Is Toast, Inc. (TOST) a Buy, Sell, or Hold?
NYSE : TOST
Toast, Inc. — Financials
$34.065 USD
-$0.81 (-2.34%)
- Volume
- 12.12M
- Average Volume
- 11.79M
- Market Capitalization
- $19.76B
- P/E Ratio
- 41.04
- Dividend Yield
- 0.00%
- Price Target
- $38.50
- Year High
- $45.64
- Year Low
- $22.26
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.00
- Current Ratio
- $2.40
TOST Financial Statements
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|---|---|
| revenue | 6.15B | 4.96B | 3.86B | 2.73B | 1.7B | 823M | 665M |
| costOfRevenue | 4.56B | 3.77B | 3.03B | 2.22B | 1.39B | 683M | 603M |
| grossProfit | 1.58B | 1.19B | 834M | 511M | 314M | 140M | 62M |
| researchAndDevelopmentExpenses | 371M | 351M | 358M | 282M | 163M | 109M | 64M |
| generalAndAdministrativeExpenses | 344M | 307M | 362M | 294M | 189M | 113M | 83M |
| sellingAndMarketingExpenses | 571M | 470M | 401M | 319M | 190M | 138M | 128M |
| sellingGeneralAndAdministrativeExpenses | 915M | 777M | 763M | 613M | 379M | 251M | 211M |
| otherExpenses | -6M | 46M | - | - | - | - | - |
| operatingExpenses | 1.28B | 1.17B | 1.12B | 895M | 542M | 360M | 275M |
| costAndExpenses | 5.85B | 4.94B | 4.15B | 3.12B | 1.93B | 1.04B | 878M |
| netInterestIncome | 51M | 42M | 37M | 11M | -12M | -11.81M | 2M |
| interestIncome | 51M | 42M | 37M | 11M | - | 842K | 2M |
| interestExpense | - | - | - | - | 12M | 12.65M | - |
| depreciationAndAmortization | 67M | 46M | 32M | 24M | 21M | 27M | 7M |
| ebitda | 413M | 108M | -212M | -253M | -457M | -209M | -205M |
| ebit | 346M | 62M | -244M | -277M | -478M | -236M | -212M |
| nonOperatingIncomeExcludingInterest | -41M | -46M | -43M | -107M | 250M | 16M | -1M |
| operatingIncome | 305M | 16M | -287M | -384M | -228M | -220M | -213M |
| totalOtherIncomeExpensesNet | 41M | 6M | 43M | 107M | -262M | -28M | 1M |
| incomeBeforeTax | 346M | 22M | -244M | -277M | -490M | -248M | -212M |
| incomeTaxExpense | 4M | 3M | 2M | -2M | -3M | - | -3M |
| netIncomeFromContinuingOperations | 342M | 19M | -246M | -275M | -487M | -248M | -209M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - |
| netIncome | 342M | 19M | -246M | -275M | -487M | -248M | -209M |
| netIncomeDeductions | - | - | 3M | 95M | - | 1M | - |
| bottomLineNetIncome | 342M | 19M | -249M | -370M | -487M | -249M | -209M |
| eps | 0.59 | 0.03 | -0.47 | -0.72 | -0.97 | -0.54 | -0.45 |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 1.35B | 903M | 605M | 547M | 809M | 581.82M | 150.37M |
| shortTermInvestments | 638M | 514M | 519M | 474M | 457M | - | - |
| cashAndShortTermInvestments | 1.99B | 1.42B | 1.12B | 1.02B | 1.27B | 581.82M | 150.37M |
| netReceivables | 127M | 115M | 127M | 77M | 55M | 33.8M | 44.63M |
| accountsReceivables | 94M | 115M | 69M | 77M | 55M | 32.63M | 15.09M |
| otherReceivables | 33M | - | 58M | - | - | 1.16M | 29.54M |
| inventory | 114M | 118M | 124M | 130M | 63M | 19.33M | 15.39M |
| prepaids | 39M | - | 24M | 27M | 30M | 10.68M | 11.37M |
| otherCurrentAssets | 398M | 251M | 111M | 108M | 41M | 10.64M | 6.72M |
| totalCurrentAssets | 2.67B | 1.9B | 1.51B | 1.36B | 1.46B | 656.27M | 228.47M |
| propertyPlantEquipmentNet | 132M | 123M | 111M | 138M | 120M | 34.06M | 19.96M |
