Is FNB Bancorp, Inc. (FBIP) a Buy, Sell, or Hold?
OTC : FBIP
FNB Bancorp, Inc. — Financials
$142.5 USD
$0 (0.0%)
- Volume
- 200
- Average Volume
- 98
- Market Capitalization
- $917.75M
- P/E Ratio
- 65.14
- Dividend Yield
- 2.15%
- Price Target
- Year High
- $142.50
- Year Low
- $19.00
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.31
- Current Ratio
- $0.08
FBIP Financial Statements
| date | 2004-12-31 | 2003-12-31 | 2002-12-31 |
|---|---|---|---|
| revenue | 34.24M | 35.4M | 36.91M |
| costOfRevenue | 4.69M | 5.26M | 7.05M |
| grossProfit | 29.55M | 30.14M | 29.86M |
| researchAndDevelopmentExpenses | - | - | - |
| generalAndAdministrativeExpenses | 9.96M | 9.7M | 9.09M |
| sellingAndMarketingExpenses | 471K | 441K | 504K |
| sellingGeneralAndAdministrativeExpenses | 10.43M | 10.14M | 9.59M |
| otherExpenses | 6.93M | 7.49M | 7.57M |
| operatingExpenses | 17.36M | 17.62M | 17.16M |
| costAndExpenses | 22.05M | 22.88M | 24.21M |
| netInterestIncome | 23.11M | 23.27M | 23.35M |
| interestIncome | 27.5M | 28.3M | 30.61M |
| interestExpense | 4.39M | 5.03M | 7.26M |
| depreciationAndAmortization | 1.56M | 1.97M | 1.58M |
| ebitda | 13.75M | 14.48M | 14.28M |
| ebit | 12.18M | 12.52M | 12.69M |
| nonOperatingIncomeExcludingInterest | - | - | - |
| operatingIncome | 12.18M | 12.52M | 12.69M |
| totalOtherIncomeExpensesNet | - | - | - |
| incomeBeforeTax | 12.18M | 12.52M | 12.69M |
| incomeTaxExpense | 3.23M | 3.44M | 3.68M |
| netIncomeFromContinuingOperations | 8.96M | 9.07M | 9.02M |
| netIncomeFromDiscontinuedOperations | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - |
| netIncome | 8.96M | 9.07M | 9.02M |
| netIncomeDeductions | - | - | - |
| bottomLineNetIncome | 8.96M | 9.07M | 9.02M |
| eps | 2.19 | 2.21 | 2.19 |
| date | 2004-12-31 | 2003-12-31 | 2002-12-31 |
|---|---|---|---|
| cashAndCashEquivalents | 27.54M | 31.34M | 30.77M |
| shortTermInvestments | 17.3M | 3M | 12.67M |
| cashAndShortTermInvestments | 44.83M | 34.34M | 43.44M |
| netReceivables | - | - | - |
| accountsReceivables | - | - | - |
| otherReceivables | - | - | - |
| inventory | - | - | - |
| prepaids | - | - | - |
| otherCurrentAssets | - | - | - |
| totalCurrentAssets | 44.83M | 34.34M | 43.44M |
| propertyPlantEquipmentNet | 13M | 13.66M | 13.03M |
| goodwill | - | - | - |
| intangibleAssets | - | - | - |
| goodwillAndIntangibleAssets | - | - | - |
| longTermInvestments | 566.9M | 558.45M | 503.86M |
| taxAssets | - | - | - |
| otherNonCurrentAssets | 13.8M | 13.2M | 11.3M |
| totalNonCurrentAssets | 593.7M | 585.32M | 528.18M |
| otherAssets | - | - | - |
| totalAssets | 638.53M | 619.66M | 571.62M |
| totalPayables | - | - | - |
| accountPayables | - | - | - |
| otherPayables | - | - | - |
| accruedExpenses | - | - | - |
| shortTermDebt | 7.39M | 6.2M | 6.79M |
| capitalLeaseObligationsCurrent | - | - | - |
| taxPayables | - | - | - |
| deferredRevenue | - | - | - |
| otherCurrentLiabilities | 553.69M | 538.75M | 492.87M |
| totalCurrentLiabilities | 561.08M | 544.94M | 499.67M |
| longTermDebt | - | - | - |
| capitalLeaseObligationsNonCurrent | - | - | - |
| deferredRevenueNonCurrent | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - |
