Is Herzfeld Credit Income Fund, Inc. (HERZ) a Buy, Sell, or Hold?
NASDAQ : HERZ
Herzfeld Credit Income Fund, Inc.
$16.75 USD
-$0.17 (-1.03%)
- Volume
- 3.31K
- Average Volume
- 19.14K
- Market Capitalization
- $26.91M
- P/E Ratio
- -26.93
- Dividend Yield
- 49.17%
- Price Target
- Year High
- $28.30
- Year Low
- $13.71
- Day High
- —
- Day Low
- —
- Payout Ratio
- -$1.38
- Current Ratio
- $0.00
HERZ Financial Statements
| date | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 |
|---|---|---|---|---|---|
| revenue | 2.14M | 2.37M | 8.45M | -6.7M | 373.54K |
| costOfRevenue | 837.72K | 768.49K | 595.29K | 664.31K | 683.29K |
| grossProfit | 2.14M | 2.37M | 8.45M | -6.7M | 373.54K |
| researchAndDevelopmentExpenses | - | - | - | - | - |
| generalAndAdministrativeExpenses | 1.04M | 722.44K | 603.74K | 759.56K | 1.16M |
| sellingAndMarketingExpenses | - | - | - | - | - |
| sellingGeneralAndAdministrativeExpenses | 1.04M | 722.44K | 603.74K | 759.56K | 1.16M |
| otherExpenses | -8903 | 5016 | 9253 | -8429 | - |
| operatingExpenses | 1.03M | 727.45K | 612.99K | 751.13K | 1.16M |
| costAndExpenses | 1.03M | 727.45K | 612.99K | 751.13K | 1.16M |
| netInterestIncome | - | - | - | - | - |
| interestIncome | - | - | - | - | - |
| interestExpense | - | - | - | - | - |
| depreciationAndAmortization | - | - | - | - | 788.65K |
| ebitda | 1.11M | 1.64M | 7.84M | -7.45M | - |
| ebit | 1.11M | 1.64M | 7.84M | -7.45M | -788.65K |
| nonOperatingIncomeExcludingInterest | - | - | - | - | - |
| operatingIncome | 1.11M | 1.64M | 7.84M | -7.45M | -788.65K |
| totalOtherIncomeExpensesNet | - | - | - | - | 18.54M |
| incomeBeforeTax | 1.11M | 1.64M | 7.84M | -7.45M | 17.75M |
| incomeTaxExpense | - | - | - | - | - |
| netIncomeFromContinuingOperations | 1.11M | 1.64M | 7.84M | -7.45M | 17.75M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - |
| netIncome | 1.11M | 1.64M | 7.84M | -7.45M | 17.75M |
| netIncomeDeductions | - | - | - | - | - |
| bottomLineNetIncome | 1.11M | 1.64M | 7.84M | -7.45M | 17.75M |
| eps | 0.66 | 1 | 11.3 | -12.1 | 30.5 |
| date | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 |
|---|---|---|---|---|---|
| cashAndCashEquivalents | 7378 | - | - | - | - |
| shortTermInvestments | - | - | - | - | - |
| cashAndShortTermInvestments | 7378 | - | - | - | - |
| netReceivables | 95548 | 43487 | 21263 | 36798 | 98016 |
| accountsReceivables | 95548 | 43487 | 21263 | 36798 | 98016 |
| otherReceivables | - | - | - | - | - |
| inventory | - | - | - | - | - |
| prepaids | - | - | - | - | - |
| otherCurrentAssets | - | - | - | - | - |
| totalCurrentAssets | 102.93K | 43487 | 21263 | 36798 | 98016 |
| propertyPlantEquipmentNet | - | - | - | - | - |
| goodwill | - | - | - | - | - |
| intangibleAssets | - | - | - | - | - |
| goodwillAndIntangibleAssets | - | - | - | - | - |
| longTermInvestments | 44.73M | 51.23M | 35.55M | 30.3M | 41.12M |
| taxAssets | - | - | - | - | - |
| otherNonCurrentAssets | 121.9K | 43934 | 111.65K | 106.42K | 91225 |
| totalNonCurrentAssets | 44.85M | 51.27M | 35.66M | 30.4M | 41.21M |
| otherAssets | - | - | - | - | - |
| totalAssets | 44.95M | 51.31M | 35.68M | 30.44M | 41.3M |
| totalPayables | - | - | - | - | - |
| accountPayables | - | - | - | - | - |
| otherPayables | - | - | - | - | - |
| accruedExpenses | 155.22K | 126.87K | 107.7K | 94232 | 108.74K |
| shortTermDebt | - | - | - | - | - |
| capitalLeaseObligationsCurrent | - | - | - | - | - |
