Is OFS Credit Company, Inc. (OCCI) a Buy, Sell, or Hold?
NASDAQ : OCCI
OFS Credit Company, Inc.
$2.27 USD
-$0.06 (-2.58%)
- Volume
- 323.91K
- Average Volume
- 259.24K
- Market Capitalization
- $66.68M
- P/E Ratio
- -1.86
- Dividend Yield
- 46.48%
- Price Target
- Year High
- $6.14
- Year Low
- $2.27
- Day High
- —
- Day Low
- —
- Payout Ratio
- -$0.88
- Current Ratio
- $1.09
OCCI Financial Statements
| date | 2025-10-31 | 2024-10-31 | 2023-10-31 | 2022-10-31 | 2021-10-31 | 2020-10-31 | 2019-10-31 | 2018-10-31 |
|---|---|---|---|---|---|---|---|---|
| revenue | 40.54M | 18.69M | 30.7M | 26.22M | 22.97M | -1.64M | -6.47M | 350.83K |
| costOfRevenue | 11.85M | 3.63M | 3.62M | 7.34M | 4.87M | 3.17M | 2.68M | 10000 |
| grossProfit | 28.7M | 18.69M | 30.7M | 18.88M | 18.1M | -4.81M | -9.16M | 340.83K |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - | 0.82 |
| generalAndAdministrativeExpenses | 3.43M | 3.22M | 2.69M | 3M | 2.66M | 2.04M | 1.6M | 1.61M |
| sellingAndMarketingExpenses | - | - | - | - | - | - | - | -1.61M |
| sellingGeneralAndAdministrativeExpenses | 3.43M | 3.22M | 2.69M | 3M | 2.66M | 2.04M | 1.6M | 0.82 |
| otherExpenses | 27.48M | 446.61K | 7.14M | 5.92M | 3.67M | 2.29M | -220.44K | -3 |
| operatingExpenses | 30.92M | 3.66M | 9.83M | 8.91M | 6.33M | 4.33M | 1.38M | 771.9K |
| costAndExpenses | 42.76M | 3.66M | 6.92M | 35.37M | 2.66M | -1.64M | 1.38M | 771.9K |
| netInterestIncome | 37.2M | 28.92M | 27.07M | 22.17M | 12.83M | 9.44M | 7.88M | - |
| interestIncome | 44.15M | 32.55M | 30.7M | 26.22M | 15.55M | 11.07M | 8.86M | - |
| interestExpense | 6.95M | 3.63M | 3.62M | 4.05M | 2.72M | 1.63M | 982.2K | 69470 |
| depreciationAndAmortization | - | - | 6.92M | - | - | - | 16.73M | 64324 |
| ebitda | -2.22M | 33.67M | -152.47K | -9.15M | 23.03M | -2.04M | -7.86M | 833.64K |
| ebit | -2.22M | 33.67M | -7.08M | -9.15M | 23.03M | -2.04M | -7.86M | 286.51K |
| nonOperatingIncomeExcludingInterest | - | -18.65M | -1.74M | - | - | - | - | 2.32M |
| operatingIncome | -2.22M | 15.02M | -8.81M | -9.15M | 23.03M | -2.04M | -7.86M | 2.6M |
| totalOtherIncomeExpensesNet | -7.69M | -4.08M | -4.08M | -4.43M | -2.72M | -1.63M | - | 833.64K |
| incomeBeforeTax | -9.91M | 15.02M | -1.89M | -13.59M | 20.31M | -3.68M | -7.86M | 286.51K |
| incomeTaxExpense | - | - | - | - | - | - | - | 286.51K |
| netIncomeFromContinuingOperations | -9.91M | 15.02M | -1.89M | -13.59M | 20.31M | -3.68M | -7.86M | 286.51K |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - | - |
| netIncome | -9.91M | 15.02M | -1.89M | -13.59M | 20.31M | -3.68M | -7.86M | 286.51K |
| netIncomeDeductions | - | - | - | - | - | - | - | -3.15M |
| bottomLineNetIncome | -9.91M | 15.02M | -1.89M | -13.59M | 20.31M | -3.68M | -7.86M | 3.44M |
| eps | -0.39 | 0.9 | -0.17 | -1.65 | 3.81 | -1.14 | -3.02 | 0.11 |
| date | 2025-10-31 | 2024-10-31 | 2023-10-31 | 2022-10-31 | 2021-10-31 | 2020-10-31 | 2019-10-31 | 2018-10-31 |
