Is Permanent TSB Group Holdings plc (ILPMY) a Buy, Sell, or Hold?
OTC : ILPMY
Permanent TSB Group Holdings plc — Financials
$3.36 USD
$0.01 (0.3%)
- Volume
- 1.5K
- Average Volume
- 1.51K
- Market Capitalization
- $1.83B
- P/E Ratio
- 23.41
- Dividend Yield
- 0.61%
- Price Target
- Year High
- $4.18
- Year Low
- $2.44
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.18
- Current Ratio
- $0.60
ILPMY Financial Statements
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|---|---|
| revenue | 862.17M | 670M | 668M | 406M | 361M | 220M | 413M |
| costOfRevenue | 239.17M | - | - | 55M | 41M | - | - |
| grossProfit | 623M | 670M | 668M | 406M | 361M | 220M | 413M |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | 221.88M | 183M | 175M | 146M | 106M | 92M | 104M |
| sellingAndMarketingExpenses | - | - | - | - | - | - | - |
| sellingGeneralAndAdministrativeExpenses | 221.88M | 183M | 175M | 146M | 106M | 92M | 104M |
| otherExpenses | 278.17M | 357M | 493M | 199.69M | 276M | 172M | 228M |
| operatingExpenses | 500.05M | 540M | 668M | 146M | 382M | 264M | 332M |
| costAndExpenses | 739.23M | 540M | 668M | 319M | 269M | 264M | 332M |
| netInterestIncome | 566.71M | 612M | 620M | 362M | 313M | 341M | 356M |
| interestIncome | 843.35M | 899M | 778M | 417M | 354M | 382M | 413M |
| interestExpense | 276.63M | 287M | 158M | 55M | 41M | 41M | 57M |
| depreciationAndAmortization | 25.93M | 91M | 67M | 52M | 47M | 36M | 33M |
| ebitda | 148.88M | - | - | 319M | - | - | - |
| ebit | 122.95M | -91M | -67M | 267M | -47M | -36M | -33M |
| nonOperatingIncomeExcludingInterest | - | 221M | 67M | 87M | 26M | - | 33M |
| operatingIncome | 122.95M | 130M | 210M | 87M | 93M | -44M | - |
| totalOtherIncomeExpensesNet | - | 29M | -131M | 180M | -114M | -122M | 42M |
| incomeBeforeTax | 122.95M | 159M | 79M | 267M | -21M | -166M | 42M |
| incomeTaxExpense | 13.45M | -3M | 11M | 44M | -1M | -4M | 12M |
| netIncomeFromContinuingOperations | 109.5M | 162M | 68M | 223M | -20M | -162M | 30M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - |
| netIncome | 109.5M | 162M | 68M | 223M | -20M | -162M | 30M |
| netIncomeDeductions | - | - | - | - | - | - | - |
| bottomLineNetIncome | 68.2M | 119M | 25M | 213M | -41M | -173M | 19M |
| eps | 0.13 | 0.22 | 0.05 | 0.45 | -0.09 | -0.38 | 0.04 |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 99.96M | 2.12B | 1.94B | 1.81B | 3.92B | 3.05B | 845M |
| shortTermInvestments | 23.99M | - | - | - | - | - | - |
| cashAndShortTermInvestments | 123.95M | 2.12B | 1.94B | 1.81B | 3.92B | 3.05B | 845M |
| netReceivables | - | - | 57M | - | - | - | 21M |
| accountsReceivables | - | - | - | - | - | - | - |
| otherReceivables | - | - | 57M | - | - | - | 21M |
| inventory | - | - | 137M | - | - | - | - |
| prepaids | - | 63M | 80M | 207M | 205M | - | 49M |
| otherCurrentAssets | - | -63M | -217M | -207M | - | -3.05B | -49M |