| goodwill | 113M | 113M | 113M | - | 74M | 35.89M | 35.89M |
| intangibleAssets | 14M | 20M | 26M | 136M | 16M | 16.89M | 16.66M |
| goodwillAndIntangibleAssets | 127M | 133M | 139M | 136M | 90M | 52.78M | 52.55M |
| longTermInvestments | 71M | 59M | 55M | 28M | 8M | 1.21M | 2.31M |
| taxAssets | - | 55M | - | - | - | - | - |
| otherNonCurrentAssets | 146M | 192M | 143M | 96M | 62M | 31.64M | 2.46M |
| totalNonCurrentAssets | 476M | 562M | 448M | 398M | 280M | 119.69M | 77.28M |
| otherAssets | - | - | - | - | - | - | - |
| totalAssets | 3.14B | 2.46B | 1.96B | 1.76B | 1.74B | 775.96M | 305.74M |
| totalPayables | 47M | 37M | 32M | 30M | 40M | 30.55M | 31.52M |
| accountPayables | 47M | 37M | 32M | 30M | 40M | 30.55M | 31.52M |
| otherPayables | - | - | - | - | - | - | - |
| accruedExpenses | - | 126M | 103M | 74M | 43M | 19.68M | 16.83M |
| shortTermDebt | - | 10M | 11M | 14M | 22M | - | 9.22M |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - |
| taxPayables | - | - | - | - | - | - | - |
| deferredRevenue | 68M | 59M | 39M | 39M | 44M | 43.97M | 39.51M |
| otherCurrentLiabilities | 854M | 579M | 478M | 339M | 203M | 42.2M | 42.62M |
| totalCurrentLiabilities | 969M | 811M | 663M | 496M | 352M | 136.41M | 139.7M |
| longTermDebt | 20M | - | - | - | - | 1.02B | 446.56M |
| capitalLeaseObligationsNonCurrent | 20M | 24M | 33M | 80M | 77M | - | - |
| deferredRevenueNonCurrent | - | - | - | 7M | 12M | 34.07M | 45.89M |
| deferredTaxLiabilitiesNonCurrent | - | 55M | - | - | - | - | - |
| otherNonCurrentLiabilities | 12M | 28M | 68M | 80M | 203M | 55.86M | 4.02M |
| totalNonCurrentLiabilities | 52M | 107M | 101M | 167M | 292M | 1.11B | 496.47M |
| otherLiabilities | - | - | - | - | - | - | - |
| capitalLeaseObligations | 20M | 24M | 33M | 80M | 77M | - | - |
| totalLiabilities | 1.02B | 918M | 764M | 663M | 644M | 1.25B | 636.17M |
| treasuryStock | - | - | - | - | - | -665K | -460K |
| preferredStock | - | - | - | - | - | - | - |
| commonStock | - | - | - | - | - | - | - |
| retainedEarnings | -1.26B | -1.6B | -1.62B | -1.38B | -1.1B | -615.87M | -385.92M |
| additionalPaidInCapital | 3.38B | 3.15B | 2.82B | 2.48B | 2.19B | 145.33M | 56.01M |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|---|---|
| netIncome | 342M | 19M | -246M | -275M | -487M | -248M | -209M |
| depreciationAndAmortization | 67M | 46M | 32M | 24M | 21M | 27M | 7M |
| deferredIncomeTax | - | - | - | -5M | -3M | - | -3M |
| stockBasedCompensation | 242M | 258M | 287M | 238M | 159M | 86M | 34M |
| changeInWorkingCapital | -191M | -148M | -59M | -129M | 11M | -28M | 44M |
| accountsReceivables | -33M | -72M | -3M | -35M | -23M | -13M | -26M |
| inventory | 4M | - | -7M | -68M | -23M | -4M | -7M |
| accountsPayables | 11M | 5M | 1M | -11M | 15M | -6M | 15M |
| otherWorkingCapital | -173M | -81M | -50M | -15M | 42M | -5M | 62M |
| otherNonCashItems | 201M | 185M | 121M | -9M | 301M | 38M | 1M |
| netCashProvidedByOperatingActivities | 661M | 360M | 135M | -156M | 2M | -125M | -126M |
| investmentsInPropertyPlantAndEquipment | -53M | -54M | -42M | -16M | -12M | -28M | -9M |
| acquisitionsNet | - | - | -9M | -46M | -26M | - | -33M |
| purchasesOfInvestments | -633M | -473M | -623M | -434M | -469M | - | - |