| otherNonCurrentLiabilities | 2.79M | 3.28M | 3.86M |
| totalNonCurrentLiabilities | 2.79M | 3.28M | 3.86M |
| otherLiabilities | - | - | - |
| capitalLeaseObligations | - | - | - |
| totalLiabilities | 563.86M | 548.22M | 503.53M |
| treasuryStock | -8.72M | -7.78M | -7.45M |
| preferredStock | - | - | - |
| commonStock | 10.8M | 10.8M | 10.8M |
| retainedEarnings | 71.38M | 65.18M | 58.68M |
| additionalPaidInCapital | 1.4M | 1.4M | 1.4M |
| date | 2004-12-31 | 2003-12-31 | 2002-12-31 |
|---|---|---|---|
| netIncome | 8.96M | 9.07M | 9.02M |
| depreciationAndAmortization | 1.56M | 1.97M | 1.58M |
| deferredIncomeTax | 296K | -258K | -8000 |
| stockBasedCompensation | - | - | - |
| changeInWorkingCapital | -651K | -281K | 8.78M |
| accountsReceivables | - | - | - |
| inventory | - | - | - |
| accountsPayables | - | - | - |
| otherWorkingCapital | -651K | -281K | 8.78M |
| otherNonCashItems | -32000 | -599K | -6.28M |
| netCashProvidedByOperatingActivities | 10.13M | 9.9M | 13.1M |
| investmentsInPropertyPlantAndEquipment | -400K | -1.76M | -1.17M |
| acquisitionsNet | - | - | - |
| purchasesOfInvestments | -85.2M | -157.2M | -138.09M |
| salesMaturitiesOfInvestments | 93.65M | 110.7M | 70.76M |
| otherInvestingActivities | -20.24M | -13.43M | 9.05M |
| netCashProvidedByInvestingActivities | -12.19M | -61.69M | -59.45M |
| netDebtIssuance | 1.19M | -596K | 335K |
| longTermNetDebtIssuance | - | - | - |
| shortTermNetDebtIssuance | 1.19M | -596K | 335K |
| netStockIssuance | -934K | -334K | -435K |
| netCommonStockIssuance | -934K | -334K | -435K |
| commonStockIssuance | - | - | - |
| commonStockRepurchased | - | - | - |
| netPreferredStockIssuance | - | - | - |
| netDividendsPaid | -2.75M | -2.58M | -2.51M |
| commonDividendsPaid | - | - | - |
| preferredDividendsPaid | - | - | - |
| otherFinancingActivities | 14.94M | 45.87M | 53.32M |
| netCashProvidedByFinancingActivities | 12.45M | 42.36M | 50.71M |
| date | 2005-09-30 | 2005-06-30 | 2005-03-31 | 2004-12-31 | 2004-09-30 | 2004-06-30 | 2004-03-31 | 2003-12-31 | 2003-09-30 | 2003-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| revenue | 9.16M | 8.73M | 8.66M | 8.63M | 8.42M | 8.54M | 8.65M | 8.94M | 8.85M | 8.77M |
| costOfRevenue | 1.47M | 1.33M | 1.28M | 1.18M | 1.1M | 1.19M | 1.22M | 1.25M | 1.14M | 1.39M |
| grossProfit | 7.68M | 7.4M | 7.38M | 7.45M | 7.32M | 7.35M | 7.43M | 7.69M | 7.71M | 7.38M |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | 2.62M | 2.5M | 2.54M | 2.44M | 2.55M | 2.54M | 2.43M | 2.43M | 2.46M | 2.51M |
| sellingAndMarketingExpenses | -198K | 52000 | 146K | 471K | - | - | - | 441K | - | - |
| sellingGeneralAndAdministrativeExpenses | 2.42M | 2.56M | 2.68M | 2.91M | 2.55M | 2.54M | 2.43M | 2.87M | 2.46M | 2.51M |
| otherExpenses | 2.12M | 1.89M | 1.83M | 1.52M | 1.74M | 1.81M | 1.86M | 1.74M | 1.88M | 1.87M |
| operatingExpenses | 4.55M | 4.44M | 4.51M | 4.42M | 4.29M | 4.36M | 4.29M | 4.61M | 4.34M | 4.38M |
| costAndExpenses | 6.02M | 5.77M | 5.79M | 5.6M | 5.39M | 5.54M | 5.52M | 5.86M | 5.48M | 5.76M |
| netInterestIncome | 6.24M | 6.15M | 5.95M | 5.58M | 5.87M | 5.83M | 5.83M | 5.71M | 5.96M | 5.89M |