| totalCurrentAssets | 123.95M | 2.12B | 2B | 1.81B | 4.13B | - | 866M |
| propertyPlantEquipmentNet | 188.92M | 183M | 205M | 204M | 190M | 190M | - |
| goodwill | - | - | - | - | - | - | - |
| intangibleAssets | 262.89M | 213M | 187M | 160M | 122M | 102M | - |
| goodwillAndIntangibleAssets | 262.89M | 213M | 187M | 160M | 122M | 102M | - |
| longTermInvestments | 29.35B | 4.42B | 3.31B | 3.22B | 2.52B | 2.61B | - |
| taxAssets | 317.86M | 316M | - | - | - | - | - |
| otherNonCurrentAssets | 223.9M | 21.69B | 3.98B | 3.62B | 15.27B | - | - |
| totalNonCurrentAssets | 30.34B | 26.82B | 3.7B | 3.58B | 18.11B | 2.9B | - |
| otherAssets | - | - | 22.05B | 20.54B | - | - | - |
| totalAssets | 30.47B | 28.93B | 27.76B | 25.93B | 22.24B | 20.99B | - |
| totalPayables | 18M | 26M | 19M | 44M | 5M | 6M | 8M |
| accountPayables | - | - | - | - | - | - | - |
| otherPayables | 18M | 26M | 19M | 44M | 5M | 6M | 8M |
| accruedExpenses | - | - | - | - | - | - | - |
| shortTermDebt | 165.93M | - | - | - | - | - | - |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - |
| taxPayables | - | 18M | 11M | 6M | 5M | 6M | - |
| deferredRevenue | - | - | - | - | - | - | - |
| otherCurrentLiabilities | -18M | -26M | -19M | -44M | -5M | -6M | -8M |
| totalCurrentLiabilities | 165.93M | - | - | - | - | - | - |
| longTermDebt | 2.26B | 1.93B | 1.71B | 948M | 771M | 807M | - |
| capitalLeaseObligationsNonCurrent | 25.99M | - | - | - | - | - | - |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | 13.99M | - | - | - | - | - | - |
| otherNonCurrentLiabilities | 25.77B | 24.47B | 23.62B | 848M | 19.68B | 18.23B | - |
| totalNonCurrentLiabilities | 28.07B | 26.4B | 25.34B | 948M | 20.45B | 19.04B | - |
| otherLiabilities | - | - | - | - | - | - | - |
| capitalLeaseObligations | 25.99M | - | - | - | - | - | - |
| totalLiabilities | 28.23B | 26.4B | 25.34B | 23.54B | 20.45B | 19.04B | - |
| treasuryStock | - | - | - | - | - | - | - |
| preferredStock | - | - | - | - | - | - | - |
| commonStock | 271.88M | 272M | 273M | 273M | 227M | 227M | - |
| retainedEarnings | 1.98B | 1.9B | 1.78B | 1.74B | 1.89B | 1.94B | - |
| additionalPaidInCapital | 803.66M | 804M | 804M | 804M | 333M | 333M | 333M |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|---|
| netIncome | 128M | 159M | 79M | 223M | -20M | -162M |
| depreciationAndAmortization | 84M | 91M | 67M | 52M | 47M | 36M |
| deferredIncomeTax | - | - | - | - | - | - |
| stockBasedCompensation | - | - | - | - | - | - |
| changeInWorkingCapital | -201.71M | 831M | 1.44B | 435M | -712M | 1.35B |
| accountsReceivables | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - |
| accountsPayables | - | - | - | - | - | - |
| otherWorkingCapital | -201.71M | 831M | 1.44B | 435M | -712M | 1.35B |
| otherNonCashItems | 622.71M | 201M | 190M | 2.65B | 1.4B | 1.12B |
| netCashProvidedByOperatingActivities | 633M | 1.28B | 1.77B | 3.36B | 719M | 2.35B |
