Is FFB Bancorp (FFBB) a Buy, Sell, or Hold?
OTC : FFBB
FFB Bancorp — Financials
$87.77 USD
$0.13 (0.15%)
- Volume
- 507
- Average Volume
- 3.78K
- Market Capitalization
- $273.85M
- P/E Ratio
- 13.32
- Dividend Yield
- 0.00%
- Price Target
- Year High
- $88.00
- Year Low
- $77.09
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.00
- Current Ratio
- $0.03
FFBB Financial Statements
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|---|---|
| revenue | 108.96M | 105.25M | 89.7M | 61.88M | 51.53M | 35.81M | 27.21M |
| costOfRevenue | 24.49M | 17.02M | 10.87M | 3.36M | 4.72M | 4.59M | 1.69M |
| grossProfit | 84.47M | 88.23M | 78.83M | 58.52M | 46.81M | 31.22M | 25.52M |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | 31.16M | 25.51M | 20.7M | 15.84M | 11.93M | 10.08M | 9.26M |
| sellingAndMarketingExpenses | - | 1.99M | 1.49M | 954K | 781K | 671K | 678.33K |
| sellingGeneralAndAdministrativeExpenses | 31.16M | 27.5M | 22.18M | 16.79M | 12.71M | 10.75M | 9.94M |
| otherExpenses | 20.84M | 13.83M | 10.43M | 5.66M | 5.88M | 4.76M | 2.94M |
| operatingExpenses | 52M | 41.33M | 32.61M | 22.45M | 18.59M | 15.51M | 12.88M |
| costAndExpenses | 76.49M | 58.36M | 43.48M | 25.81M | 23.31M | 20.1M | 14.57M |
| netInterestIncome | 72.34M | 70.04M | 63.53M | 48.09M | 38.84M | 27.44M | 22.11M |
| interestIncome | 87.9M | 83.96M | 72.66M | 51.14M | 41.56M | 28.74M | 23.16M |
| interestExpense | 15.55M | 13.92M | 9.12M | 3.06M | 2.72M | 1.29M | 1.04M |
| depreciationAndAmortization | 235K | 167K | 283K | 198K | 137K | 159K | 176.31K |
| ebitda | 32.71M | 47.06M | 46.5M | 36.27M | 28.36M | 15.87M | 12.81M |
| ebit | 32.47M | 46.9M | 46.22M | 36.07M | 28.22M | 15.71M | 12.63M |
| nonOperatingIncomeExcludingInterest | - | - | - | - | - | - | - |
| operatingIncome | 32.47M | 46.9M | 46.22M | 36.07M | 28.22M | 15.71M | 12.63M |
| totalOtherIncomeExpensesNet | - | - | - | - | - | - | - |
| incomeBeforeTax | 32.47M | 46.9M | 46.22M | 36.07M | 28.22M | 15.71M | 12.63M |
| incomeTaxExpense | 8.89M | 12.75M | 12.66M | 9.55M | 7.69M | 4.2M | 3.43M |
| netIncomeFromContinuingOperations | 23.58M | 34.15M | 33.56M | 26.52M | 20.53M | 11.51M | 9.2M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - |
| netIncome | 23.58M | 34.15M | 33.56M | 26.52M | 20.53M | 11.51M | 9.2M |
| netIncomeDeductions | - | - | - | - | - | - | - |
| bottomLineNetIncome | 23.58M | 34.15M | 33.56M | 26.52M | 20.53M | 11.51M | 9.2M |
| eps | 7.87 | 10.76 | 10.57 | 8.51 | 6.69 | 3.84 | 3.14 |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 25.82M | 65.14M | 64.28M | 59.96M | 38.27M | 19.58M | 23.5M |
| shortTermInvestments | - | 319.28M | 322.88M | 340.36M | 287.95M | 216.72M | 97.63M |
| cashAndShortTermInvestments | 25.82M | 384.41M | 387.15M | 400.32M | 326.22M | 236.3M | 121.12M |
| netReceivables | - | - | - | 32.41M | 19.74M | 8.89M | 4.96M |
| accountsReceivables | - | - | - | 32.41M | 19.74M | 8.89M | 4.96M |
| otherReceivables | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - |
| prepaids | - | - | - | - | - | - | - |
| otherCurrentAssets | - | - | 71.77M | - | - | - | - |
| totalCurrentAssets | 25.82M | 384.41M | 458.92M | 432.73M | 345.96M | 245.18M | 126.08M |
| propertyPlantEquipmentNet | - | 384K | 391K | 404K | 294K | 175.15K | 228.55K |
| goodwill | - | - | - | - | - | - | - |
| intangibleAssets | - | - | - | - | - | - | - |
| goodwillAndIntangibleAssets | - | - | 1.58M | - | - | - | - |