|---|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 13.51M | 24.7M | 16.78M | 12.54M | 15M | 6.45M | 3.93M | 9.06M |
| shortTermInvestments | - | - | - | - | - | - | - | - |
| cashAndShortTermInvestments | 13.51M | 24.7M | 16.78M | 12.54M | 15M | 6.45M | 3.93M | 9.06M |
| netReceivables | - | 800.88K | 833.14K | 607.29K | 289.2K | - | - | 155.44K |
| accountsReceivables | - | 800.88K | 833.14K | 607.29K | 289.2K | - | - | 155.44K |
| otherReceivables | - | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - | - |
| prepaids | - | - | - | - | - | - | 54062 | 13555 |
| otherCurrentAssets | - | - | - | - | - | - | - | - |
| totalCurrentAssets | 13.51M | 25.5M | 17.61M | 13.15M | 15.28M | 6.45M | 3.99M | 9.23M |
| propertyPlantEquipmentNet | - | - | - | - | - | - | - | - |
| goodwill | - | - | - | - | - | - | - | - |
| intangibleAssets | - | - | - | - | - | - | - | - |
| goodwillAndIntangibleAssets | - | - | - | - | - | - | - | - |
| longTermInvestments | - | 214.85M | 168.1M | 145.77M | 149.67M | - | - | - |
| taxAssets | - | - | - | - | - | - | - | - |
| otherNonCurrentAssets | 257.32M | 426.22K | 169.15M | 115K | 149.92M | 57.15M | 64.15M | 41.88M |
| totalNonCurrentAssets | 257.32M | 215.28M | 168.1M | 145.88M | 149.92M | 57.15M | 64.15M | 41.88M |
| otherAssets | - | - | 221.19K | - | - | - | - | - |
| totalAssets | 270.82M | 240.77M | 185.93M | 159.03M | 165.21M | 63.59M | 68.13M | 51.1M |
| totalPayables | 3.38M | - | 2.77M | - | 5.9M | - | 320K | 590K |
| accountPayables | - | - | - | - | 5.9M | - | 320K | 590K |
| otherPayables | 3.38M | - | 2.77M | - | - | - | - | - |
| accruedExpenses | - | - | - | - | - | - | - | - |
| shortTermDebt | - | - | - | - | - | - | - | - |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - | - |
| taxPayables | - | - | - | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - | - | - | - |
| otherCurrentLiabilities | - | - | - | - | - | - | - | - |
| totalCurrentLiabilities | 3.38M | 2.85M | 2.77M | 2.33M | 5.9M | - | 320K | 590K |
| longTermDebt | - | - | 62.77M | - | - | - | - | - |
| capitalLeaseObligationsNonCurrent | - | - | - | - | - | - | - | - |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | - | - | - | - |
| otherNonCurrentLiabilities | 114.42M | 92.17M | 62.97M | 64.82M | 51.21M | 22.12M | 21.96M | 124.73K |
| totalNonCurrentLiabilities | 114.42M | 92.17M | 62.77M | 64.82M | 51.21M | 22.12M | 21.96M | 124.73K |
| otherLiabilities | - | - | 205K | - | - | - | - | - |
| capitalLeaseObligations | - | - | - | - | - | - | - | - |
| totalLiabilities | 117.8M | 92.17M | 65.74M | 64.82M | 57.11M | 22.12M | 22.28M | 714.73K |
| treasuryStock | - | - | - | - | - | - | - | - |
| preferredStock | - | - | - | - | - | - | - | - |
| commonStock | 28026 | 20701 | 15917 | 9443 | 7719 | 3581 | 3062 | 2505 |
