NYSE : BFH

Bread Financial Holdings, Inc.

$99.31 USD

$1.17 (1.19%)

Volume
353K
Average Volume
702.7K
Market Capitalization
$4.01B
P/E Ratio
8.02
Dividend Yield
0.91%
Price Target
$108.00
Year High
$109.91
Year Low
$53.83
Day High
—
Day Low
—
Payout Ratio
$0.08
Current Ratio
$0.26
Company Overview

NYSE

Ralph J. Andretta

Financial - Credit Services

Financial Services

BFH

6000

US

USD

https://www.breadfinancial.com

614 729 4000

018581108

0001101215

Liquidity Metrics

1.19

0.26

0.26

0.26

0.08

Sales & Valuation

$4.7B

0.85

1.28

1.84

50.89

Profitability

$10.96

$518M

11.90%

14.00%

17.08%

2.51%

P/E Metrics

8.02

0.07

0.07

Analyst Price Target & Rating

$108.00

$132.00

$98.00

Buy

4/5

37 Analysts

-8.05%

Poll Results

About Bread Financial Holdings, Inc. (NYSE:BFH) Stock

Bread Financial Holdings, Inc. offers cutting-edge payment and credit solutions to consumers and various industries throughout North America. Their services include comprehensive financing for credit cards and other loans, which involves managing risk, originating accounts, and providing funding for approximately 130 private label and co-branded credit card programs. They also support around 500 small and medium-sized businesses through their Bread partnerships and issue Comenity-branded general purpose cash-back credit cards. The company is responsible for administering and overseeing all loans it generates, covering private label, co-brand, and general-purpose credit card portfolios, as well as its Bread BNPL (Buy Now Pay Later) products, which include installment and split-pay options. ... Beyond lending, they provide marketing, data, and analytics services. Their enhanced digital toolkit features a unified Software Development Kit (SDK), allowing seamless integration with their product range and encouraging the presentation of credit payment choices earlier in the retail journey. Additionally, the Bread digital payments platform, powered by a comprehensive suite of application programming interfaces (APIs), empowers merchants and partners to readily incorporate online point-of-sale financing, such as installment and split-pay solutions. Established in Columbus, Ohio in 1996, the company was formerly known as Alliance Data Systems Corporation until it rebranded as Bread Financial Holdings, Inc. in March 2022.

Bread Financial Holdings (BFH) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

2026-07-16 11:01:11

Bread Financial (BFH) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Bread Financial Announces Executive Leadership Changes

2026-07-14 07:30:00

COLUMBUS, Ohio, July 14, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced executive leadership changes in its commercial organization.

Will Bread Financial (BFH) Beat Estimates Again in Its Next Earnings Report?

2026-07-10 13:10:18

Bread Financial (BFH) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Inflation Just Hit a 3-Year High. These Credit Card Stocks Will Show the Strain First.

2026-07-09 06:45:00

All lenders are in the same economic boat, but some borrowers are more resilient than others.

Bread Financial Schedules Second Quarter 2026 Earnings Conference Call for Jul. 23

2026-07-07 07:30:00

COLUMBUS, Ohio, July 07, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions will host a conference call on Thursday, Jul. 23, 2026, at 8:30 a.m. ET to discuss the company's second quarter 2026 results.

BFH Outperforms Industry, Trades Near 52-Week High: Time to Buy?

2026-07-06 13:11:13

Bread Financial is poised to gain from solid credit sales, proactive risk management, financial flexibility, prudent capital deployment and higher return on capital.

BFH or FUTU: Which Is the Better Value Stock Right Now?

2026-07-06 12:40:27

Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Bread Financial Holdings (BFH) or Futu Holdings Limited Sponsored ADR (FUTU). But which of these two stocks presents investors with the better value opportunity right now?

Bread Financial: A High-Quality Lender Trading At A Discount

2026-07-05 03:01:07

Bread Financial Holdings is emerging as a high-quality lender focused on disciplined, responsible loan growth and risk management. BFH's strategic diversification into digital banking, new lending products, and integrated payments platforms enhances stability and growth prospects. Recent results show 7% YoY credit sales growth, improved net loss and delinquency rates, and rising direct-to-consumer deposits.

Frequently Asked Questions

What is the current Bread Financial Holdings, Inc. (BFH) stock price?

Bread Financial Holdings, Inc.(NYSE:BFH) stock price is $99.31 in the last trading session. During the trading session, BFH stock reached the peak price of $109.91 while $53.83 was the lowest point it dropped to. The percentage change in BFH stock occurred in the recent session was 1.19% while the dollar amount for the price change in BFH stock was $1.17.

BFH's industry and sector of operation?

The NYSE listed BFH is part of Financial - Credit Services industry that operates in the broader Financial Services sector.

Who are the executives of BFH?

Valerie E. Greer | Executive Vice President & Chief Commercial Officer
Allegra Driscoll | Executive Vice President & Chief Technology Officer
Dashon Williford | Senior Vice President of Digital Strategy & Experience
Wes Hunt | Senior Vice President of Operational Excellence
Tammy Michelle McConnaughey | Executive Vice President and Chief Credit Risk & Operations Officer

How many employees does BFH have?

Number of BFH employees currently stands at 6000. BFH operates from 3095 Loyalty Circle, Columbus, OH 43219, US.

Link for BFH official website?

Official Website of BFH is: https://www.breadfinancial.com

How do I contact BFH?

BFH could be contacted at phone #614 729 4000 and can also be accessed through its website. BFH operates from 3095 Loyalty Circle, Columbus, OH 43219, US.

How many shares of BFH are traded daily?

The average number of BFH shares traded daily for last 3 months was 702.7K.

What is the market cap of BFH currently?

The market value of BFH currently stands at $4.01B with its latest stock price at $99.31