| interestIncome | 7.66M | 7.42M | 7.09M | 6.69M | 6.97M | 6.91M | 6.92M | 6.78M | 7.08M | 7.25M |
| interestExpense | 1.42M | 1.27M | 1.14M | 1.11M | 1.1M | 1.09M | 1.1M | 1.06M | 1.12M | 1.36M |
| depreciationAndAmortization | - | - | - | - | - | - | - | - | - | - |
| ebitda | 3.14M | 2.96M | 2.87M | 3.02M | 3.03M | 3M | 3.14M | 3.08M | 3.37M | 3M |
| ebit | 3.14M | 2.96M | 2.87M | 3.02M | 3.03M | 3M | 3.14M | 3.08M | 3.37M | 3M |
| nonOperatingIncomeExcludingInterest | - | - | - | - | - | - | - | - | - | - |
| operatingIncome | 3.14M | 2.96M | 2.87M | 3.02M | 3.03M | 3M | 3.14M | 3.08M | 3.37M | 3M |
| totalOtherIncomeExpensesNet | - | - | - | - | - | - | - | - | - | - |
| incomeBeforeTax | 3.14M | 2.96M | 2.87M | 3.02M | 3.03M | 3M | 3.14M | 3.08M | 3.37M | 3M |
| incomeTaxExpense | 871K | 828K | 743K | 793K | 822K | 746K | 867K | 859K | 926K | 817K |
| netIncomeFromContinuingOperations | 2.27M | 2.13M | 2.12M | 2.23M | 2.2M | 2.25M | 2.27M | 2.22M | 2.44M | 2.18M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - | - | - | - |
| netIncome | 2.27M | 2.13M | 2.12M | 2.23M | 2.2M | 2.25M | 2.27M | 2.22M | 2.44M | 2.18M |
| netIncomeDeductions | - | - | - | - | - | - | - | - | - | - |
| bottomLineNetIncome | 2.27M | 2.13M | 2.12M | 2.23M | 2.2M | 2.25M | 2.27M | 2.22M | 2.44M | 2.18M |
| eps | 0.56 | 0.52 | 0.52 | 0.55 | 0.54 | 0.55 | 0.55 | 0.54 | 0.59 | 0.53 |
| date | 2005-09-30 | 2005-06-30 | 2005-03-31 | 2004-12-31 | 2004-09-30 | 2004-06-30 | 2004-03-31 | 2003-12-31 | 2003-09-30 | 2003-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 25.43M | 27.96M | 24.71M | 27.54M | 25.5M | 34.27M | 30.19M | 31.34M | 34.84M | 36.19M |
| shortTermInvestments | 5.9M | 12.3M | 13.2M | 17.3M | 23.7M | 4M | 22.2M | 3M | 13.6M | 16M |
| cashAndShortTermInvestments | 31.33M | 40.26M | 37.91M | 44.83M | 49.2M | 38.27M | 52.39M | 34.34M | 48.44M | 52.19M |
| netReceivables | 3.26M | 3.02M | 3.32M | - | 3.53M | 3.39M | 3.56M | - | 3.64M | 3.61M |
| accountsReceivables | 3.26M | 3.02M | 3.32M | - | 3.53M | 3.39M | 3.56M | - | 3.64M | 3.61M |
| otherReceivables | - | - | - | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - | - | - | - |
| prepaids | - | - | - | - | - | - | - | - | - | - |
| otherCurrentAssets | - | - | - | - | - | - | - | - | - | - |
| totalCurrentAssets | 34.58M | 43.29M | 41.23M | 44.83M | 52.73M | 41.65M | 55.95M | 34.34M | 52.08M | 55.8M |
| propertyPlantEquipmentNet | 9.46M | 9.65M | 9.83M | 13M | 10.17M | 10.33M | 10.46M | 13.66M | 10.78M | 10.33M |
| goodwill | - | - | - | - | - | - | - | - | - | - |
| intangibleAssets | - | - | - | - | - | - | - | - | - | - |
| goodwillAndIntangibleAssets | - | - | - | - | - | - | - | - | - | - |
| longTermInvestments | 571.14M | 571.59M | 569.92M | 566.9M | 559.39M | 565.32M | 555.36M | 558.45M | 539.39M | 534.35M |
| taxAssets | - | - | - | - | - | - | - | - | - | - |
| otherNonCurrentAssets | 18.7M | 17.17M | 14.9M | 13.8M | 13.42M | 14.13M | 12.78M | 13.2M | 12.26M | 11.48M |
| totalNonCurrentAssets | 599.29M | 598.41M | 594.64M | 593.7M | 582.98M | 589.78M | 578.6M | 585.32M | 562.44M | 556.16M |
| otherAssets | - | - | - | - | - | - | - | - | - | - |