| longTermInvestments | 1.42B | 1.07B | 333.13M | 852.74M | 725.45M | 618.34M | 386.03M |
| taxAssets | - | - | 14.14M | - | - | - | - |
| otherNonCurrentAssets | 139.57M | 52.48M | 944.41M | 8.59M | 8.4M | 8.2M | 26.05M |
| totalNonCurrentAssets | 1.56B | 1.12B | 1.29B | 861.74M | 734.14M | 626.71M | 412.31M |
| otherAssets | - | - | -388.25M | - | - | - | - |
| totalAssets | 1.58B | 1.5B | 1.36B | 1.29B | 1.08B | 871.9M | 538.39M |
| totalPayables | - | - | - | 16.44M | 14.98M | 6.97M | 3.56M |
| accountPayables | - | - | - | 16.44M | 14.98M | 6.97M | 3.56M |
| otherPayables | - | - | - | - | - | - | - |
| accruedExpenses | - | - | - | - | - | - | - |
| shortTermDebt | - | 893K | 34M | 65.49M | 476.42K | 31M | - |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - |
| taxPayables | - | - | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - | - | - |
| otherCurrentLiabilities | 1.34B | 1.28B | 827.11M | 1.02B | 936.07M | 726.25M | 482.87M |
| totalCurrentLiabilities | 1.34B | 1.28B | 861.11M | 1.1B | 951.53M | 764.22M | 486.43M |
| longTermDebt | 38.15M | 38.01M | 39.6M | 104.44M | 40.41M | 70.13M | - |
| capitalLeaseObligationsNonCurrent | - | - | - | - | 1.13M | - | - |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | - | - | - |
| otherNonCurrentLiabilities | 14.92M | 13.35M | 331.26M | 1.1B | 949.92M | -31M | - |
| totalNonCurrentLiabilities | 53.08M | 51.36M | 370.86M | 104.44M | 39.28M | 39.13M | - |
| otherLiabilities | - | - | 1.65M | - | - | - | - |
| capitalLeaseObligations | - | - | - | - | 1.13M | - | - |
| totalLiabilities | 1.4B | 1.34B | 1.23B | 1.2B | 990.81M | 803.35M | 486.43M |
| treasuryStock | - | - | - | - | - | - | - |
| preferredStock | - | - | - | - | - | - | - |
| commonStock | 25.53M | 38.44M | 36.18M | 34.37M | 32.49M | 31M | 29.87M |
| retainedEarnings | 171.72M | 148.14M | 113.99M | 80.47M | 53.95M | 33.42M | 21.91M |
| additionalPaidInCapital | - | - | - | - | - | - | - |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|---|---|
| netIncome | 23.58M | 34.15M | 33.56M | 26.52M | 20.53M | 11.51M | - |
| depreciationAndAmortization | 235K | 167K | 283K | 198K | 137K | 159K | - |
| deferredIncomeTax | -2.07M | -1.2M | -595K | -261K | -915K | - | - |
| stockBasedCompensation | 1.1M | 1.53M | 1.91M | 1.61M | 1.03M | 674K | - |
| changeInWorkingCapital | 893K | -2.59M | -1.38M | -354K | -1.44M | -2.38M | - |
| accountsReceivables | -715K | -1.02M | -565K | -1.78M | -345K | -2.39M | - |
| inventory | - | - | - | - | - | - | - |
| accountsPayables | 1.57M | -605K | -1.42M | 1.46M | 8.01M | 3.41M | - |
| otherWorkingCapital | 35000 | -961K | 608K | -37000 | -9.1M | -3.4M | - |
| otherNonCashItems | 6.33M | 2.34M | 15.13M | 871K | -604K | 17.29M | - |
| netCashProvidedByOperatingActivities | 30.07M | 34.4M | 48.91M | 28.59M | 18.74M | 27.26M | - |
| investmentsInPropertyPlantAndEquipment | -278K | -160K | -10.05M | -310K | -256K | -106K | - |
| acquisitionsNet | - | - | - | - | - | - | - |
| purchasesOfInvestments | -23.46M | -71.94M | -68.28M | -125.85M | -98.68M | -140.11M | - |
| salesMaturitiesOfInvestments | 108.83M | 75.23M | 84.9M | 34.65M | 25.43M | 30.83M | - |
| otherInvestingActivities | -125.57M | -142.66M | -82.85M | -126.83M | -98.61M | -253.06M | - |
| netCashProvidedByInvestingActivities | -40.48M | -139.52M | -76.28M | -218.34M | -172.11M | -362.45M | - |
| netDebtIssuance | - | -34M | -31M | 65M | -31M | 70.13M | - |
