Is Figure Technology Solutions, Inc. Class A Common Stock (FIGR) a Buy, Sell, or Hold?
NASDAQ : FIGR
Figure Technology Solutions, Inc. Class A Common Stock
$28.97 USD
-$1.9 (-6.15%)
- Volume
- 2.09M
- Average Volume
- 3.93M
- Market Capitalization
- $5.29B
- P/E Ratio
- 37.10
- Dividend Yield
- 0.00%
- Price Target
- $55.00
- Year High
- $78.00
- Year Low
- $25.01
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.00
- Current Ratio
- $2.10
FIGR Financial Statements
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| revenue | 457.21M | 279.3M | 166.89M |
| costOfRevenue | 97.56M | 21.57M | 18.72M |
| grossProfit | 359.65M | 257.74M | 148.17M |
| researchAndDevelopmentExpenses | - | 62.66M | 49.15M |
| generalAndAdministrativeExpenses | 131.97M | 54.74M | 18.44M |
| sellingAndMarketingExpenses | 76.09M | 55.66M | 52.76M |
| sellingGeneralAndAdministrativeExpenses | 208.06M | 110.39M | 71.2M |
| otherExpenses | -14.58M | 75.45M | 77.25M |
| operatingExpenses | 193.48M | 248.5M | 197.61M |
| costAndExpenses | 291.05M | 270.07M | 216.33M |
| netInterestIncome | 25.94M | -8.21M | -1.04M |
| interestIncome | 74.81M | 48.21M | 48.16M |
| interestExpense | 48.87M | 56.42M | 49.2M |
| depreciationAndAmortization | 16.25M | 17.11M | 19.38M |
| ebitda | 178.8M | 95.62M | 16.24M |
| ebit | 162.54M | 78.51M | -3.14M |
| nonOperatingIncomeExcludingInterest | 3.62M | -69.27M | -46.3M |
| operatingIncome | 166.16M | 9.24M | -49.44M |
| totalOtherIncomeExpensesNet | -52.49M | 12.86M | -2.9M |
| incomeBeforeTax | 113.68M | 22.09M | -52.34M |
| incomeTaxExpense | -20.61M | 2.18M | 102K |
| netIncomeFromContinuingOperations | 134.28M | 19.92M | -52.44M |
| netIncomeFromDiscontinuedOperations | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - |
| netIncome | 133.86M | 17.21M | -47.94M |
| netIncomeDeductions | -71.83M | - | - |
| bottomLineNetIncome | 133.86M | 17.21M | -47.94M |
| eps | 0.54 | 0.04 | -0.12 |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| cashAndCashEquivalents | 1.27B | 287.26M | 116.55M |
| shortTermInvestments | 97M | 77.86M | 5.86M |
| cashAndShortTermInvestments | 1.36B | 365.12M | 122.41M |
| netReceivables | 52.02M | 416.92M | 272.82M |
| accountsReceivables | 52.02M | 21M | 17.3M |
| otherReceivables | - | 395.92M | 255.52M |
| inventory | - | - | - |
| prepaids | - | - | - |
| otherCurrentAssets | 445.41M | 72.65M | 63.05M |
| totalCurrentAssets | 1.86B | 854.69M | 458.28M |
| propertyPlantEquipmentNet | - | - | - |
| goodwill | - | - | - |
| intangibleAssets | - | - | - |
| goodwillAndIntangibleAssets | - | - | - |
| longTermInvestments | 396.66M | 173.19M | 37.07M |
| taxAssets | 62.72M | - | - |
| otherNonCurrentAssets | -3.06M | 131.7M | 164.72M |
| totalNonCurrentAssets | 456.32M | 304.89M | 201.79M |
| otherAssets | - | - | - |
| totalAssets | 2.32B | 1.16B | 660.07M |
| totalPayables | - | 37.22M | 20.14M |
| accountPayables | - | 37.22M | 20.14M |
| otherPayables | - | - | - |
| accruedExpenses | - | - | - |
| shortTermDebt | 712.37M | 517.91M | 384.22M |
| capitalLeaseObligationsCurrent | - | - | - |
| taxPayables | - | - | - |
| deferredRevenue | - | - | - |