| salesMaturitiesOfInvestments | 514M | 488M | 591M | 415M | 10M | - | - |
| otherInvestingActivities | - | - | -3M | -17M | -6M | -8M | -5M |
| netCashProvidedByInvestingActivities | -172M | -39M | -86M | -98M | -503M | -36M | -47M |
| netDebtIssuance | 33M | 36M | - | - | -245M | 186M | 7M |
| longTermNetDebtIssuance | -3M | - | - | - | -245M | 186M | -3M |
| shortTermNetDebtIssuance | 36M | 36M | - | - | - | - | 10M |
| netStockIssuance | -26M | 43M | 36M | 15M | 984M | 401M | 251M |
| netCommonStockIssuance | -26M | 43M | 36M | 15M | 984M | - | 1M |
| commonStockIssuance | 81M | 99M | 36M | 15M | 984M | - | 1M |
| commonStockRepurchased | -107M | -56M | - | - | - | - | - |
| netPreferredStockIssuance | - | - | - | - | - | 401M | 250M |
| netDividendsPaid | - | - | - | - | - | - | - |
| commonDividendsPaid | - | - | - | - | - | - | - |
| preferredDividendsPaid | - | - | - | - | - | - | - |
| otherFinancingActivities | - | -61M | 27M | 23M | 20M | 7M | -2M |
| netCashProvidedByFinancingActivities | 7M | 18M | 63M | 38M | 759M | 594M | 256M |
| date | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| revenue | 1.91B | 1.63B | 1.63B | 1.63B | 1.55B | 1.34B | 1.34B | 1.3B | 1.24B | 1.08B |
| costOfRevenue | 1.39B | 1.18B | 1.21B | 1.2B | 1.16B | 991M | 1B | 983M | 956M | 826M |
| grossProfit | 516M | 447M | 420M | 432M | 392M | 346M | 333M | 322M | 286M | 249M |
| researchAndDevelopmentExpenses | 109M | 97M | 95M | 102M | 91M | 84M | 93M | 89M | 87M | 83M |
| generalAndAdministrativeExpenses | 89M | 84M | 84M | 102M | 79M | 79M | 78M | 80M | 75M | 74M |
| sellingAndMarketingExpenses | 166M | 156M | 153M | 144M | 141M | 133M | 130M | 119M | 115M | 107M |
| sellingGeneralAndAdministrativeExpenses | 255M | 240M | 237M | 246M | 220M | 212M | 208M | 199M | 190M | 181M |
| otherExpenses | - | - | -1M | - | 1M | 7M | - | - | 4M | 41M |
| operatingExpenses | 364M | 337M | 331M | 348M | 312M | 303M | 301M | 288M | 281M | 305M |
| costAndExpenses | 1.76B | 1.52B | 1.54B | 1.55B | 1.47B | 1.29B | 1.31B | 1.27B | 1.24B | 1.13B |
| netInterestIncome | 11M | 13M | 15M | 13M | 11M | 12M | 12M | 9M | 10M | 10M |
| interestIncome | 11M | 13M | 15M | 13M | 11M | 12M | 12M | 9M | 10M | 10M |
| interestExpense | - | - | - | - | - | - | - | - | - | - |
| depreciationAndAmortization | - | 10M | 17M | 13M | 16M | 19M | 11M | 12M | 12M | 11M |
| ebitda | 162M | 141M | 118M | 117M | 97M | 69M | 48M | 69M | 21M | -4M |
| ebit | 162M | 131M | 101M | 104M | 81M | 50M | 37M | 57M | 9M | -15M |
| nonOperatingIncomeExcludingInterest | -10M | -21M | -12M | -20M | -1M | -7M | -5M | -23M | -4M | -41M |
| operatingIncome | 152M | 110M | 89M | 84M | 80M | 43M | 32M | 34M | 5M | -56M |
| totalOtherIncomeExpensesNet | 10M | 21M | 12M | 20M | 3M | 15M | - | 23M | 9M | -26M |
| incomeBeforeTax | 162M | 131M | 101M | 104M | 83M | 58M | 32M | 57M | 14M | -82M |
| incomeTaxExpense | -8M | 5M | - | -1M | 3M | 2M | - | 1M | - | 1M |
| netIncomeFromContinuingOperations | 170M | 126M | 101M | 105M | 80M | 56M | 32M | 56M | 14M | -83M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | -16M | - | - | - | - | - | - | - | - | - |
| netIncome | 154M | 126M | 101M | 105M | 80M | 56M | 32M | 56M | 14M | -83M |