| taxPayables | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - |
| otherCurrentLiabilities | - | 2.14M | - | - | - |
| totalCurrentLiabilities | 155.22K | 2.27M | 107.7K | 94232 | 108.74K |
| longTermDebt | - | - | - | - | - |
| capitalLeaseObligationsNonCurrent | - | - | - | - | - |
| deferredRevenueNonCurrent | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | - |
| otherNonCurrentLiabilities | - | - | - | - | 48412 |
| totalNonCurrentLiabilities | - | - | - | - | 48412 |
| otherLiabilities | - | - | - | - | - |
| capitalLeaseObligations | - | - | - | - | - |
| totalLiabilities | 155.22K | 2.27M | 107.7K | 94232 | 157.15K |
| treasuryStock | - | - | - | - | - |
| preferredStock | - | - | - | - | - |
| commonStock | - | - | - | - | - |
| retainedEarnings | 11.84M | 13.62M | 13.52M | 5.59M | 13.56M |
| additionalPaidInCapital | 32.96M | 35.43M | 22.06M | 24.75M | 27.59M |
| date | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 |
|---|---|---|---|---|---|
| netIncome | 1.11M | 1.64M | 7.84M | -7.45M | 17.75M |
| depreciationAndAmortization | - | - | - | - | - |
| deferredIncomeTax | - | - | - | - | - |
| stockBasedCompensation | - | - | - | - | - |
| changeInWorkingCapital | - | - | - | - | - |
| accountsReceivables | - | - | - | - | - |
| inventory | - | - | - | - | - |
| accountsPayables | - | - | - | - | - |
| otherWorkingCapital | - | - | - | - | - |
| otherNonCashItems | -1.11M | -1.64M | -7.84M | 7.45M | -17.75M |
| netCashProvidedByOperatingActivities | - | - | - | - | - |
| investmentsInPropertyPlantAndEquipment | - | - | - | - | - |
| acquisitionsNet | - | - | - | - | - |
| purchasesOfInvestments | - | - | - | - | - |
| salesMaturitiesOfInvestments | - | - | - | - | - |
| otherInvestingActivities | - | - | - | - | - |
| netCashProvidedByInvestingActivities | - | - | - | - | - |
| netDebtIssuance | - | - | - | - | - |
| longTermNetDebtIssuance | - | - | - | - | - |
| shortTermNetDebtIssuance | - | - | - | - | - |
| netStockIssuance | - | - | - | - | - |
| netCommonStockIssuance | - | - | - | - | - |
| commonStockIssuance | - | - | - | - | - |
| commonStockRepurchased | - | - | - | - | - |
| netPreferredStockIssuance | - | - | - | - | - |
| netDividendsPaid | - | - | - | - | - |
| commonDividendsPaid | - | - | - | - | - |
| preferredDividendsPaid | - | - | - | - | - |
| otherFinancingActivities | - | - | - | - | - |
| netCashProvidedByFinancingActivities | - | - | - | - | - |
| date | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 |
|---|---|---|---|---|---|---|---|---|---|
| revenue | 3.7M | 520.37K | 373.42K | 373.42K | 191.9K | 191.9K | 258.26K | 258.26K | 154.88K |
| costOfRevenue | 387.69K | - | 398.17K | - | 439.55K | - | 444.77K | - | 323.72K |
| grossProfit | 3.31M | 520.37K | 373.42K | 373.42K | 191.9K | 191.9K | 258.26K | 258.26K | 154.88K |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | - | 316.58K | 505.41K | 505.41K | 328.34K | 328.34K | 386.21K | 386.21K | 268.09K |
| sellingAndMarketingExpenses | - | 7229 | 7157 | 7157 | 7274 | 7274 | 7529 | 7529 | 7613 |
| sellingGeneralAndAdministrativeExpenses | - | 323.81K | 512.57K | 512.57K | 335.62K | 335.62K | 393.74K | 393.74K | 275.71K |
| otherExpenses | 2.02M | - | - | - | - | - | - | - | - |
| operatingExpenses | 2.02M | 323.81K | 512.57K | 512.57K | 335.62K | 335.62K | 393.74K | 393.74K | 275.71K |