| otherCurrentLiabilities | 133.64M | 70.4M | 2.52M |
| totalCurrentLiabilities | 846.01M | 625.53M | 406.88M |
| longTermDebt | 230.14M | 167.88M | 25.05M |
| capitalLeaseObligationsNonCurrent | 4.17M | 2.79M | 5.72M |
| deferredRevenueNonCurrent | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - |
| otherNonCurrentLiabilities | - | - | - |
| totalNonCurrentLiabilities | 234.32M | 170.67M | 30.77M |
| otherLiabilities | - | - | - |
| capitalLeaseObligations | 4.17M | 2.79M | 5.72M |
| totalLiabilities | 1.08B | 796.2M | 437.64M |
| treasuryStock | - | - | - |
| preferredStock | - | 2000 | 1000 |
| commonStock | 23000 | 2000 | 1000 |
| retainedEarnings | -186.99M | -320.85M | -338.06M |
| additionalPaidInCapital | 1.42B | 675.94M | 555.13M |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| netIncome | 134.28M | 19.92M | -52.44M |
| depreciationAndAmortization | 1.02M | 17.11M | 19.38M |
| deferredIncomeTax | - | - | - |
| stockBasedCompensation | 62.36M | 38.73M | 13.45M |
| changeInWorkingCapital | -6.56B | -60.19M | 48.22M |
| accountsReceivables | -33.04M | 4.78B | 3.29B |
| inventory | - | - | - |
| accountsPayables | -38.93M | - | - |
| otherWorkingCapital | -6.49B | -4.84B | -3.24B |
| otherNonCashItems | 6.43B | -151.58M | -57.47M |
| netCashProvidedByOperatingActivities | 62.57M | -136.02M | -28.87M |
| investmentsInPropertyPlantAndEquipment | -20.65M | -16.63M | -17.26M |
| acquisitionsNet | - | - | - |
| purchasesOfInvestments | -116.68M | -30.1M | -817K |
| salesMaturitiesOfInvestments | 75.25M | 16.09M | - |
| otherInvestingActivities | 797K | -221K | -4.03M |
| netCashProvidedByInvestingActivities | -61.28M | -30.86M | -22.11M |
| netDebtIssuance | 250.76M | 266.91M | 65.61M |
| longTermNetDebtIssuance | 83.55M | 185.03M | 12.63M |
| shortTermNetDebtIssuance | 167.2M | 81.88M | 52.97M |
| netStockIssuance | 667.44M | 72.29M | - |
| netCommonStockIssuance | 667.44M | -1M | - |
| commonStockIssuance | 667.44M | - | - |
| commonStockRepurchased | - | -1M | - |
| netPreferredStockIssuance | - | 73.29M | - |
| netDividendsPaid | - | -2.81M | -345K |
| commonDividendsPaid | - | -2.81M | -345K |
| preferredDividendsPaid | - | - | - |
| otherFinancingActivities | -160K | -273K | 527K |
| netCashProvidedByFinancingActivities | 918.04M | 336.12M | 65.79M |
| date | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|
| revenue | 167.01M | 223.18M | 134.93M | 95.08M | 55.41M | 62.18M | 61.11M |
| costOfRevenue | 21.45M | 25.18M | 8.75M | 6.56M | 6.5M | 4.7M | 4.98M |
| grossProfit | 145.56M | 198M | 126.18M | 88.53M | 48.91M | 57.48M | 56.12M |
| researchAndDevelopmentExpenses | - | 15.57M | 15.92M | 16.02M | 17.42M | 15.3M | 15.03M |
| generalAndAdministrativeExpenses | 45.6M | 82.48M | 22.86M | 5.44M | 7.68M | 9.14M | 27.18M |
| sellingAndMarketingExpenses | 25.48M | 22.02M | 22.14M | 16.97M | 14.97M | 13.59M | 12.35M |
| sellingGeneralAndAdministrativeExpenses | 71.08M | 104.49M | 45M | 22.41M | 22.65M | 22.74M | 39.54M |
| otherExpenses | 15.65M | 12.95M | 12.54M | 22.37M | 770K | 11.7M | 25.4M |
| operatingExpenses | 86.73M | 133.01M | 73.46M | 60.8M | 40.84M | 49.73M | 79.97M |
