Is SoFi Technologies, Inc. (SOFI) a Buy, Sell, or Hold?
SoFi Technologies, Inc.
NASDAQ:SOFI
$17.87 USD
-$0.68 (-3.67%)
- Volume
- 71.19M
- Average Volume
- 76.15M
- Market Capitalization
- $22.92B
- P/E Ratio
- 37.39
- Dividend Yield
- 0.00%
- Price Target
- $21.00
- Year High
- $32.73
- Year Low
- $14.92
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.00
- Current Ratio
- $0.17
Industry, Sector & symbol
| Stock Exchange | NASDAQ |
| CEO | Anthony J. Noto |
| Industry | Financial - Credit Services |
| Sector | Financial Services |
| Current Symbol | SOFI |
| CUSIP | 83406F102 |
| CIK | 0001818874 |
| Web | https://www.sofi.com |
| Phone | 855 456 7634 |
| Currency | USD |
| Employees | 6100 |
| Country | US |
Liquidity
| Debt-to-Equity Ratio | 0.18 |
| Payout Ratio | 0.00 |
| Current Ratio | 0.17 |
| Quick Ratio | 0.17 |
| Cash Ratio | 0.08 |
Sales & Book Value
| Annual Sales | $4.77B |
| Price / Sales | 4.46 |
| Cash Flow | -1.98 |
| Price / Cash Flow | -9.05 |
| Price / Book | 2.11 |
Price Target and Rating
| Average Stock Price Forecast | $21.00 |
| High Stock Price Forecast | $29.00 |
| Low Stock Price Forecast | $16.00 |
| Forecast Upside/Downside | -14.90% |
| Consensus Rating | Sell |
| Rating Score(0-5) | 2 |
| Research Coverage | 27 Analysts |
Profitability
| EPS (Most Recent Fiscal Year) | $0.39 |
| Trailing P/E Ratio | 37.39 |
| PEG Ratio | 5.61 |
| P/E Growth | 5.61 |
| Net Income | $481.32M |
| Net Margin | 11.22% |
| Pretax Margin | 12.56% |
| Return on Equity | 6.25% |
| Return on Assets | 1.07% |
Financials Score
| AltmanZ Score | -0.32 |
| Piotroski Score | 5.00 |
| Working Capital | -33.92B |
| Total Assets | 53.7B |
| Ebit | 645.63M |
| Market Cap | 23.04B |
| Total Liabilities | 42.89B |
Poll Results
About SoFi Technologies, Inc. (NASDAQ:SOFI) Stock
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for inv ... estment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
SoFi Technologies, Inc. (SOFI) Stock Sinks As Market Gains: Here's Why
2026-07-15 18:46:21
SoFi Technologies, Inc. (SOFI) reached $17.87 at the closing of the latest trading day, reflecting a -3.67% change compared to its last close.
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SoFi Just Proved the Bulls Right Again. Here's the Full Case
2026-07-15 13:15:00
In this video, I will cover the latest updates on SoFi (SOFI 2.43%) and lay out the full bull case as the thesis continues to play out. Watch the short video to learn more, consider subscribing, and click the special offer link below.
Earnings Season Has Been Hard On SoFi Of Late, But It Still Warrants Bullish Interest
2026-07-15 10:47:12
SOFI has been through two adverse earnings events this year and has underperformed both the fintech sector and the broader market in 2026 with a decline of ~30% YTD. With Q2 earnings due to be announced on July 29, could it get third time lucky? A potential topline beat of +5%, further EBITDA margin progression with a tilt towards non-lending revenue, stability of the TPS business, and any upgrade in guidance would be taken well.
Should You Buy SoFi Stock Before July 29?
2026-07-15 07:30:00
Management is guiding for 30% top-line growth in the second quarter. It tends toward conservative guidance.
Here's the 1 Thing to Look for When SoFi Reports Earnings on July 29
2026-07-15 03:55:00
SoFi stock gained more than 468% from 2022 to 2025, but it's down 30.6% this year. It was one of the trading platforms that offered retail access to the SpaceX IPO.
Down More Than 30% This Year, This Stock is a Buy In The Dip
2026-07-14 13:00:10
SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) has been one of the loudest post-election casualties in fintech.
SoFi stock is crawling back: will it surge ahead of Q2 earnings?
2026-07-10 11:34:00
SoFi stock has rebounded in recent weeks, climbing from its year-to-date low of about $15 to around $19 today. Even so, the shares remain roughly 42% below their all-time high.
Frequently Asked Questions
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What is the current SoFi Technologies, Inc. (SOFI) stock price?
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SoFi Technologies, Inc.(NASDAQ:SOFI) stock price is $17.87 in the last trading session. During the trading session, SOFI stock reached the peak price of $32.73 while $14.92 was the lowest point it dropped to. The percentage change in SOFI stock occurred in the recent session was --3.67% while the dollar amount for the price change in SOFI stock was -$-0.68.
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SOFI's industry and sector of operation?
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The NASDAQ listed SOFI is part of Financial - Credit Services industry that operates in the broader Financial Services sector.
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Who are the executives of SOFI?
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Tom Karinshak | EVP & Head of Global Operations
William F. Tanona | Senior Vice President of Corporate Development & Strategic Partnerships
Robert Steven Lavet | General Counsel
George Thompson Hutton | Independent Non Executive Chairman
Lauren Stafford Webb | Chief Marketing Officer -
How many employees does SOFI have?
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Number of SOFI employees currently stands at 6100. SOFI operates from 234 1st Street, San Francisco, CA 94105, US.
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Link for SOFI official website?
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Official Website of SOFI is: https://www.sofi.com
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How do I contact SOFI?
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SOFI could be contacted at phone #855 456 7634 and can also be accessed through its website. SOFI operates from 234 1st Street, San Francisco, CA 94105, US.
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How many shares of SOFI are traded daily?
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The average number of SOFI shares traded daily for last 3 months was 76.15M.
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What is the market cap of SOFI currently?
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The market value of SOFI currently stands at $22.92B with its latest stock price at $17.87