| netIncomeDeductions | - | 8M | - | 7M | - | 3M | - | 16M | - | - |
| bottomLineNetIncome | 154M | 118M | 101M | 98M | 80M | 53M | 32M | 40M | 14M | -83M |
| eps | 0.27 | 0.21 | 0.17 | 0.18 | 0.14 | 0.1 | 0.06 | 0.09 | 0.03 | -0.15 |
| date | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 1.02B | 1.1B | 1.35B | 1.36B | 1.19B | 1B | 903M | 761M | 691M | 578M |
| shortTermInvestments | 698M | 672M | 638M | 500M | 508M | 484M | 514M | 511M | 528M | 537M |
| cashAndShortTermInvestments | 1.71B | 1.77B | 1.99B | 1.86B | 1.7B | 1.49B | 1.42B | 1.27B | 1.22B | 1.12B |
| netReceivables | 142M | 138M | 127M | 121M | 121M | 118M | 115M | 174M | 171M | 157M |
| accountsReceivables | 101M | 102M | 94M | 121M | 121M | 118M | 115M | 105M | 101M | 86M |
| otherReceivables | 41M | 36M | 33M | - | - | - | - | 69M | 70M | 71M |
| inventory | 217M | 136M | 114M | 104M | 103M | 111M | 118M | 106M | 110M | 120M |
| prepaids | 49M | 52M | 39M | 35M | 37M | 42M | - | 31M | 33M | 33M |
| otherCurrentAssets | 529M | 496M | 398M | 289M | 271M | 285M | 251M | 149M | 139M | 162M |
| totalCurrentAssets | 2.65B | 2.59B | 2.67B | 2.41B | 2.23B | 2.04B | 1.9B | 1.73B | 1.67B | 1.59B |
| propertyPlantEquipmentNet | 149M | 138M | 132M | 123M | 118M | 116M | 123M | 126M | 123M | 116M |
| goodwill | 113M | 113M | 113M | 113M | 113M | 113M | 113M | 113M | 113M | 113M |
| intangibleAssets | 11M | 13M | 14M | 16M | 17M | 19M | 20M | 22M | 23M | 25M |
| goodwillAndIntangibleAssets | 124M | 126M | 127M | 129M | 130M | 132M | 133M | 135M | 136M | 138M |
| longTermInvestments | - | - | 71M | 76M | 63M | 67M | 59M | 56M | 58M | 57M |
| taxAssets | - | - | - | - | - | - | 55M | - | - | - |
| otherNonCurrentAssets | 258M | 238M | 146M | 237M | 222M | 204M | 192M | 178M | 166M | 154M |
| totalNonCurrentAssets | 531M | 502M | 476M | 565M | 533M | 519M | 562M | 495M | 483M | 465M |
| otherAssets | - | - | - | - | - | - | - | - | - | - |
| totalAssets | 3.18B | 3.09B | 3.14B | 2.97B | 2.77B | 2.56B | 2.46B | 2.23B | 2.16B | 2.05B |
| totalPayables | 40M | 70M | 47M | 50M | 49M | 48M | 37M | 30M | 33M | 49M |
| accountPayables | 40M | 70M | 47M | 50M | 49M | 48M | 37M | 30M | 33M | 49M |
| otherPayables | - | - | - | - | - | - | - | - | - | - |
| accruedExpenses | 631M | 551M | - | 108M | 97M | 58M | 126M | 90M | 84M | 53M |
| shortTermDebt | - | - | - | - | - | - | 10M | 11M | 11M | 11M |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - | - | - | - |
| taxPayables | - | - | - | - | - | - | - | - | - | - |
| deferredRevenue | 77M | 73M | 68M | 63M | 60M | 58M | 59M | 62M | 62M | 50M |
| otherCurrentLiabilities | 356M | 370M | 854M | 690M | 688M | 680M | 579M | 555M | 546M | 550M |
| totalCurrentLiabilities | 1.1B | 1.06B | 969M | 911M | 894M | 844M | 811M | 748M | 736M | 713M |
| longTermDebt | - | 17M | 20M | - | - | - | - | - | - | - |
| capitalLeaseObligationsNonCurrent | - | - | 20M | 18M | 19M | 22M | 24M | 27M | 29M | 30M |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | - | - | 55M | - | - | - |
| otherNonCurrentLiabilities | 32M | 23M | 12M | 28M | 36M | 25M | 28M | 32M | 107M | 106M |
| totalNonCurrentLiabilities | 32M | 40M | 52M | 46M | 55M | 47M | 107M | 59M | 136M | 136M |
