michael G. Rhodes |
| Industry | Financial - Credit Services |
| Sector | Financial Services |
| Current Symbol | ALLY |
| CUSIP | 02005N100 |
| CIK | 0000040729 |
| Web | https://www.ally.com |
| Phone | 866 710 4623 |
| Currency | USD |
| Employees | 10300 |
| Country | US |
Liquidity
| Debt-to-Equity Ratio | 1.38 |
| Payout Ratio | 0.35 |
| Current Ratio | 0.20 |
| Quick Ratio | 0.20 |
| Cash Ratio | 0.06 |
Sales & Book Value
| Annual Sales | $12.15B |
| Price / Sales | 0.91 |
| Cash Flow | 0.04 |
| Price / Cash Flow | 1291.30 |
| Price / Book | 0.92 |
Price Target and Rating
| Average Stock Price Forecast | $55.00 |
| High Stock Price Forecast | $57.00 |
| Low Stock Price Forecast | $53.00 |
| Forecast Upside/Downside | -15.75% |
| Consensus Rating | Neutral |
| Rating Score(0-5) | 3 |
| Research Coverage | 38 Analysts |
Profitability
| EPS (Most Recent Fiscal Year) | $2.37 |
| Trailing P/E Ratio | 11.17 |
| PEG Ratio | 0.06 |
| P/E Growth | 0.06 |
| Net Income | $852M |
| Net Margin | 8.92% |
| Pretax Margin | 11.08% |
| Return on Equity | 9.19% |
| Return on Assets | 0.71% |
Financials Score
| AltmanZ Score | -0.61 |
| Piotroski Score | 6.00 |
| Working Capital | -126.98B |
| Total Assets | 197.27B |
| Ebit | 1.74B |
| Market Cap | 14.2B |
| Total Liabilities | 181.66B |
Poll Results
About Ally Financial Inc. (NYSE:ALLY) Stock
Ally Financial Inc. operates as a digital-first financial services provider, offering a comprehensive suite of products and services to individual consumers, commercial enterprises, and corporate clients. Its primary operational footprint spans the United States and Canada. The company is structured into four main operating segments: 1. Automotive Finance Operations: This segment specializes in vehicle financing solutions. Offerings include retail installment sales contracts, loans, and operating leases for consumers, as well as term loans for dealerships. It also facilitates dealer floorplan financing, other lines of credit for dealers, warehouse lines for automotive retailers, and fleet financing. Furthermore, this division provides funding for companies and municipalities purchasing or ... leasing vehicles and offers vehicle remarketing services. 2. Insurance Operations: Through this segment, Ally provides consumer finance protection and various insurance products via the automotive dealer channel. It also extends commercial insurance products directly to dealerships. Key offerings include vehicle service and maintenance contracts, guaranteed asset protection (GAP) products, and underwriting for commercial coverages, primarily safeguarding dealers' vehicle inventory. 3. Mortgage Finance Operations: This division oversees a portfolio of consumer mortgage loans. Its activities encompass the bulk acquisition of jumbo and low-to-moderate income mortgage loans originated by third parties, alongside direct-to-consumer mortgage offerings. 4. Corporate Finance Operations: This segment delivers senior secured leveraged cash flow loans and asset-based lending solutions to middle-market companies. It also provides other leveraged loans and commercial real estate products, particularly catering to firms within the healthcare industry. Beyond its core segments, Ally Financial Inc. also furnishes a variety of commercial banking products and services, alongside securities brokerage and investment advisory services. The company, founded in 1919 and based in Detroit, Michigan, was previously known as GMAC Inc. before officially changing its name to Ally Financial Inc. in May 2010.
What Analyst Projections for Key Metrics Reveal About Ally Financial (ALLY) Q2 Earnings
2026-07-16 10:36:38
Beyond analysts' top-and-bottom-line estimates for Ally Financial (ALLY), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended June 2026.
Why Ally Financial (ALLY) is Poised to Beat Earnings Estimates Again
2026-07-15 13:10:28
Ally Financial (ALLY) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Ally Financial (ALLY) Reports Next Week: Wall Street Expects Earnings Growth
2026-07-14 11:01:09
Ally Financial (ALLY) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Ally Financial Names Mark Mathewson Chief Information and Data Officer
2026-07-13 11:00:00
Ally Financial Names Mark Mathewson Chief Information and Data Officer PR Newswire DETROIT, July 13, 2026
Ally Financial Names Mark Mathewson Chief Information and Data Officer
2026-07-13 10:30:00
Seasoned technology executive brings 25+ years of financial services expertise and a proven track record of building and scaling high-performing organizations DETROIT, July 13, 2026 /PRNewswire/ -- Ally Financial (NYSE: ALLY) today announced the appointment of Mark Mathewson as Chief Information and Data Officer (CIDO), effective July 20, 2026. In this role, Mathewson will lead the company's technology and data organization across all functions and lines of business, advancing Ally's technology and data capabilities and driving the next phase of technology transformation for the nation's largest all-digital bank and leading auto lender.
Ally Financial (ALLY) is a Top-Ranked Value Stock: Should You Buy?
2026-07-10 10:41:26
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
2026-07-10 04:30:00
Ally stock has sputtered this year. There are some tailwinds that could propel the stock in the second half of the year.
2026-07-09 15:55:27
Ally Bank's Online Savings Account is one of the most widely used high yield savings accounts in the country. It offers no monthly maintenance fees, no minimum balance, a strong mobile app, and useful goal-organizing tools within a single account. The tradeoff: Ally has no branches and no easy way to deposit cash, so if... Ally Bank Savings, Reviewed
Frequently Asked Questions
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What is the current Ally Financial Inc. (ALLY) stock price?
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Ally Financial Inc.(NYSE:ALLY) stock price is $46.34 in the last trading session. During the trading session, ALLY stock reached the peak price of $47.29 while $35.92 was the lowest point it dropped to. The percentage change in ALLY stock occurred in the recent session was 2.18% while the dollar amount for the price change in ALLY stock was $0.99.
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ALLY's industry and sector of operation?
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The NYSE listed ALLY is part of Financial - Credit Services industry that operates in the broader Financial Services sector.
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Who are the executives of ALLY?
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Stephanie Richard | Chief Risk Officer
Douglas R. Timmerman | President of Dealer Financial Services
William C. Hall Jr. | President of Corporate Finance
Hope D. Mehlman | Chief Legal & Corporate Affairs Officer and Corporate Secretary
Austin T. McGrath | Vice President, Corporate Controller & Chief Accounting Officer -
How many employees does ALLY have?
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Number of ALLY employees currently stands at 10300. ALLY operates from Ally Detroit Center, Detroit, MI 48226, US.
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Link for ALLY official website?
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Official Website of ALLY is: https://www.ally.com
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How do I contact ALLY?
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ALLY could be contacted at phone #866 710 4623 and can also be accessed through its website. ALLY operates from Ally Detroit Center, Detroit, MI 48226, US.
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How many shares of ALLY are traded daily?
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The average number of ALLY shares traded daily for last 3 months was 3.3M.
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What is the market cap of ALLY currently?
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The market value of ALLY currently stands at $14.2B with its latest stock price at $46.34