| longTermNetDebtIssuance | - | - | - | - | - | 39.13M | - |
| shortTermNetDebtIssuance | - | -34M | -31M | 65M | -31M | 31M | - |
| netStockIssuance | -14.01M | 730K | 53000 | 681K | 456K | 433K | 731.1K |
| netCommonStockIssuance | -14.01M | 730K | 53000 | 681K | 456K | 433K | 731.1K |
| commonStockIssuance | 975K | 730K | 53000 | 681K | 456K | 433K | 731.1K |
| commonStockRepurchased | -14.98M | - | - | - | - | - | - |
| netPreferredStockIssuance | - | - | - | - | - | - | - |
| netDividendsPaid | - | - | - | - | - | - | - |
| commonDividendsPaid | - | - | - | - | - | - | - |
| preferredDividendsPaid | - | - | - | - | - | - | - |
| otherFinancingActivities | 59.27M | 139.21M | 63.94M | 144.27M | 210.29M | 243.4M | -731.1K |
| netCashProvidedByFinancingActivities | 45.26M | 105.94M | 33M | 209.95M | 179.75M | 313.96M | - |
| date | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| revenue | 26.04M | 26.07M | 24.29M | 28.33M | 28.68M | 28.69M | 26.53M | 25.65M | 24.38M | 23.4M |
| costOfRevenue | 5.22M | 8.27M | 4.66M | 7.02M | 4.54M | 5.26M | 4.38M | 3.87M | 3.51M | 3.72M |
| grossProfit | 20.82M | 17.8M | 22.8M | 21.3M | 24.14M | 23.43M | 22.15M | 21.77M | 20.87M | 19.68M |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | 9.01M | 7.43M | 8.12M | 8M | 8.06M | 5.18M | 6.47M | 6.72M | 6.58M | 6.13M |
| sellingAndMarketingExpenses | - | - | - | - | - | - | - | - | - | - |
| sellingGeneralAndAdministrativeExpenses | 9.01M | 7.43M | 8.12M | 8M | 8.06M | 5.18M | 6.47M | 6.72M | 6.58M | 7.62M |
| otherExpenses | 5.65M | 5.7M | 6.15M | 4.88M | 5.24M | 4.94M | 3.78M | 3.9M | 3.76M | 1.58M |
| operatingExpenses | 14.66M | 13.13M | 14.27M | 12.88M | 13.29M | 10.12M | 10.25M | 10.62M | 10.34M | 9.2M |
| costAndExpenses | 19.88M | 21.4M | 18.94M | 19.9M | 17.83M | 15.38M | 14.62M | 14.49M | 13.85M | 12.91M |
| netInterestIncome | 17.47M | 17.92M | 18.05M | 17.96M | 18.77M | 19.52M | 17.6M | 16.91M | 16.01M | 16.63M |
| interestIncome | 21.92M | 22.26M | 22.03M | 21.83M | 22.14M | 23.11M | 21.22M | 20.49M | 19.14M | 19.58M |
| interestExpense | 4.44M | 4.34M | 3.98M | 3.86M | 3.37M | 3.59M | 3.62M | 3.58M | 3.13M | 2.95M |
| depreciationAndAmortization | - | - | - | - | - | - | - | - | - | - |
| ebitda | 6.16M | 4.67M | 8.53M | 8.42M | 10.84M | 13.3M | 11.91M | 11.15M | 10.53M | 10.49M |
| ebit | 6.16M | 4.67M | 8.53M | 8.42M | 10.84M | 13.3M | 11.91M | 11.15M | 10.53M | 10.49M |
| nonOperatingIncomeExcludingInterest | - | - | - | - | - | - | - | - | - | - |
| operatingIncome | 6.16M | 4.67M | 8.53M | 8.42M | 10.84M | 13.3M | 11.91M | 11.15M | 10.53M | 10.49M |
| totalOtherIncomeExpensesNet | - | - | - | - | - | - | - | - | - | - |
| incomeBeforeTax | 6.16M | 4.67M | 8.53M | 8.42M | 10.84M | 13.3M | 11.91M | 11.15M | 10.53M | 10.49M |
| incomeTaxExpense | 1.58M | 1.46M | 2.3M | 2.39M | 2.75M | 3.59M | 3.34M | 3.08M | 2.74M | 2.92M |
| netIncomeFromContinuingOperations | 4.58M | 3.21M | 6.24M | 6.04M | 8.1M | 9.72M | 8.56M | 8.08M | 7.79M | 7.56M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - | - | - | - |
| netIncome | 4.58M | 3.21M | 6.24M | 6.04M | 8.1M | 9.72M | 8.56M | 8.08M | 7.79M | 7.56M |
| netIncomeDeductions | - | - | - | - | - | - | - | - | - | - |
| bottomLineNetIncome | 4.58M | 3.21M | 6.24M | 6.04M | 8.1M | 9.72M | 8.56M | 8.08M | 7.79M | 7.56M |
| eps | 1.53 | 1.07 | 2.04 | 1.95 | 2.56 | 3.06 | 2.7 | 2.54 | 2.46 | 2.38 |