| costAndExpenses | 108.18M | 158.19M | 82.21M | 67.36M | 47.34M | 54.44M | 84.95M |
| netInterestIncome | 2.49M | 11.24M | 5.41M | 3.66M | 5.63M | -2.36M | -5.13M |
| interestIncome | 19.38M | 24.31M | 17.86M | 16.03M | 16.61M | 10.12M | 9.58M |
| interestExpense | 16.89M | 13.07M | 12.45M | 12.38M | 10.97M | 12.49M | 14.7M |
| depreciationAndAmortization | - | 3.87M | 4.3M | 4.13M | 3.94M | 4.35M | 5.08M |
| ebitda | 54.99M | 38.29M | 75.11M | 49.86M | 15.53M | 32.46M | -8.7M |
| ebit | 54.99M | 34.42M | 70.81M | 45.73M | 11.59M | 28.11M | -13.78M |
| nonOperatingIncomeExcludingInterest | 3.84M | 30.57M | -18.09M | -18M | -3.52M | -20.36M | -10.06M |
| operatingIncome | 58.83M | 64.99M | 52.72M | 27.72M | 8.07M | 7.75M | -23.84M |
| totalOtherIncomeExpensesNet | -20.73M | -43.64M | 5.64M | 5.63M | -7.46M | 7.87M | -4.64M |
| incomeBeforeTax | 38.1M | 21.35M | 58.36M | 33.35M | 617K | 15.62M | -28.48M |
| incomeTaxExpense | -6.94M | 6.27M | -31.46M | 3.36M | 1.23M | 559K | 24000 |
| netIncomeFromContinuingOperations | 45.05M | 15.08M | 89.82M | 29.99M | -613K | 15.06M | -28.51M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - |
| netIncome | 44.94M | 15.16M | 89.58M | 29.94M | -820K | 14.34M | -29.94M |
| netIncomeDeductions | - | - | - | - | - | - | - |
| bottomLineNetIncome | 44.94M | 15.16M | 43.78M | 29.94M | -820K | 14.34M | -29.94M |
| eps | 0.21 | 0.07 | 0.43 | 0.07 | -0.0 | 0.03 | -0.07 |
| date | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 |
|---|---|---|---|---|---|
| cashAndCashEquivalents | 1.46B | 1.27B | 1.1B | 395.34M | 332.02M |
| shortTermInvestments | - | 97M | - | 89.62M | 73.66M |
| cashAndShortTermInvestments | 1.46B | 1.36B | 1.1B | 484.96M | 405.68M |
| netReceivables | 65.33M | 52.02M | 46.24M | 370.98M | 550.67M |
| accountsReceivables | 65.33M | 52.02M | 46.24M | 37.35M | 20.15M |
| otherReceivables | - | - | - | 333.63M | 530.52M |
| inventory | - | - | - | - | - |
| prepaids | - | - | - | - | - |
| otherCurrentAssets | 696.16M | - | 616.36M | 64.49M | 77.07M |
| totalCurrentAssets | 2.23B | 1.42B | 1.76B | 920.43M | 1.03B |
| propertyPlantEquipmentNet | 4.8M | 5.2M | - | - | - |
| goodwill | - | - | - | - | - |
| intangibleAssets | 125.93M | - | 100M | - | - |
| goodwillAndIntangibleAssets | 125.93M | - | 100M | - | - |
| longTermInvestments | 442.28M | 396.66M | 239.69M | 219.3M | 192M |
| taxAssets | 26.04M | 62.72M | - | - | - |
| otherNonCurrentAssets | -94.29M | 473.83M | 57.37M | 133.7M | 128.75M |
| totalNonCurrentAssets | 504.76M | 938.41M | 397.06M | 353M | 320.75M |
| otherAssets | - | - | - | - | - |
| totalAssets | 2.73B | 2.35B | 2.16B | 1.27B | 1.35B |
| totalPayables | 29.73M | - | 55.32M | 38.28M | 32.3M |
| accountPayables | 29.73M | - | 55.32M | 38.28M | 32.3M |
| otherPayables | - | - | - | - | - |
| accruedExpenses | - | - | - | - | - |
| shortTermDebt | 1.06B | 712.37M | 605.47M | 558.92M | 681.98M |
| capitalLeaseObligationsCurrent | - | - | - | - | - |
| taxPayables | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - |
| otherCurrentLiabilities | -29.73M | 133.64M | 117.38M | 97M | 79.4M |
| totalCurrentLiabilities | 1.06B | 846.01M | 778.18M | 694.2M | 793.68M |
