Is First Citizens BancShares, Inc. (FCNCA) a Buy, Sell, or Hold?
First Citizens BancShares, Inc.
NASDAQ:FCNCA
$2064.81 USD
$2.56 (0.12%)
- Volume
- 25.72K
- Average Volume
- 75.29K
- Market Capitalization
- $23.92B
- P/E Ratio
- 11.87
- Dividend Yield
- 0.40%
- Price Target
- $2332.50
- Year High
- $2232.21
- Year Low
- $1623.76
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.08
- Current Ratio
- $0.15
Industry, Sector & symbol
| Stock Exchange | NASDAQ |
| CEO | Frank Brown Holding Jr. |
| Industry | Banks - Regional |
| Sector | Financial Services |
| Current Symbol | FCNCA |
| CUSIP | 31946M103 |
| CIK | 0000798941 |
| Web | https://www.firstcitizens.com |
| Phone | 919 716 7000 |
| Currency | USD |
| Employees | 17876 |
| Country | US |
Liquidity
| Debt-to-Equity Ratio | 1.54 |
| Payout Ratio | 0.08 |
| Current Ratio | 0.15 |
| Quick Ratio | 0.15 |
| Cash Ratio | 0.14 |
Sales & Book Value
| Annual Sales | $14.5B |
| Price / Sales | 1.66 |
| Cash Flow | 186.50 |
| Price / Cash Flow | 10.76 |
| Price / Book | 1.12 |
Price Target and Rating
| Average Stock Price Forecast | $2332.50 |
| High Stock Price Forecast | $2350.00 |
| Low Stock Price Forecast | $2050.00 |
| Forecast Upside/Downside | -11.48% |
| Consensus Rating | Buy |
| Rating Score(0-5) | 4 |
| Research Coverage | 11 Analysts |
Profitability
| EPS (Most Recent Fiscal Year) | $165.76 |
| Trailing P/E Ratio | 11.87 |
| PEG Ratio | -29.20 |
| P/E Growth | -29.20 |
| Net Income | $2.21B |
| Net Margin | 15.62% |
| Pretax Margin | 20.93% |
| Return on Equity | 10.19% |
| Return on Assets | 0.96% |
Financials Score
| AltmanZ Score | -0.45 |
| Piotroski Score | 7.00 |
| Working Capital | -146.55B |
| Total Assets | 235.96B |
| Ebit | 3.02B |
| Market Cap | 24.4B |
| Total Liabilities | 213.91B |
Poll Results
About First Citizens BancShares, Inc. (NASDAQ:FCNCA) Stock
First Citizens BancShares, Inc. (FCNCA) functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive suite of retail and commercial banking services to individuals, businesses, and professionals. Its deposit offerings encompass various account types, including checking, savings, money market, and certificates of deposit (time deposit accounts). The company's loan portfolio is extensive, featuring commercial credits for construction and land development, commercial mortgages, commercial and industrial (C&I) financing, and lease financing. It also provided Small Business Administration (SBA) Paycheck Protection Program (PPP) loans. For consumers, loan options span residential and revolving mortgages, construction and land development loans, auto financing ... , and various other personal lending products. Beyond core banking, First Citizens provides treasury management solutions, cardholder and merchant services, and comprehensive wealth management offerings. Its investment product suite encompasses annuities, discount brokerage, and access to third-party mutual funds, complemented by investment management and advisory services. Specialized services further extend to defined benefit and defined contribution plans, insurance, private banking, trust and fiduciary services, philanthropic advisement, and special asset management. Customers can access these diverse products and services through a robust branch network, alongside modern digital banking platforms, telephone banking, and extensive ATM networks. As of December 31, 2021, First Citizens maintained a physical presence with 529 branches spread across 19 states: Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. Founded in 1898, the company's corporate headquarters are situated in Raleigh, North Carolina.
First Citizens BancShares, Inc. Announces Date of Second Quarter 2026 Earnings Call
2026-06-30 16:30:00
RALEIGH, N.C., June 30, 2026 /PRNewswire/ -- First Citizens BancShares, Inc. ("BancShares") (NASDAQ: FCNCA) today announced it will report its financial results for the quarter ended June 30, 2026, before the U.S. financial markets open on Thursday, July 23, 2026.
