Is Farmers & Merchants Bancorp, Inc. (FMAO) a Buy, Sell, or Hold?
Farmers & Merchants Bancorp, Inc.
NASDAQ:FMAO
$29.81 USD
-$0.27 (-0.9%)
- Volume
- 79.85K
- Average Volume
- 93.68K
- Market Capitalization
- $410.43M
- P/E Ratio
- 11.42
- Dividend Yield
- 3.08%
- Price Target
- $32.00
- Year High
- $32.00
- Year Low
- $22.77
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.34
- Current Ratio
- $0.13
Industry, Sector & symbol
| Stock Exchange | NASDAQ |
| CEO | Lars Eller |
| Industry | Banks - Regional |
| Sector | Financial Services |
| Current Symbol | FMAO |
| CUSIP | 30779N105 |
| CIK | 0000792966 |
| Web | https://www.fm.bank |
| Phone | 419 446 2501 |
| Currency | USD |
| Employees | 474 |
| Country | US |
Liquidity
| Debt-to-Equity Ratio | 0.71 |
| Payout Ratio | 0.34 |
| Current Ratio | 0.13 |
| Quick Ratio | 0.13 |
| Cash Ratio | 0.06 |
Sales & Book Value
| Annual Sales | $189.09M |
| Price / Sales | 2.15 |
| Cash Flow | 2.32 |
| Price / Cash Flow | 12.84 |
| Price / Book | 1.09 |
Price Target and Rating
| Average Stock Price Forecast | $32.00 |
| High Stock Price Forecast | $32.00 |
| Low Stock Price Forecast | $32.00 |
| Forecast Upside/Downside | -6.84% |
| Consensus Rating | Neutral |
| Rating Score(0-5) | 3 |
| Research Coverage | 2 Analysts |
Profitability
| EPS (Most Recent Fiscal Year) | $3.41 |
| Trailing P/E Ratio | 11.42 |
| PEG Ratio | 0.39 |
| P/E Growth | 0.39 |
| Net Income | $33.31M |
| Net Margin | 18.78% |
| Pretax Margin | 24.10% |
| Return on Equity | 9.85% |
| Return on Assets | 1.03% |
Financials Score
| AltmanZ Score | -0.57 |
| Piotroski Score | 6.00 |
| Working Capital | -2.47B |
| Total Assets | 3.49B |
| Ebit | 46.1M |
| Market Cap | 414.15M |
| Total Liabilities | 3.11B |
Poll Results
About Farmers & Merchants Bancorp, Inc. (NASDAQ:FMAO) Stock
Farmers & Merchants Bancorp, Inc. functions as the holding company for The Farmers & Merchants State Bank, offering a broad spectrum of commercial banking solutions. The bank serves individual customers and small businesses throughout northwest Ohio and northeast Indiana. Its offerings include various deposit accounts such as checking, savings, and time deposits, along with custodial services for Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs). The company's lending products are extensive, covering commercial, agricultural, and residential mortgages. Specifically, it provides financing for agricultural land, farm equipment, livestock, and operational expenses like seeds and fertilizers. Consumer loans are available for home improvements, vehicles (automobiles, truc ... ks, recreational vehicles, and motorcycles), and credit cards. Additionally, it offers commercial real estate loans, including lines of credit and machinery purchase financing. For customer convenience, Farmers & Merchants Bancorp, Inc. provides Automated Teller Machine (ATM) and Interactive Teller Machine (ITM) access. It also supports digital banking through online and mobile platforms, remote deposit capture, and merchant credit card processing. Electronic transaction services, such as wire transfers and Automated Clearing House (ACH) file transmissions, are also available. The company was founded in 1897 and is headquartered in Archbold, Ohio.
Farmers & Merchants Bancorp, Inc. Declares 2026 Second-Quarter Cash Dividend
2026-06-30 16:30:00
ARCHBOLD, Ohio, June 30, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of Farmers & Merchants Bancorp, Inc., (Nasdaq: FMAO), the holding company of F&M Bank, with total assets of $3.49 billion at March 31, 2026, today announced that it has approved the Company's quarterly cash dividend of $0.23 per share, a 4.0% year-over-year increase, reflecting the Bank's continued strong momentum, solid financial performance, and commitment to creating long-term value to shareholders. The second-quarter dividend is payable on July 20, 2026, to shareholders of record as of July 10, 2026.