| totalAssets | 633.88M | 641.7M | 635.87M | 638.53M | 635.72M | 631.43M | 634.55M | 619.66M | 614.52M | 611.96M |
| totalPayables | 235K | 186K | 236K | - | 224K | 169K | 235K | - | 244K | 212K |
| accountPayables | 235K | 186K | 236K | - | 224K | 169K | 235K | - | 244K | 212K |
| otherPayables | - | - | - | - | - | - | - | - | - | - |
| accruedExpenses | - | 186K | 236K | - | - | 169K | 235K | - | 244K | - |
| shortTermDebt | 8.42M | 7.68M | 6.73M | 7.39M | 6.06M | 7.07M | 5.18M | 6.2M | 4.77M | 7.36M |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - | - | - | - |
| taxPayables | - | - | - | - | - | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - | - | - | - | - | - |
| otherCurrentLiabilities | 547.5M | 556.67M | 555.15M | 553.69M | 555.11M | 553.59M | 555.77M | 538.75M | 537.77M | 533.11M |
| totalCurrentLiabilities | 556.16M | 564.72M | 562.35M | 561.08M | 561.38M | 561M | 561.42M | 544.94M | 543.02M | 540.68M |
| longTermDebt | - | - | - | - | - | - | - | - | - | - |
| capitalLeaseObligationsNonCurrent | - | - | - | - | - | - | - | - | - | - |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | - | - | - | - | - | - |
| otherNonCurrentLiabilities | 4.35M | 3.66M | 3.07M | 2.79M | 3.13M | 2.33M | 2.75M | 3.28M | 3.75M | 3.93M |
| totalNonCurrentLiabilities | 4.35M | 3.66M | 3.07M | 2.79M | 3.13M | 2.33M | 2.75M | 3.28M | 3.75M | 3.93M |
| otherLiabilities | - | - | - | - | - | - | - | - | - | - |
| capitalLeaseObligations | - | - | - | - | - | - | - | - | - | - |
| totalLiabilities | 560.51M | 568.38M | 565.42M | 563.86M | 564.52M | 563.33M | 564.18M | 548.22M | 546.77M | 544.61M |
| treasuryStock | - | - | - | -8.72M | - | - | - | -7.78M | - | - |
| preferredStock | - | - | - | - | - | - | - | - | - | - |
| commonStock | 1.35M | 1.35M | 1.35M | 10.8M | 1.35M | 1.35M | 1.35M | 10.8M | 1.35M | 1.35M |
| retainedEarnings | 73.14M | 71.72M | 70.36M | 71.38M | 68.21M | 66.96M | 65.7M | 65.18M | 62.86M | 60.95M |
| additionalPaidInCapital | 950K | 950K | 950K | 1.4M | 950K | 950K | 950K | 1.4M | 950K | 950K |
| date | 2004-12-31 | 2003-12-31 |
|---|---|---|
| netIncome | - | - |
| depreciationAndAmortization | - | - |
| deferredIncomeTax | - | - |
| stockBasedCompensation | - | - |
| changeInWorkingCapital | - | - |
| accountsReceivables | - | - |
| inventory | - | - |
| accountsPayables | - | - |
| otherWorkingCapital | - | - |
| otherNonCashItems | 10.13M | 9.9M |
| netCashProvidedByOperatingActivities | 10.13M | 9.9M |
| investmentsInPropertyPlantAndEquipment | - | - |
| acquisitionsNet | - | - |
| purchasesOfInvestments | - | - |
| salesMaturitiesOfInvestments | - | - |
| otherInvestingActivities | -12.19M | -61.69M |
| netCashProvidedByInvestingActivities | -12.19M | -61.69M |
| netDebtIssuance | - | - |
| longTermNetDebtIssuance | - | - |
| shortTermNetDebtIssuance | - | - |
| netStockIssuance | - | - |
| netCommonStockIssuance | - | - |
| commonStockIssuance | - | - |
| commonStockRepurchased | - | - |
| netPreferredStockIssuance | - | - |
| netDividendsPaid | - | - |
| commonDividendsPaid | - | - |
| preferredDividendsPaid | - | - |
| otherFinancingActivities | 12.45M | 42.36M |
| netCashProvidedByFinancingActivities | 12.45M | 42.36M |