Corgi Insurance and Silicon Valley Bank Partner to Connect Clients to Preferred Coverage Solutions
2026-06-17 18:19:00
SAN FRANCISCO, June 17, 2026 /PRNewswire/ -- Corgi Insurance, one of the fastest-growing insurance platforms serving startups, technology companies, and emerging businesses and Silicon Valley Bank, a division of First Citizens Bank, serving companies throughout the innovation economy, today announced a partnership that will provide SVB clients with streamlined access to Corgi's digital insurance products and risk management solutions. As companies scale, insurance has become an increasingly important component of operational readiness, fundraising, hiring, and customer acquisition.
Silicon Valley Bank Expands Life Science & Healthcare Team
2026-05-07 09:00:00
Group adds 6 experts SAN FRANCISCO, May 7, 2026 /PRNewswire/ -- Expanding its already deep bench of sector expertise, Silicon Valley Bank (SVB), a division of First Citizens Bank, announced it has added several new hires to its Life Science and Healthcare team. The expansion of the team further reinforces SVB's ongoing commitment to partnering with and financing companies across the innovation economy, in sectors such as healthtech, biotech, diagnostics and tools.
First Citizens: Credit Trends Cap Upside
2026-05-02 22:11:02
First Citizens Bancshares remains a 'hold' as margin pressure, under-reserved credit risk, and software exposure limit upside despite strong buybacks. Q1 saw deposit and loan growth, driven by legacy SVB operations and a robust VC environment, but deposit trends may reverse as tech companies burn cash. Net interest margin continues to decline, with NIM expected to bottom in Q3; reserve coverage has weakened, raising medium-term credit risk concerns.
Evergreen Capital Management LLC Takes Position in First Citizens BancShares, Inc. $FCNCA
2026-04-25 04:03:03
Evergreen Capital Management LLC bought a new stake in First Citizens BancShares, Inc. (NASDAQ: FCNCA) in the undefined quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The fund bought 389 shares of the bank's stock, valued at approximately $835,000. Several other hedge funds and other institutional investors
2026-04-24 04:18:49
First Citizens BancShares (NASDAQ: FCNCA - Get Free Report) and Community Trust Bancorp (NASDAQ: CTBI - Get Free Report) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, analyst recommendations, earnings, profitability, valuation, institutional ownership and risk. Volatility and Risk First Citizens BancShares
Compared to Estimates, First Citizens (FCNCA) Q1 Earnings: A Look at Key Metrics
2026-04-23 10:30:36
While the top- and bottom-line numbers for First Citizens (FCNCA) give a sense of how the business performed in the quarter ended March 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
First Citizens Plans to Retire Silicon Valley Bank Name
2026-04-23 10:30:15
Three years ago, First Citizens BancShares acquired failing crypto/tech-focused lender Silicon Valley Bank (SVB). Now, First Citizens says it's time for an SVB rebrand, according to a Thursday (April 23) news release.
Frequently Asked Questions
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What is the current First Citizens BancShares, Inc. (FCNCA) stock price?
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First Citizens BancShares, Inc.(NASDAQ:FCNCA) stock price is $2064.81 in the last trading session. During the trading session, FCNCA stock reached the peak price of $2232.21 while $1623.76 was the lowest point it dropped to. The percentage change in FCNCA stock occurred in the recent session was 0.12% while the dollar amount for the price change in FCNCA stock was $2.56.
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FCNCA's industry and sector of operation?
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The NASDAQ listed FCNCA is part of Banks - Regional industry that operates in the broader Financial Services sector.
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Who are the executives of FCNCA?
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Jeffery L. Ward | Chief Strategy Officer
West Ludwig | Chief Human Resources Officer
Barbara Thompson | Director of Corporate Communications & Brand Marketing
Deanna W. Hart | Senior Vice President of Investor Relations
Craig Lockwood Nix | Chief Financial Officer -
How many employees does FCNCA have?
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Number of FCNCA employees currently stands at 17876. FCNCA operates from 4300 Six Forks Road, Raleigh, NC 27609, US.
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Link for FCNCA official website?
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Official Website of FCNCA is: https://www.firstcitizens.com
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How do I contact FCNCA?
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FCNCA could be contacted at phone #919 716 7000 and can also be accessed through its website. FCNCA operates from 4300 Six Forks Road, Raleigh, NC 27609, US.
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How many shares of FCNCA are traded daily?
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The average number of FCNCA shares traded daily for last 3 months was 75.29K.
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What is the market cap of FCNCA currently?
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The market value of FCNCA currently stands at $23.92B with its latest stock price at $2064.81