| longTermDebt | 262.22M | 230.14M | 197.83M | 173.73M | 191.67M |
| capitalLeaseObligationsNonCurrent | 3.89M | 4.17M | 4.23M | 1.04M | 306K |
| deferredRevenueNonCurrent | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | 36.68M | - | - | - |
| otherNonCurrentLiabilities | 114.97M | 133.64M | - | - | - |
| totalNonCurrentLiabilities | 381.08M | 234.32M | 202.05M | 174.78M | 191.98M |
| otherLiabilities | - | - | - | - | - |
| capitalLeaseObligations | 3.89M | 4.17M | 4.23M | 1.04M | 306K |
| totalLiabilities | 1.44B | 1.08B | 980.23M | 868.97M | 985.65M |
| treasuryStock | -18.22M | - | - | - | - |
| preferredStock | - | - | - | 2000 | 2000 |
| commonStock | 23000 | 23000 | 21000 | 2000 | 2000 |
| retainedEarnings | -142.05M | -186.99M | -202.15M | -291.73M | -321.67M |
| additionalPaidInCapital | 1.45B | 1.42B | 1.37B | 687.66M | 681.79M |
| date | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|
| netIncome | 44.94M | 15.16M | 89.58M | 29.99M | -613K | 15.06M | -28.46M |
| depreciationAndAmortization | - | 3.87M | 4.3M | 4.13M | 3.94M | 4.35M | 5.08M |
| deferredIncomeTax | - | - | - | - | - | - | - |
| stockBasedCompensation | - | - | - | 2.85M | 2.41M | 6.78M | 23.21M |
| changeInWorkingCapital | - | -2.07B | -1.91B | 216.57M | -139.42M | -8.26M | -9.8M |
| accountsReceivables | - | -7.8M | -8.89M | 1.7B | 995.83M | 1.24B | 1.07B |
| inventory | - | - | - | - | - | - | - |
| accountsPayables | - | -81.36M | 22.62M | - | - | - | - |
| otherWorkingCapital | - | -1.98B | -1.93B | -1.48B | -1.14B | -1.25B | -1.08B |
| otherNonCashItems | -44.94M | -38.9M | -53.9M | -38.38M | -19.28M | -38.28M | -21.08M |
| netCashProvidedByOperatingActivities | - | -2.09B | -1.87B | 215.17M | -152.96M | -20.35M | -31.05M |
| investmentsInPropertyPlantAndEquipment | - | -4.57M | -6.21M | -5.45M | -4.42M | -4.35M | -4.17M |
| acquisitionsNet | - | - | - | - | - | - | - |
| purchasesOfInvestments | - | -97.97M | -5.39M | -8.1M | -2.05M | -21.39M | -851K |
| salesMaturitiesOfInvestments | - | 62.62M | 6.15M | 4.28M | 2.9M | 1.43M | - |
| otherInvestingActivities | - | 2.02B | 1.89B | - | - | -112K | -818K |
| netCashProvidedByInvestingActivities | - | 1.98B | 1.88B | -9.27M | -3.57M | -24.42M | -5.84M |
| netDebtIssuance | - | 134.83M | 69.55M | -148.83M | 195.74M | 45.78M | 67.04M |
| longTermNetDebtIssuance | - | 90.71M | 14.36M | -166.86M | 145.87M | 34.1M | 39.19M |
| shortTermNetDebtIssuance | - | 44.12M | 55.18M | 18.02M | 49.88M | 11.68M | 27.85M |
| netStockIssuance | - | -4.74M | 671.14M | - | - | 7.32M | 52.08M |
| netCommonStockIssuance | - | -4.74M | 671.14M | - | - | - | - |
| commonStockIssuance | - | -4.74M | 671.14M | - | - | - | - |
| commonStockRepurchased | - | - | - | - | - | - | - |
| netPreferredStockIssuance | - | - | - | - | - | 7.32M | 52.08M |
| netDividendsPaid | - | - | - | 73000 | -81000 | -2.8M | - |
| commonDividendsPaid | - | - | - | 73000 | -81000 | -2.8M | - |
| preferredDividendsPaid | - | - | - | - | - | - | - |
| otherFinancingActivities | - | -262K | 110K | 247K | 368K | -436K | 723K |
| netCashProvidedByFinancingActivities | - | 129.83M | 740.79M | -148.51M | 196.03M | 49.87M | 119.84M |