| costAndExpenses | 2.41M | 323.81K | 512.57K | 512.57K | 335.62K | 335.62K | 393.74K | 393.74K | 275.71K |
| netInterestIncome | 1.04M | - | - | - | - | - | - | - | - |
| interestIncome | 1.04M | - | - | - | - | - | - | - | - |
| interestExpense | - | - | - | - | - | - | - | - | - |
| depreciationAndAmortization | - | -196.56K | 139.14K | 139.14K | 143.72K | 143.72K | 135.48K | 135.48K | 120.83K |
| ebitda | 1.28M | - | - | - | - | - | - | - | - |
| ebit | 1.28M | 196.56K | -139.14K | -139.14K | -143.72K | -143.72K | -135.48K | -135.48K | -120.83K |
| nonOperatingIncomeExcludingInterest | - | - | - | - | - | - | - | - | - |
| operatingIncome | 1.28M | 196.56K | -139.14K | -139.14K | -143.71K | -143.71K | -135.48K | -135.48K | -120.83K |
| totalOtherIncomeExpensesNet | - | 445.33K | -1.22M | -1.22M | 2.06M | 2.06M | -147.39K | -147.39K | 1.22M |
| incomeBeforeTax | 1.28M | 641.9K | -1.36M | -1.36M | 1.92M | 1.92M | -282.87K | -282.87K | 1.1M |
| incomeTaxExpense | - | - | - | - | - | - | - | - | - |
| netIncomeFromContinuingOperations | 1.28M | 641.9K | -1.36M | -1.36M | 1.92M | 1.92M | -282.87K | -282.87K | 1.1M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - | - | - |
| netIncome | 1.28M | 641.9K | -1.36M | -1.36M | 1.92M | 1.92M | -282.87K | -282.87K | 1.1M |
| netIncomeDeductions | - | - | - | - | - | - | - | - | - |
| bottomLineNetIncome | 1.28M | 641.9K | -1.36M | -1.36M | 1.92M | 1.92M | -282.87K | -282.87K | 1.1M |
| eps | 0.66 | 0.33 | -0.81 | -0.81 | 1.2 | 1.2 | -0.18 | -0.18 | 0.68 |
| date | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 |
|---|---|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 16.52M | - | 7378 | 7378 | - | - | - | - | - |
| shortTermInvestments | - | - | - | - | - | - | - | - | - |
| cashAndShortTermInvestments | 16.52M | - | 7378 | 7378 | - | - | - | - | - |
| netReceivables | 130.94K | 130.94K | 95548 | 95548 | 33224 | 33224 | 43487 | 43487 | 55144 |
| accountsReceivables | - | 130.94K | 95548 | 95548 | 33224 | 33224 | 43487 | 43487 | 55144 |
| otherReceivables | - | - | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - | - | - |
| prepaids | - | - | - | - | - | - | - | - | - |
| otherCurrentAssets | - | - | - | - | - | - | - | - | - |
| totalCurrentAssets | 16.66M | 130.94K | 102.93K | 102.93K | 33224 | 33224 | 43487 | 43487 | 55144 |
| propertyPlantEquipmentNet | - | - | - | - | - | - | - | - | - |
| goodwill | - | - | - | - | - | - | - | - | - |
| intangibleAssets | - | - | - | - | - | - | - | - | - |
| goodwillAndIntangibleAssets | - | - | - | - | - | - | - | - | - |
| longTermInvestments | 27.36M | 43.89M | 44.73M | 44.73M | 51.79M | 51.79M | 51.23M | 51.23M | 62.96M |
| taxAssets | - | - | - | - | - | - | - | - | - |
| otherNonCurrentAssets | 169.55K | 169.55K | 121.9K | 121.9K | 275.03K | 275.03K | 43934 | 43934 | 105.46K |
| totalNonCurrentAssets | 27.53M | 44.06M | 44.85M | 44.85M | 52.07M | 52.07M | 51.27M | 51.27M | 63.07M |
| otherAssets | - | - | - | - | - | - | - | - | - |
| totalAssets | 44.19M | 44.19M | 44.95M | 44.95M | 52.1M | 52.1M | 51.31M | 51.31M | 63.12M |
| totalPayables | - | 2.26M | - | - | - | - | - | - | 4.58M |
| accountPayables | - | 2.26M | - | - | - | - | - | - | 4.58M |
| otherPayables | - | - | - | - | - | - | - | - | - |
| accruedExpenses | - | 242.1K | 155.22K | 155.22K | 132.58K | 132.58K | 126.87K | 126.87K | 153.9K |
| shortTermDebt | - | - | - | - | - | - | - | - | - |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - | - | - |
| taxPayables | - | - | - | - | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - | - | - | - | - |
| otherCurrentLiabilities | - | - | - | - | 3.66M | 3.66M | 2.14M | 2.14M | 2.19M |
| totalCurrentLiabilities | - | 2.51M | 155.22K | 155.22K | 3.79M | 3.79M | 2.27M | 2.27M | 6.92M |
| longTermDebt | - | - | - | - | - | - | - | - | - |
| capitalLeaseObligationsNonCurrent | - | - | - | - | - | - | - | - | - |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | - | - | - | - | - |
| otherNonCurrentLiabilities | 2.51M | - | - | - | - | - | - | - | - |
| totalNonCurrentLiabilities | 2.51M | - | - | - | - | - | - | - | - |
| otherLiabilities | - | - | - | - | - | - | - | - | - |
| capitalLeaseObligations | - | - | - | - | - | - | - | - | - |
| totalLiabilities | 2.51M | 2.51M | 155.22K | 155.22K | 3.79M | 3.79M | 2.27M | 2.27M | 6.92M |
| treasuryStock | - | - | - | - | - | - | - | - | - |
| preferredStock | - | - | - | - | - | - | - | - | - |
| commonStock | - | - | - | - | - | - | - | - | - |
| retainedEarnings | 2.09M | 2.09M | 11.84M | 11.84M | 13.8M | 13.8M | 13.62M | 13.62M | 13.54M |
| additionalPaidInCapital | 39.59M | 39.59M | 32.96M | 32.96M | 34.52M | 34.52M | 35.43M | 35.43M | 42.66M |
| date | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 |
|---|---|---|---|---|---|---|---|---|---|
| netIncome | 1.28M | 641.9K | -1.36M | -1.36M | 1.92M | 1.92M | -282.87K | -282.87K | 1.1M |
| depreciationAndAmortization | - | - | - | - | - | - | - | - | - |
| deferredIncomeTax | - | - | - | - | - | - | - | - | - |
| stockBasedCompensation | - | - | - | - | - | - | - | - | - |
| changeInWorkingCapital | 3833 | 1916 | - | - | - | - | - | - | - |
| accountsReceivables | -35397 | -17699 | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - | - | - |
| accountsPayables | 142.04K | - | - | - | - | - | - | - | - |
| otherWorkingCapital | -102.81K | 19615 | - | - | - | - | - | - | - |
| otherNonCashItems | -937.86K | 1.55M | 1.36M | 1.36M | -1.92M | -1.92M | 282.87K | 282.87K | -1.1M |
| netCashProvidedByOperatingActivities | 349.77K | 2.2M | - | - | - | - | - | - | - |
| investmentsInPropertyPlantAndEquipment | - | - | - | - | - | - | - | - | - |
| acquisitionsNet | - | - | - | - | - | - | - | - | - |
| purchasesOfInvestments | -29.36M | - | - | - | - | - | - | - | - |
| salesMaturitiesOfInvestments | 13.86M | - | - | - | - | - | - | - | - |
| otherInvestingActivities | - | - | - | - | - | - | - | - | - |
| netCashProvidedByInvestingActivities | -15.5M | - | - | - | - | - | - | - | - |
| netDebtIssuance | 19.54M | - | - | - | - | - | - | - | - |
| longTermNetDebtIssuance | - | - | - | - | - | - | - | - | - |
| shortTermNetDebtIssuance | 19.54M | - | - | - | - | - | - | - | - |
| netStockIssuance | -2.19M | -1.1M | - | - | - | - | - | - | - |
| netCommonStockIssuance | -2.19M | -1.1M | - | - | - | - | - | - | - |
| commonStockIssuance | - | - | - | - | - | - | - | - | - |
| commonStockRepurchased | -2.19M | -1.1M | - | - | - | - | - | - | - |
| netPreferredStockIssuance | - | - | - | - | - | - | - | - | - |
| netDividendsPaid | - | -1.1M | - | - | - | - | - | - | - |
| commonDividendsPaid | - | -1.1M | - | - | - | - | - | - | - |
| preferredDividendsPaid | - | - | - | - | - | - | - | - | - |
| otherFinancingActivities | -2.21M | - | - | - | - | - | - | - | - |
| netCashProvidedByFinancingActivities | 15.14M | -2.2M | - | - | - | - | - | - | - |