| investmentsInPropertyPlantAndEquipment | -38.42M | -15M | -24M | -61M | -24M | -54M |
| acquisitionsNet | - | -3M | -48M | -4.83B | 1M | - |
| purchasesOfInvestments | -1.23B | -1.21B | -2.42B | -972M | - | -1.05B |
| salesMaturitiesOfInvestments | 281.44M | 170M | 758M | 251M | 49M | 414M |
| otherInvestingActivities | -40.57M | -26M | -37M | -30M | -11M | 47M |
| netCashProvidedByInvestingActivities | -1.03B | -1.09B | -1.77B | -5.61B | 26M | -639M |
| netDebtIssuance | 24.01M | -7M | -7M | -6M | 252M | -8M |
| longTermNetDebtIssuance | 52.83M | -7M | -7M | -6M | 252M | -8M |
| shortTermNetDebtIssuance | -28.82M | - | - | - | - | - |
| netStockIssuance | - | -2M | - | - | -125M | - |
| netCommonStockIssuance | - | -2M | - | - | -125M | - |
| commonStockIssuance | - | - | - | - | - | - |
| commonStockRepurchased | - | -2M | - | - | -125M | - |
| netPreferredStockIssuance | - | - | - | - | - | - |
| netDividendsPaid | - | -43M | -43M | -10M | -21M | -11M |
| commonDividendsPaid | - | -43M | -43M | -10M | -21M | -11M |
| preferredDividendsPaid | - | - | - | - | - | - |
| otherFinancingActivities | -107.01M | -9M | -9M | 237M | -3M | 123M |
| netCashProvidedByFinancingActivities | -83M | -61M | -59M | 221M | 103M | 104M |
| date | 2025-12-31 | 2025-06-30 | 2024-12-31 | 2024-06-30 | 2023-12-31 | 2023-06-30 | 2022-12-31 |
|---|---|---|---|---|---|---|---|
| revenue | 469.5M | 322M | 352M | 499.54M | 468.84M | 389.38M | 269.29M |
| costOfRevenue | 101.24M | - | - | 499.54M | 468.84M | 389.38M | 269.29M |
| grossProfit | 368.25M | 322M | 352M | 350M | 328M | 265.82M | 473.3M |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | 112.16M | - | - | - | - | - | - |
| sellingAndMarketingExpenses | - | - | - | - | - | - | - |
| sellingGeneralAndAdministrativeExpenses | 112.16M | 217M | 219M | 279.99M | 285.04M | 229.86M | 216.56M |
| otherExpenses | 147.9M | 161.64M | 182.94M | -59.99M | -68.04M | -114.93M | -108.28M |
| operatingExpenses | 260.06M | 217M | 219M | 220M | 217M | 114.93M | 108.28M |
| costAndExpenses | 361.31M | 217M | 219M | 426.02M | 417.73M | 334.88M | 262.7M |
| netInterestIncome | 299.76M | 314.55M | 680.09M | -68.09M | -61.65M | -24.85M | -17.23M |
| interestIncome | 439.72M | - | 903.64M | -4.64M | - | - | - |
| interestExpense | 139.96M | 160.55M | 223.55M | 63.45M | 56.02M | 22.79M | 16.01M |
| depreciationAndAmortization | 26.8M | 15.29M | 31.39M | 39.28M | 34.4M | 31.7M | 25.42M |
| ebitda | 134.99M | - | - | 114.81M | 86.49M | 57.47M | 332.43M |
| ebit | 108.19M | 19M | -172.06M | 81.06M | 57.33M | 28.1M | 307.01M |
| nonOperatingIncomeExcludingInterest | - | 105M | 228.54M | -7.54M | -1.08M | 31.34M | -299.92M |
| operatingIncome | 108.19M | 105M | 56.48M | 130M | 111M | 54.49M | 6.59M |
| totalOtherIncomeExpensesNet | - | -86M | 26.99M | -49.91M | -58M | -28.73M | 278.71M |
| incomeBeforeTax | 108.19M | 19M | 83.46M | 80.09M | 53M | 25.76M | 285.3M |