2026-06-25 16:00:00
ARCHBOLD, Ohio, June 25, 2026 (GLOBE NEWSWIRE) -- F&M Bank today announced several executive leadership appointments designed to strengthen operational execution, enhance legal and compliance capabilities, advance its people strategy, and position the organization for continued growth.
F&M Bank Launches 2nd Annual “Great Briefcase Hunt” with $10,000 Prize
2026-06-12 15:27:37
ARCHBOLD, Ohio, June 12, 2026 (GLOBE NEWSWIRE) -- F&M Bank ("F&M"), an Archbold, Ohio-based bank owned by Farmers and Merchants Bancorp, Inc. (Nasdaq: FMAO), is bringing back one of summer's most anticipated community adventures: The Great Briefcase Hunt. Beginning June 15, the community across the F&M footprint will once again have the chance to follow weekly clues in search of a hidden briefcase worth $10,000 - with $5,000 awarded to the winner and $5,000 donated to a local charity from an approved F&M charity list.
F&M Bank Launches 2nd Annual “Great Briefcase Hunt” with $10,000 Prize
2026-06-12 15:27:00
ARCHBOLD, Ohio, June 12, 2026 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), is bringing back one of summer's most anticipated community adventures: The Great Briefcase Hunt. Beginning June 15, the community across the F&M footprint will once again have the chance to follow weekly clues in search of a hidden briefcase worth $10,000 – with $5,000 awarded to the winner and $5,000 donated to a local charity from an approved F&M charity list.
Farmers & Merchants Bancorp, Inc. Reports 2026 First-Quarter Financial Results
2026-04-22 16:30:00
ARCHBOLD, Ohio, April 22, 2026 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2026 first quarter ended March 31, 2026, on a consolidated basis.
F&M Bank Announces Appointment of Shalini Singhal to Chief Information and Technology Officer
2026-04-21 15:18:00
ARCHBOLD, Ohio, April 21, 2026 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), announces the appointment of Shalini Singhal to Chief Information and Technology Officer (CITO). The move reflects her leadership and supports the Bank's focus on advancing enterprise technology and innovation.
Frequently Asked Questions
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What is the current Farmers & Merchants Bancorp, Inc. (FMAO) stock price?
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Farmers & Merchants Bancorp, Inc.(NASDAQ:FMAO) stock price is $29.81 in the last trading session. During the trading session, FMAO stock reached the peak price of $32 while $22.77 was the lowest point it dropped to. The percentage change in FMAO stock occurred in the recent session was --0.9% while the dollar amount for the price change in FMAO stock was -$-0.27.
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FMAO's industry and sector of operation?
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The NASDAQ listed FMAO is part of Banks - Regional industry that operates in the broader Financial Services sector.
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Who are the executives of FMAO?
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Andrew S. Baker | Senior VP & Chief Strategy Officer
David R. Gerken | Executive Vice President & Chief Lending Officer
Lars Eller | President, Chief Executive Officer & Director
Eric Faust | Executive Vice President & Chief Risk Officer
Barbara J. Britenriker | Executive Vice President & Chief Financial Officer -
How many employees does FMAO have?
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Number of FMAO employees currently stands at 474. FMAO operates from 307 North Defiance Street, Archbold, OH 43502, US.
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Link for FMAO official website?
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Official Website of FMAO is: https://www.fm.bank
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How do I contact FMAO?
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FMAO could be contacted at phone #419 446 2501 and can also be accessed through its website. FMAO operates from 307 North Defiance Street, Archbold, OH 43502, US.
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How many shares of FMAO are traded daily?
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The average number of FMAO shares traded daily for last 3 months was 93.68K.
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What is the market cap of FMAO currently?
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The market value of FMAO currently stands at $410.43M with its latest stock price at $29.81