| otherLiabilities | - | - | - | - | - | - | - | - | - | - |
| capitalLeaseObligations | - | - | 20M | 18M | 19M | 22M | 24M | 27M | 29M | 30M |
| totalLiabilities | 1.14B | 1.1B | 1.02B | 957M | 949M | 891M | 918M | 807M | 872M | 849M |
| treasuryStock | - | - | - | - | - | - | - | - | - | - |
| preferredStock | - | - | - | - | - | - | - | - | - | - |
| commonStock | - | 11M | - | - | - | - | - | - | - | - |
| retainedEarnings | -982M | -1.14B | -1.26B | -1.36B | -1.47B | -1.55B | -1.6B | -1.64B | -1.69B | -1.71B |
| additionalPaidInCapital | 3.03B | - | 3.38B | 3.37B | 3.28B | 3.22B | 3.15B | 3.05B | 2.98B | 2.91B |
| date | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| netIncome | 154M | 126M | 101M | 105M | 80M | 56M | 32M | 56M | 14M | -83M |
| depreciationAndAmortization | 12M | 10M | 17M | 13M | 16M | 19M | 11M | 12M | 12M | 11M |
| deferredIncomeTax | - | - | - | - | - | - | - | - | - | - |
| stockBasedCompensation | 55M | 54M | 56M | 66M | 60M | 60M | 60M | 65M | 67M | 66M |
| changeInWorkingCapital | -86M | -98M | -33M | -76M | 16M | -98M | -12M | -48M | -6M | -82M |
| accountsReceivables | -7M | -18M | -13M | -4M | -7M | -9M | -18M | -9M | -23M | -22M |
| inventory | -81M | -22M | -10M | -1M | 8M | 7M | -12M | 4M | 10M | -2M |
| accountsPayables | -26M | 18M | - | -2M | 3M | 10M | 6M | -3M | -14M | 16M |
| otherWorkingCapital | 28M | -76M | -10M | -69M | 12M | -106M | 12M | -40M | 21M | -74M |
| otherNonCashItems | 9M | 40M | 53M | 57M | 51M | 42M | 56M | 24M | 37M | 68M |
| netCashProvidedByOperatingActivities | 144M | 132M | 194M | 165M | 223M | 79M | 147M | 109M | 124M | -20M |
| investmentsInPropertyPlantAndEquipment | -14M | -17M | -16M | -12M | -15M | -10M | -13M | -12M | -16M | -13M |
| acquisitionsNet | - | - | - | - | - | - | - | - | - | - |
| purchasesOfInvestments | -194M | -184M | -262M | -90M | -171M | -110M | -120M | -77M | -131M | -145M |
| salesMaturitiesOfInvestments | 117M | 126M | 126M | 98M | 148M | 142M | 118M | 98M | 143M | 129M |
| otherInvestingActivities | 24M | - | - | - | - | - | - | - | - | - |
| netCashProvidedByInvestingActivities | -67M | -75M | -152M | -4M | -38M | 22M | -15M | 9M | -4M | -29M |
| netDebtIssuance | -25M | 82M | -16M | 1M | -19M | - | - | - | - | - |
| longTermNetDebtIssuance | - | - | -3M | -3M | - | - | - | - | - | - |
| shortTermNetDebtIssuance | -25M | 82M | -13M | 4M | -19M | - | - | - | - | - |
| netStockIssuance | -160M | -309M | -50M | 15M | - | 9M | 15M | 9M | -5M | 24M |
| netCommonStockIssuance | -160M | -309M | -50M | 15M | - | 9M | 15M | 9M | -5M | 24M |
| commonStockIssuance | 3M | 14M | 3M | 38M | 14M | 26M | 15M | 29M | 27M | 28M |
| commonStockRepurchased | -163M | -323M | -53M | -23M | -14M | -17M | - | -20M | -32M | -4M |
| netPreferredStockIssuance | - | - | - | - | - | - | - | - | - | - |
| netDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| commonDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| preferredDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| otherFinancingActivities | - | - | 3M | 3M | -3M | 64M | -4M | -49M | -21M | 49M |
| netCashProvidedByFinancingActivities | -185M | -227M | -63M | 19M | -22M | 73M | 11M | -40M | -26M | 73M |