| incomeTaxExpense | 9.93M | 4M | -15.09M | 12M | 10M | 990.78K | 42.37M |
| netIncomeFromContinuingOperations | 98.27M | 15M | 98.55M | 68.09M | 43M | 27.01M | 261.42M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | -4.64M | - | - | - |
| netIncome | 98.27M | 15M | 99M | 63.45M | 43M | 24.77M | 242.93M |
| netIncomeDeductions | - | - | - | - | - | -45.38M | -10.13M |
| bottomLineNetIncome | 76.43M | -6M | 77M | 42M | 21M | 4.32M | 256.35M |
| eps | 0.14 | -0.01 | 0.01 | 0.08 | 0.04 | 0.01 | 0.51 |
| date | 2025-12-31 | 2025-06-30 | 2024-12-31 | 2024-06-30 | 2023-12-31 | 2023-06-30 | 2022-12-31 |
|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 99.96M | 2.21B | 2.12B | 90M | 1.94B | 3.08B | 1.81B |
| shortTermInvestments | - | - | - | - | - | - | - |
| cashAndShortTermInvestments | 99.96M | 82M | 2.12B | 90M | 1.94B | 3.08B | 1.81B |
| netReceivables | - | - | - | - | 57M | 1M | - |
| accountsReceivables | - | - | - | - | - | - | - |
| otherReceivables | - | - | - | - | 57M | 1M | - |
| inventory | - | - | - | - | 137M | - | - |
| prepaids | - | - | 63M | 65M | - | - | - |
| otherCurrentAssets | - | - | -63M | -65M | -137M | - | - |
| totalCurrentAssets | 99.96M | 82M | 2.12B | 90M | 2B | 3.09B | 1.81B |
| propertyPlantEquipmentNet | 188.92M | 173M | 183M | 197M | 205M | 214M | 204M |
| goodwill | - | - | - | - | - | - | - |
| intangibleAssets | 262.89M | 232M | 213M | 201M | 187M | 1M | 160M |
| goodwillAndIntangibleAssets | 262.89M | 232M | 213M | 201M | 187M | 167M | 160M |
| longTermInvestments | 29.37B | 23.45B | 4.42B | 3.92B | 3.31B | 3.3B | 3.22B |
| taxAssets | 317.86M | - | 316M | 298M | - | - | - |
| otherNonCurrentAssets | 223.9M | 29.59B | 21.69B | 24.44B | 3.93B | -3.68B | -3.58B |
| totalNonCurrentAssets | 30.37B | 29.99B | 26.82B | 29.06B | 3.7B | 3.68B | 3.58B |
| otherAssets | - | - | - | - | 22.05B | 21.64B | 20.54B |
| totalAssets | 30.47B | 29.99B | 28.93B | 29.15B | 27.76B | 28.4B | 25.93B |
| totalPayables | 18M | - | 26M | - | 19M | 17M | 44M |
| accountPayables | - | - | - | - | - | - | - |
| otherPayables | 18M | - | 26M | - | 19M | 17M | 44M |
| accruedExpenses | - | 15M | - | 12M | - | - | - |
| shortTermDebt | 165.93M | - | - | - | - | - | - |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - |
| taxPayables | - | - | 18M | - | 11M | 9M | 6M |
| deferredRevenue | - | - | - | - | - | - | - |
| otherCurrentLiabilities | -18M | -15M | -26M | -12M | -19M | -17M | -44M |
| totalCurrentLiabilities | 165.93M | - | - | - | - | - | - |
| longTermDebt | 2.26B | 1.93B | 1.93B | 1.89B | 1.71B | 2.09B | 948M |
| capitalLeaseObligationsNonCurrent | 25.99M | - | - | - | - | - | - |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | 13.99M | - | - | - | - | - | - |
| otherNonCurrentLiabilities | 25.77B | 25.54B | 24.47B | 24.8B | 23.62B | -2.09B | -948M |
| totalNonCurrentLiabilities | 28.07B | 27.47B | 26.4B | 26.69B | 25.34B | 2.09B | 948M |