| retainedEarnings | -65.83M | -45.17M | -42.91M | -15.34M | 11.74M | -11.83M | -5.09M | 420.08K |
| additionalPaidInCapital | 218.83M | 193.76M | 163.08M | 109.54M | 96.35M | 53.3M | 50.95M | 49.96M |
| date | 2025-10-31 | 2024-10-31 | 2023-10-31 | 2022-10-31 | 2021-10-31 | 2020-10-31 | 2019-10-31 | 2018-10-31 |
|---|---|---|---|---|---|---|---|---|
| netIncome | -9.91M | 15.02M | -1.89M | -13.59M | 20.31M | -3.68M | -7.86M | 286.51K |
| depreciationAndAmortization | - | - | - | - | - | - | - | - |
| deferredIncomeTax | - | - | - | - | - | - | - | - |
| stockBasedCompensation | - | - | - | - | - | - | - | - |
| changeInWorkingCapital | 491.01K | 716K | 82218 | -5.76M | 6.48M | -292.9K | 1.09M | 545.74K |
| accountsReceivables | -140.13K | 550.69K | -225.85K | -318.09K | -289.2K | - | 155.44K | -155.44K |
| inventory | - | - | - | - | - | - | - | - |
| accountsPayables | - | 78235 | 446.82K | -5.58M | 6.81M | -260.9K | 759.31K | 600K |
| otherWorkingCapital | 631.15K | 165.32K | 308.07K | 140.87K | -40036 | -31997 | 179.94K | 101.18K |
| otherNonCashItems | -40.9M | -46.29M | -21.87M | 4.75M | -92.5M | 7.43M | -22.17M | 1.3M |
| netCashProvidedByOperatingActivities | -50.32M | -30.55M | -23.68M | -14.6M | -65.72M | 3.46M | -28.93M | 2.57M |
| investmentsInPropertyPlantAndEquipment | - | - | - | - | - | - | - | - |
| acquisitionsNet | - | - | - | - | - | - | - | - |
| purchasesOfInvestments | - | -124.23M | -62.88M | -49.96M | -117.6M | -5.18M | -40.92M | -43.62M |
| salesMaturitiesOfInvestments | - | 59.48M | 13.1M | 18.49M | 31.02M | - | 2.18M | - |
| otherInvestingActivities | - | 64.74M | - | - | - | - | - | - |
| netCashProvidedByInvestingActivities | - | - | -49.78M | -31.47M | -86.58M | -5.18M | -38.74M | -43.62M |
| netDebtIssuance | - | - | - | 12.44M | - | - | - | - |
| longTermNetDebtIssuance | - | - | - | 12.44M | - | - | - | - |
| shortTermNetDebtIssuance | - | - | - | - | - | - | - | - |
| netStockIssuance | 69.08M | 57.72M | 32.91M | 3.33M | 76.68M | 2.82M | 30.49M | - |
| netCommonStockIssuance | 44.88M | 31.96M | 32.91M | 3.33M | 48.66M | 2.82M | 9.17M | - |
| commonStockIssuance | 45.68M | 31.96M | 32.91M | 3.33M | 48.66M | 2.82M | 9.17M | 50M |
| commonStockRepurchased | -803.8K | - | - | - | - | - | - | 50M |
| netPreferredStockIssuance | 24.2M | 25.76M | - | - | 28.02M | - | 21.32M | - |
| netDividendsPaid | -30.75M | -19.01M | -5M | -3.63M | -2.23M | -3.49M | -5.48M | - |
| commonDividendsPaid | -30.75M | -19.01M | -5M | -3.63M | -2.23M | -3.49M | -5.48M | - |
| preferredDividendsPaid | - | - | - | - | - | - | - | - |
| otherFinancingActivities | 803.8K | -246.72K | - | - | -182.11K | -267.23K | -1.21M | 50M |
| netCashProvidedByFinancingActivities | 39.13M | 38.47M | 27.92M | 12.14M | 74.27M | -942.65K | 23.81M | 50M |
