Is Nu Holdings Ltd. (NU) a Buy, Sell, or Hold?
Nu Holdings Ltd.
NYSE:NU
$13.99 USD
$0.32 (2.34%)
- Volume
- 150.96M
- Average Volume
- 55.17M
- Market Capitalization
- $67.76B
- P/E Ratio
- 21.52
- Dividend Yield
- 0.00%
- Price Target
- $14.95
- Year High
- $18.98
- Year Low
- $11.20
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.00
- Current Ratio
- $0.83
Industry, Sector & symbol
| Stock Exchange | NYSE |
| CEO | David Velez Osorno |
| Industry | Banks - Regional |
| Sector | Financial Services |
| Current Symbol | NU |
| CUSIP | G6683N103 |
| CIK | 0001691493 |
| Web | https://nubank.com.br |
| Phone | 1 345 949 2648 |
| Currency | USD |
| Employees | 8037 |
| Country | BR |
Liquidity
| Debt-to-Equity Ratio | 0.25 |
| Payout Ratio | 0.00 |
| Current Ratio | 0.83 |
| Quick Ratio | 0.83 |
| Cash Ratio | 0.32 |
Sales & Book Value
| Annual Sales | $15.88B |
| Price / Sales | 3.86 |
| Cash Flow | 0.25 |
| Price / Cash Flow | 56.40 |
| Price / Book | 5.40 |
Price Target and Rating
| Average Stock Price Forecast | $14.95 |
| High Stock Price Forecast | $17.00 |
| Low Stock Price Forecast | $13.00 |
| Forecast Upside/Downside | -6.42% |
| Consensus Rating | Neutral |
| Rating Score(0-5) | 3 |
| Research Coverage | 22 Analysts |
Profitability
| EPS (Most Recent Fiscal Year) | $0.58 |
| Trailing P/E Ratio | 21.52 |
| PEG Ratio | 0.48 |
| P/E Growth | 0.48 |
| Net Income | $2.87B |
| Net Margin | 18.15% |
| Pretax Margin | 22.99% |
| Return on Equity | 28.94% |
| Return on Assets | 4.11% |
Financials Score
| AltmanZ Score | 0.99 |
| Piotroski Score | 5.00 |
| Working Capital | -10.31B |
| Total Assets | 77.46B |
| Ebit | 4.03B |
| Market Cap | 66.5B |
| Total Liabilities | 64.86B |
Poll Results
About Nu Holdings Ltd. (NYSE:NU) Stock
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu bu ... siness accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.
GGAL vs. NU: Which Stock Is the Better Value Option?
2026-07-14 12:40:28
Investors looking for stocks in the Banks - Foreign sector might want to consider either Grupo Financiero Galicia (GGAL) or Nu Holdings Ltd. (NU). But which of these two stocks is more attractive to value investors?
Nubank's Mexico Business Just Passed 15 Million Customers. Here's Why It's the Real Growth Story.
2026-07-14 12:02:00
Nu has grown its user base in Mexico sevenfold over the past seven years, and it has just reached break-even. It just got approved for a bank charter in Mexico, which will allow it to offer more products.
NU Builds on Mexico Momentum: Can Banking Approval Pay Off?
2026-07-13 14:11:03
Nu Holdings wins approval to operate as a bank in Mexico, unlocking its next growth phase as it serves 15 million customers and targets a vast banking market.
Nubank Unit Secures Authorization to Become Mexican Bank
2026-07-10 17:01:12
Digital bank Nubank's Mexican operation, Nu Mexico, has received authorization to begin operations as a bank and now has 30 calendar days to complete its transformation into a bank, the company said in a Friday (July 10) press release.
Nu Holdings Ltd. (NU) Registers a Bigger Fall Than the Market: Important Facts to Note
2026-07-07 18:50:17
In the closing of the recent trading day, Nu Holdings Ltd. (NU) stood at $13.61, denoting a -3.2% move from the preceding trading day.
Nu Holdings: The Growth Runway Is Huge, The Risks Are Real
2026-07-07 10:31:51
Nu Holdings Ltd. remains a buy due to robust growth metrics and a long runway targeting Latin America's unbanked. NU's digital-only model and strong capital structure provide a competitive edge over less efficient Latin American banks, supporting sustained 20%+ earnings growth. NU's valuation has improved: it trades at a 21x P/E and a 0.44 PEG, reflecting high margins and growth potential relative to peers.
Why Nu Stock Plunged 20% in the First Half of the Year
2026-07-07 07:17:09
Nu is growing fast and expanding into new markets. It had been getting expensive, but it's not anymore.
Nu vs. OneMain: Should You Pick the Digital Disruptor or the Domestic Dividend Payer in 2026?
2026-07-06 09:30:01
Nu continues its rapid expansion across Latin America, reaching 135 million customers by early 2026. OneMain maintains a steady presence in the U.S. nonprime lending market through its hybrid digital and branch network.
Frequently Asked Questions
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What is the current Nu Holdings Ltd. (NU) stock price?
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Nu Holdings Ltd.(NYSE:NU) stock price is $13.99 in the last trading session. During the trading session, NU stock reached the peak price of $18.98 while $11.2 was the lowest point it dropped to. The percentage change in NU stock occurred in the recent session was 2.34% while the dollar amount for the price change in NU stock was $0.32.
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NU's industry and sector of operation?
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The NYSE listed NU is part of Banks - Regional industry that operates in the broader Financial Services sector.
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Who are the executives of NU?
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Carl Rivera | Chief Product Officer
Eric Cristhopher Young | Chief Technology Officer
David Velez-Osomo | Founder, Chairman & Chief Executive Officer
Guilherme Marques do Lago | Chief Financial Officer
Guilherme Souto | Investor Relations Officer & Director of Market Intelligence -
How many employees does NU have?
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Number of NU employees currently stands at 8037. NU operates from Rua Capote Valente, 39, São Paulo, SP 05409-000, BR.
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Link for NU official website?
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Official Website of NU is: https://nubank.com.br
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How do I contact NU?
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NU could be contacted at phone #1 345 949 2648 and can also be accessed through its website. NU operates from Rua Capote Valente, 39, São Paulo, SP 05409-000, BR.
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How many shares of NU are traded daily?
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The average number of NU shares traded daily for last 3 months was 55.17M.
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What is the market cap of NU currently?
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The market value of NU currently stands at $67.76B with its latest stock price at $13.99