| date | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 42.97M | 25.82M | 38.39M | 57.62M | 84.76M | 65.14M | 80.13M | 48.16M | 39.05M | 64.28M |
| shortTermInvestments | - | - | - | - | - | 319.28M | - | - | - | 322.88M |
| cashAndShortTermInvestments | 42.97M | 25.82M | 38.39M | 57.62M | 84.76M | 384.41M | 80.13M | 48.16M | 39.05M | 387.15M |
| netReceivables | - | - | - | - | - | - | - | - | - | - |
| accountsReceivables | - | - | - | - | - | - | - | - | - | - |
| otherReceivables | - | - | - | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - | - | - | - |
| prepaids | - | - | - | - | - | - | - | - | - | - |
| otherCurrentAssets | - | - | - | - | - | - | 38.47M | - | - | - |
| totalCurrentAssets | 42.97M | 25.82M | 38.39M | 57.62M | 84.76M | 384.41M | 118.6M | 48.16M | 39.05M | 387.15M |
| propertyPlantEquipmentNet | - | - | - | - | - | 384K | - | - | - | 391K |
| goodwill | - | - | - | - | - | - | - | - | - | - |
| intangibleAssets | - | - | - | - | - | - | - | - | - | - |
| goodwillAndIntangibleAssets | - | - | - | - | - | - | - | - | - | 1.58M |
| longTermInvestments | 1.47B | 1.42B | 1.41B | 1.33B | 1.39B | 1.07B | 345.43M | 345.49M | 328.91M | 333.13M |
| taxAssets | - | - | - | - | - | - | - | - | - | - |
| otherNonCurrentAssets | 59.08M | 139.57M | 53.48M | 89.04M | 86.21M | 52.48M | 1.38B | 95.16M | 1.03B | 642.07M |
| totalNonCurrentAssets | 1.53B | 1.56B | 1.46B | 1.42B | 1.48B | 1.12B | 1.73B | 345.49M | 1.36B | 977.17M |
| otherAssets | - | - | - | - | - | - | -334.81M | 1.05B | - | - |
| totalAssets | 1.57B | 1.58B | 1.5B | 1.47B | 1.56B | 1.5B | 1.51B | 1.44B | 1.4B | 1.36B |
| totalPayables | - | - | - | - | - | - | - | - | - | - |
| accountPayables | - | - | - | - | - | - | - | - | - | - |
| otherPayables | - | - | - | - | - | - | - | - | - | - |
| accruedExpenses | - | - | - | - | - | - | - | - | - | - |
| shortTermDebt | 25M | - | 7M | 16M | 10M | - | - | 68M | - | 34M |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - | - | - | - |
| taxPayables | - | - | - | - | - | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - | - | - | - | - | - |
| otherCurrentLiabilities | 1.34B | 1.34B | -7M | 1.23B | 1.32B | 1.28B | 1.02B | 1.17B | 1.2B | 827.11M |
| totalCurrentLiabilities | 1.37B | 1.34B | 7M | 1.25B | 1.33B | 1.28B | 1.02B | 1.24B | 1.2B | 861.11M |
| longTermDebt | 9.9M | 38.15M | 38.12M | 38.09M | 38.05M | 38.01M | 37.97M | 39.68M | 39.64M | 39.6M |
| capitalLeaseObligationsNonCurrent | - | - | - | - | - | - | - | - | - | - |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | - | - | - | - | - | - |
| otherNonCurrentLiabilities | 14.82M | 14.92M | 1.27B | 11.28M | 17.24M | 13.35M | 288.56M | 18.45M | 16.21M | 331.26M |
| totalNonCurrentLiabilities | 24.72M | 53.08M | 1.31B | 49.37M | 55.28M | 51.36M | 326.53M | 58.13M | 55.85M | 370.86M |
| otherLiabilities | - | - | - | - | - | - | - | - | - | 1.65M |
| capitalLeaseObligations | - | - | - | - | - | - | - | - | - | - |
| totalLiabilities | 1.39B | 1.4B | 1.32B | 1.3B | 1.39B | 1.34B | 1.35B | 1.3B | 1.26B | 1.23B |
| treasuryStock | - | - | - | - | - | - | - | - | - | - |
| preferredStock | - | - | - | - | - | - | - | - | - | - |
| commonStock | 38.24M | 25.53M | 25.24M | 29.5M | 35.69M | 38.44M | 37.93M | 37.43M | 36.91M | 36.18M |
| retainedEarnings | 159.08M | 171.72M | 168.51M | 162.27M | 156.24M | 148.14M | 138.42M | 129.86M | 121.78M | 113.99M |
| additionalPaidInCapital | - | - | - | - | - | - | - | - | - | - |