Is Midland States Bancorp, Inc. (MSBI) a Buy, Sell, or Hold?

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NASDAQ : MSBI

Midland States Bancorp, Inc.

$31.12 USD

-$0.58 (-1.83%)

Volume: 184.44K
Average Volume: 166.18K
Market Capitalization: $645.11M
P/E Ratio: 25.72
Dividend Yield: 4.11%
Price Target: $26.00

Year High: $31.82
Year Low: $14.24
Day High: —
Day Low: —
Payout Ratio: $1.04
Current Ratio: $0.26

Price Target and Rating

Average Stock Price Forecast	$26.00
High Stock Price Forecast	$32.00
Low Stock Price Forecast	$25.50
Forecast Upside/Downside	19.69%
Consensus Rating	Neutral
Rating Score(0-5)	3
Research Coverage	4 Analysts

Profitability

EPS (Most Recent Fiscal Year)	-$6.14
Trailing P/E Ratio	25.72
PEG Ratio	-0.57
P/E Growth	-0.57
Net Income	-$124.28M
Net Margin	7.83%
Pretax Margin	10.48%
Return on Equity	6.16%
Return on Assets	0.54%

Financials Score

AltmanZ Score	-0.58
Piotroski Score	8.00
Working Capital	-4.12B
Total Assets	6.55B
Ebit	47.05M
Market Cap	657.13M
Total Liabilities	5.99B

Poll Results

About Midland States Bancorp, Inc. (NASDAQ:MSBI) Stock

Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and resident ... ial developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.

Midland States Bancorp, Inc. to Announce Second Quarter 2026 Financial Results on Thursday, July 23

2026-07-09 16:30:00

EFFINGHAM, Ill., July 09, 2026 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (Nasdaq: MSBI) announced today that it will issue its second quarter 2026 financial results after market close on Thursday, July 23, 2026. Along with the press release announcing the financial results, the Company will publish an investor presentation that will be available on the Webcasts and Presentations page of its investor relations website.

What Makes Midland States Bancorp (MSBI) a New Strong Buy Stock

2026-07-09 13:01:12

Midland States Bancorp (MSBI) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

Are Investors Undervaluing Midland States Bancorp (MSBI) Right Now?

2026-07-08 10:41:28

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Midland States Bancorp Appears Worthy Of A Cautious Upgrade

2026-06-02 04:27:12

Midland States Bancorp has rebounded sharply in 2026, with the stock up 68% in six months and improved Q1 results. MSBI's Q1 2026 earnings exceeded expectations, driven by better loan quality, net interest margin expansion, and efficiency gains. Despite progress, MSBI's asset quality remains below regional peers, with elevated CRE exposure and ongoing risks from nonperforming loans.

Midland States Bancorp, Inc. Appoints Claire Stack Chief Financial Officer

2026-05-11 16:45:00

EFFINGHAM, Ill. , May 11, 2026 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (Nasdaq: MSBI) (the “Company”) announced today that Claire A. Stack has been appointed Executive Vice President and Chief Financial Officer of the Company and Midland States Bank, its wholly-owned subsidiary (the “Bank”), effective May 8, 2026.

Midland States Bancorp, Inc. Increases Stock Repurchase Program to $45 Million

2026-05-05 16:40:00

EFFINGHAM, Ill., May 05, 2026 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (Nasdaq: MSBI) announced today that its Board of Directors has approved an amendment to the Company's current stock repurchase program that increases the amount of common stock authorized for repurchase from $25 million to $45 million and extends the expiration date of the program to December 31, 2026.

Midland States Bancorp, Inc. Announces Common Stock and Preferred Stock Dividends

2026-05-05 16:30:00

EFFINGHAM, Ill., May 05, 2026 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (Nasdaq: MSBI) announced today that its Board of Directors declared a quarterly cash dividend of $0.32 per share of its common stock. The dividend is payable on May 22, 2026 to all shareholders of record as of the close of business on May 15, 2026.

Midland States Bancorp (MSBI) Moves to Strong Buy: Rationale Behind the Upgrade

2026-04-29 13:01:28

Midland States Bancorp (MSBI) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Frequently Asked Questions

What is the current Midland States Bancorp, Inc. (MSBI) stock price?: Midland States Bancorp, Inc.(NASDAQ:MSBI) stock price is $31.12 in the last trading session. During the trading session, MSBI stock reached the peak price of $31.82 while $14.24 was the lowest point it dropped to. The percentage change in MSBI stock occurred in the recent session was --1.83% while the dollar amount for the price change in MSBI stock was -$0.58.
MSBI's industry and sector of operation?: The NASDAQ listed MSBI is part of Banks - Regional industry that operates in the broader Financial Services sector.
Who are the executives of MSBI?: Jeffrey S. Mefford | Executive Vice President
Ryan Lee Lange | Chief Investment Officer of Midland Wealth Management
Jeremy Jameson | Executive VP & Chief Banking Officer
Kyle Mooney | Chief Information Officer
Shonna Kracinski | Director of Human Resources
How many employees does MSBI have?: Number of MSBI employees currently stands at 861. MSBI operates from 1201 Network Centre Drive, Effingham, IL 62401, US.

Link for MSBI official website?: Official Website of MSBI is: https://www.midlandsb.com
How do I contact MSBI?: MSBI could be contacted at phone #217 342 7321 and can also be accessed through its website. MSBI operates from 1201 Network Centre Drive, Effingham, IL 62401, US.
How many shares of MSBI are traded daily?: The average number of MSBI shares traded daily for last 3 months was 166.18K.
What is the market cap of MSBI currently?: The market value of MSBI currently stands at $645.11M with its latest stock price at $31.12

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Midland States Bancorp, Inc.

$31.12 USD

Company Overview

Liquidity Metrics

Sales & Valuation

Profitability

P/E Metrics

Analyst Price Target & Rating

Poll Results