| date | 2026-04-30 | 2026-01-31 | 2025-10-31 | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 | 2024-04-30 | 2024-01-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| revenue | 1.71M | 10.37M | 11.14M | 11.88M | 10.24M | 10.06M | 8.59M | 7.45M | 8.07M | 6.59M |
| costOfRevenue | 2.23M | 2.83M | 4.15M | 2.78M | 2.51M | 2.8M | 2.53M | 2.17M | - | 2.3M |
| grossProfit | -521.17K | 7.54M | -3.48M | 11.88M | 10.24M | 10.06M | 8.59M | 5.28M | 8.07M | 4.29M |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | - | - | -6.6M | 3.45M | 3.28M | 3.3M | 2.97M | 2.63M | 2.57M | 2.87M |
| sellingAndMarketingExpenses | - | - | - | - | - | - | - | - | - | - |
| sellingGeneralAndAdministrativeExpenses | - | - | -6.6M | 3.45M | 3.28M | 3.3M | 2.97M | 2.63M | 2.57M | 2.87M |
| otherExpenses | 9.47M | 27.07M | 27.48M | - | - | - | - | - | - | - |
| operatingExpenses | 9.47M | 27.07M | 20.88M | 3.45M | 3.28M | 3.3M | 2.97M | 2.63M | 2.57M | 2.87M |
| costAndExpenses | 11.7M | 29.9M | 18.06M | 3.45M | 3.28M | 3.3M | 2.97M | 2.63M | 2.57M | -1.33M |
| netInterestIncome | 7.1M | 8.81M | 9.83M | -2.15M | -1.79M | -1.61M | -1.17M | 6.49M | -963.16K | -979.85K |
| interestIncome | 9.2M | 10.98M | 11.97M | 11.88M | 10.24M | 10.06M | 8.59M | 7.45M | 963.16K | 8.44M |
| interestExpense | 2.1M | 2.17M | 2.15M | 2.15M | 1.79M | 1.61M | 1.17M | - | - | 979.85K |
| depreciationAndAmortization | - | - | - | - | - | - | - | - | - | - |
| ebitda | -9.99M | -19.53M | -6.92M | 8.2M | 6.96M | 6.76M | 5.62M | 4.82M | 5.5M | 7.92M |
| ebit | -9.99M | -19.53M | -6.92M | 8.2M | 6.96M | 6.76M | 5.62M | 4.82M | 5.5M | 7.92M |
| nonOperatingIncomeExcludingInterest | - | - | - | 227.14K | - | - | - | - | - | - |
| operatingIncome | -9.99M | -19.53M | -6.92M | 8.43M | 6.96M | 6.76M | 6.47M | 4.4M | 5.5M | 7.92M |
| totalOtherIncomeExpensesNet | -2.1M | -2.17M | -2.15M | -495.62K | -19.54M | -1.61M | -1.17M | -963.16K | -6.12M | -979.85K |
| incomeBeforeTax | -12.09M | -21.69M | -9.07M | 7.93M | -12.58M | 3.8M | 5.3M | 3.44M | -615.28K | 6.94M |
| incomeTaxExpense | - | - | - | - | - | - | - | - | 35000 | - |
| netIncomeFromContinuingOperations | -12.09M | -21.69M | -9.07M | 7.93M | -12.58M | 3.8M | 5.3M | 3.44M | -650.28K | 6.94M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - | - | - | - |
| netIncome | -12.09M | -21.69M | -9.07M | 7.93M | -12.58M | 3.8M | 5.3M | 3.44M | -650.28K | 6.94M |
| netIncomeDeductions | -13360 | - | - | - | - | - | - | - | - | - |
| bottomLineNetIncome | -12.09M | -21.69M | -9.07M | 7.93M | -12.58M | 3.8M | 5.3M | 3.44M | -650.28K | 6.94M |
| eps | -0.41 | -0.77 | -0.33 | 0.29 | -0.5 | 0.17 | 0.28 | 0.21 | -0.04 | 0.44 |
| date | 2026-04-30 | 2026-01-31 | 2025-10-31 | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 | 2024-04-30 | 2024-01-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 2.33M | 7.08M | 13.51M | 7.33M | 23.07M | 17.53M | 24.7M | 22.01M | 15.3M | 6.87M |
| shortTermInvestments | - | - | - | - | - | - | - | - | - | - |