| otherLiabilities | - | - | 26.4B | - | - | - | - |
| capitalLeaseObligations | 25.99M | - | - | - | - | - | - |
| totalLiabilities | 28.23B | 27.47B | 26.4B | 26.69B | 25.34B | 2.09B | 948M |
| treasuryStock | - | - | - | - | - | - | - |
| preferredStock | - | - | - | - | - | - | - |
| commonStock | 271.88M | 272M | 272M | 273M | 273M | 273M | 273M |
| retainedEarnings | 1.98B | 1.9B | 1.9B | 1.83B | 1.78B | 1.75B | 1.74B |
| additionalPaidInCapital | 803.66M | 804M | 804M | 804M | 804M | 804M | 804M |
| date | 2025-12-31 | 2025-06-30 | 2024-12-31 | 2024-06-30 | 2023-12-31 | 2023-06-30 | 2022-12-31 |
|---|---|---|---|---|---|---|---|
| netIncome | 98.27M | 15M | 99M | 63.45M | 42.26M | 24.77M | 242.93M |
| depreciationAndAmortization | - | 44M | 51M | 39.28M | 34.4M | 31.7M | 25.42M |
| deferredIncomeTax | - | - | - | - | - | - | - |
| stockBasedCompensation | - | - | - | - | - | - | - |
| changeInWorkingCapital | -67.15M | -507M | -599M | 82.59M | -45.07M | 142.67M | -201.95M |
| accountsReceivables | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - |
| accountsPayables | - | - | - | - | - | - | - |
| otherWorkingCapital | -67.15M | -507M | -599M | 82.59M | -45.07M | 142.67M | -201.95M |
| otherNonCashItems | 69.36M | 140M | 50M | 105.75M | 84.65M | 71.34M | -233.35M |
| netCashProvidedByOperatingActivities | 100.47M | -308M | -399M | 291.06M | 116.24M | 270.48M | -166.95M |
| investmentsInPropertyPlantAndEquipment | -23.9M | -3M | -7M | -22.16M | -33.44M | -26.75M | -16.83M |
| acquisitionsNet | - | - | - | - | 1.06B | -1.12B | -4.54B |
| purchasesOfInvestments | -686.83M | -686.98M | -454.88M | -801.69M | -174.59M | -644.01M | -308.22M |
| salesMaturitiesOfInvestments | 193.23M | 114.68M | -15.93M | 186.32M | 186.31M | 563.75M | 127.73M |
| otherInvestingActivities | -540.91M | -546M | -431M | 210.49M | -1.67B | -267.51M | 182.19M |
| netCashProvidedByInvestingActivities | -1.06B | -549M | -438M | -427.03M | -626.56M | -1.49B | -4.56B |
| netDebtIssuance | 87.1M | -3M | -900.65M | 698.23M | -1.1B | 1.72B | -388.51M |
| longTermNetDebtIssuance | 34.14M | -3M | -344.57M | 489.63M | -323.31M | 1.22B | -130.08M |
| shortTermNetDebtIssuance | 52.95M | - | - | 208.61M | -778.29M | 506.8M | -258.43M |
| netStockIssuance | - | - | -2M | - | - | - | 248.24M |
| netCommonStockIssuance | - | - | -2M | - | - | - | 248.24M |
| commonStockIssuance | - | - | - | - | - | - | 230.69M |
| commonStockRepurchased | - | - | -2M | - | - | - | - |
| netPreferredStockIssuance | - | - | - | - | - | - | - |
| netDividendsPaid | - | -21M | -22M | -21M | -22M | - | - |
| commonDividendsPaid | - | -21M | -22M | -21M | -22M | - | - |
| preferredDividendsPaid | - | - | - | - | - | - | - |
| otherFinancingActivities | 330.38M | 952M | -90M | 552.49M | 390.73M | 839.19M | 1.47B |
| netCashProvidedByFinancingActivities | 417.48M | 928M | -114M | 1.23B | -732.86M | 2.42B | 1.34B |