| cashAndShortTermInvestments | 2.33M | 7.08M | 13.51M | 7.33M | 23.07M | 17.53M | 24.7M | 22.01M | 15.3M | 6.87M |
| netReceivables | 349.08K | 1.36M | - | 345.36K | 1.14M | 587.01K | 800.88K | 192.7K | 152.48K | 697.23K |
| accountsReceivables | 349.08K | 1.36M | - | 345.36K | 1.14M | 587.01K | 800.88K | 192.7K | 152.48K | 697.23K |
| otherReceivables | - | - | - | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - | - | - | - |
| prepaids | - | - | - | - | - | - | - | - | - | - |
| otherCurrentAssets | - | - | - | - | 467.72K | 875.56K | - | - | - | - |
| totalCurrentAssets | 2.68M | 8.45M | 13.51M | 7.68M | 24.68M | 19M | 25.5M | 22.2M | 15.45M | 7.57M |
| propertyPlantEquipmentNet | - | - | - | - | - | - | - | - | - | - |
| goodwill | - | - | - | - | - | - | - | - | - | - |
| intangibleAssets | - | - | - | - | - | - | - | - | - | - |
| goodwillAndIntangibleAssets | - | - | - | - | - | - | - | - | - | - |
| longTermInvestments | 197.36M | 235.92M | - | 279.41M | 252.24M | 237.54M | 214.85M | 161.11M | 164.61M | 177.64M |
| taxAssets | - | - | - | - | - | - | - | - | - | - |
| otherNonCurrentAssets | 325.2K | 354.52K | 257.32M | 313.12K | 369.97K | 408.99K | 426.22K | 674.37K | 164.91M | 245.62K |
| totalNonCurrentAssets | 197.69M | 236.27M | 257.32M | 279.73M | 252.61M | 237.95M | 215.28M | 161.79M | 164.91M | 177.88M |
| otherAssets | - | - | - | - | - | - | - | - | - | - |
| totalAssets | 200.37M | 244.72M | 270.82M | 287.4M | 277.29M | 256.95M | 240.77M | 183.99M | 180.36M | 185.45M |
| totalPayables | 2.45M | - | 3.38M | - | - | - | - | - | - | - |
| accountPayables | - | - | - | - | - | - | - | - | - | - |
| otherPayables | 2.45M | - | 3.38M | - | - | - | - | - | - | - |
| accruedExpenses | - | - | - | 3.42M | 2.99M | 3.21M | - | 2.37M | - | 2.65M |
| shortTermDebt | - | - | - | - | - | - | - | - | - | - |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - | - | - | - |
| taxPayables | - | - | - | - | - | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - | - | - | - | - | - |
| otherCurrentLiabilities | - | - | - | - | - | - | - | - | - | - |
| totalCurrentLiabilities | 2.45M | - | 3.38M | 3.42M | 2.99M | 3.21M | 2.85M | 2.37M | 2.34M | 2.65M |
| longTermDebt | - | 114.12M | - | 113.71M | 113.51M | 89.13M | - | 60.09M | - | 59.88M |
| capitalLeaseObligationsNonCurrent | - | - | - | - | - | - | - | - | - | - |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | - | - | - | - | - | - |
| otherNonCurrentLiabilities | 88.88M | 3.84M | 114.42M | 242K | 486.32K | 406K | 92.17M | 517K | 62.75M | 380K |
| totalNonCurrentLiabilities | 88.88M | 117.96M | 114.42M | 113.95M | 114M | 89.54M | 92.17M | 60.61M | 62.75M | 60.26M |
| otherLiabilities | - | - | - | - | - | - | - | - | - | - |
| capitalLeaseObligations | - | - | - | - | - | - | - | - | - | - |
| totalLiabilities | 91.34M | 117.96M | 117.8M | 117.37M | 116.99M | 92.74M | 92.17M | 62.98M | 62.75M | 62.9M |
| treasuryStock | - | - | - | - | - | - | - | - | - | - |
| preferredStock | - | - | - | - | - | - | - | - | - | - |
| commonStock | 29314 | 29088 | 28026 | 27716 | 25966 | 23455 | 20701 | 16719 | 16023 | 15948 |
| retainedEarnings | -115.63M | -97.26M | -65.83M | -71.8M | -70.31M | -49M | -45.17M | -47.87M | -46.19M | -40.75M |
| additionalPaidInCapital | 224.64M | 223.99M | 218.83M | 241.81M | 230.59M | 213.19M | 193.76M | 168.86M | 163.78M | 163.28M |
| date | 2025-10-31 | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 | 2024-04-30 | 2024-01-31 | 2023-10-31 | 2023-07-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| netIncome | -9.07M | 7.93M | -12.58M | 3.8M | 5.3M | 3.44M | -650.28K | 6.94M | 1.99M | 529.36K |
| depreciationAndAmortization | - | - | - | - | - | - | - | - | - | - |
| deferredIncomeTax | - | - | - | - | - | - | - | - | - | - |
| stockBasedCompensation | - | - | - | - | - | - | - | - | - | - |
| changeInWorkingCapital | 491.01K | - | - | - | - | - | - | - | - | - |
| accountsReceivables | -140.13K | - | - | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - | - | - | - |
| accountsPayables | 532.73K | - | - | - | - | - | - | - | - | - |
| otherWorkingCapital | 98413 | - | - | - | - | - | - | - | - | - |
| otherNonCashItems | 43.11M | -7.93M | 12.58M | -3.8M | -5.3M | -3.44M | 650.28K | -6.94M | -1.99M | -529.36K |
| netCashProvidedByOperatingActivities | 34.53M | - | - | - | - | - | - | - | - | - |
| investmentsInPropertyPlantAndEquipment | - | - | - | - | - | - | - | - | - | - |
| acquisitionsNet | - | - | - | - | - | - | - | - | - | - |
| purchasesOfInvestments | -139.35M | - | - | - | - | - | - | - | - | - |
| salesMaturitiesOfInvestments | 54.5M | - | - | - | - | - | - | - | - | - |
| otherInvestingActivities | - | - | - | - | - | - | - | - | - | - |
| netCashProvidedByInvestingActivities | -84.86M | - | - | - | - | - | - | - | - | - |
| netDebtIssuance | - | - | - | - | - | - | - | - | - | - |
| longTermNetDebtIssuance | - | - | - | - | - | - | - | - | - | - |
| shortTermNetDebtIssuance | - | - | - | - | - | - | - | - | - | - |
| netStockIssuance | 69.88M | - | - | - | - | - | - | - | - | - |
| netCommonStockIssuance | 69.88M | - | - | - | - | - | - | - | - | - |
| commonStockIssuance | 69.88M | - | - | - | - | - | - | - | - | - |
| commonStockRepurchased | - | - | - | - | - | - | - | - | - | - |
| netPreferredStockIssuance | 24.2M | - | - | - | - | - | - | - | - | - |
| netDividendsPaid | -30.75M | - | - | - | - | - | - | - | - | - |
| commonDividendsPaid | -30.75M | - | - | - | - | - | - | - | - | - |
| preferredDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| otherFinancingActivities | - | - | - | - | - | - | - | - | - | - |
| netCashProvidedByFinancingActivities | 39.13M | - | - | - | - | - | - | - | - | - |