Simmons First National Corporation

Simmons First National Corporation (SFNC) Q2 2026 Earnings Call Transcript

seekingalpha.com - 2026-07-17 11:46:17

Simmons First National NASDAQ: SFNC executives said the bank is seeing early progress from deposit, lending and efficiency initiatives, while cautioning that competition for deposits and loans remains intense across its markets.

marketbeat.com - 2026-07-17 10:07:18

While the top- and bottom-line numbers for Simmons First National (SFNC) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

zacks.com - 2026-07-16 19:31:05

Simmons First National (SFNC) came out with quarterly earnings of $0.5 per share, missing the Zacks Consensus Estimate of $0.53 per share. This compares to earnings of $0.44 per share a year ago.

zacks.com - 2026-07-16 19:01:15

PINE BLUFF, Ark., July 16, 2026 /PRNewswire/ -- Financial Highlights 2Q26 1Q26 2Q25 2Q26 Highlights Income Statement Summary (in millions) Comparisons reflect 2Q26 vs 1Q26 unless otherwise noted Net income of $66.7 million and diluted EPS of $0.46 Adjusted net income1 of $72.2 million and adjusted diluted EPS1 of $0.50 ROAA of 1.09% and ROE of 7.69% Adjusted ROAA1 of 1.17%; adjusted ROTCE1 of 14.37% Total revenue of $248.6 millionand PPNR1 of $100.8 million Net interest margin unchanged at 3.84%; cost of deposits down3 bps to 1.93% Efficiency ratio of 58.72%;adjusted efficiency ratio1 of54.26% Unfunded commitments up 8% Noninterest bearing deposits up 6% annualized Provision expense exceeded net charge-offs by $8.3 million NCO ratio at 20 bps for 2Q26; ACL at 1.32% Repurchased 0.7 million sharesduring the quarter Total revenue $  248.6 $  241.4 $214.2 Adjusted total revenue1 248.6 241.4 214.2 Pre-provision net revenue1 (PPNR) 100.8 100.7 75.6 Adjusted pre-provision net revenue1 108.2 100.7 77.3 Provision for credit losses 17.4 14.6 11.9 Net income 66.7 68.5 54.8 Adjusted net income1 72.2 68.6 56.1 Per Share Data Diluted earnings $    0.46 $    0.47 $   0.43 Adjusted diluted earnings1 0.50 0.47 0.44 Cash dividend declared 0.2150 0.2150 0.2125 Balance Sheet (in millions) Total loans $18,062 $17,933 $17,111 Total deposits 19,728 20,203 21,825 Total assets 24,777 24,693 26,694 Total shareholders' equity 3,482 3,438 3,549 Asset Quality Net charge-off ratio (NCO ratio) 0.20 % 0.21 % 0.25 % Allowance for credit losses to loans (ACL) 1.32 1.28 1.48 Capital Ratios Equity to assets (EA) ratio 14.05 % 13.92 % 13.30 % Tangible common equity (TCE) ratio1 8.91 8.74 8.46 Common equity tier 1 (CET1) ratio 11.60 11.58 12.36 Total risk-based capital ratio 14.35 14.36 14.42 Other Ratios Return on average assets 1.09 % 1.13 % 0.82 % Adjusted return on average assets1 1.17 1.13 0.84 Return on average common equity 7.69 8.01 6.20 Return on average tangible common equity1 13.32 13.90 10.73 Adj.

prnewswire.com - 2026-07-16 16:38:00

Simmons First National Corporation (NASDAQ:SFNC) will release its second quarter earnings report after the closing bell on Thursday, July 16.

benzinga.com - 2026-07-14 07:41:03

Beyond analysts' top-and-bottom-line estimates for Simmons First National (SFNC), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended June 2026.

zacks.com - 2026-07-13 10:15:20

Simmons First National (SFNC) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

zacks.com - 2026-07-09 11:01:11

PINE BLUFF, Ark., June 29, 2026 /PRNewswire/ -- Simmons First National Corporation (NASDAQ: SFNC) today announced it is scheduled to release second quarter 2026 earnings after the market closing on Thursday, July 16, 2026.

prnewswire.com - 2026-06-29 16:30:00

Simmons First National Corporation maintains a soft buy rating due to strong profitability improvements and attractive valuation, despite some asset quality concerns. SFNC's net interest margin surged to 3.84%, with net profits more than doubling year-over-year, driven by balance sheet rebalancing and higher-yielding loan growth. The company trades at a forward P/E of 11.5, above the author's ideal but at a discount to book and tangible book value versus peers.

seekingalpha.com - 2026-06-12 10:24:57

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Simmons First National (SFNC) have what it takes?

zacks.com - 2026-06-10 12:47:09

Seasoned commercial banking leader with deep Texas roots to drive  middle-market expansion and strategic initiatives PINE BLUFF, Ark., June 9, 2026 /PRNewswire/ -- Simmons Bank (Simmons), a wholly owned subsidiary of Simmons First National Corporation (NASDAQ: SFNC), announced today that Jim Recer has joined the bank as executive vice president, commercial regional executive.

prnewswire.com - 2026-06-09 08:30:00

A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.

seekingalpha.com - 2026-06-05 18:19:56

Simmons First National Corporation delivers banking and financial services with a broad regional footprint.

fool.com - 2026-05-29 19:22:21

PINE BLUFF, Ark., May 28, 2026 /PRNewswire/ -- Simmons First National Corporation (NASDAQ: SFNC) (Simmons or Company) announced today that its board of directors has declared a quarterly cash dividend on Simmons' Class A common stock of $0.215 per share, which is payable on July 1, 2026, to shareholders of record as of June 15, 2026.

prnewswire.com - 2026-05-28 16:30:00

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Simmons First National (SFNC) have what it takes?

zacks.com - 2026-05-25 12:46:11

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Simmons First National (SFNC) have what it takes?

zacks.com - 2026-05-07 12:46:22

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Simmons First National (SFNC) have what it takes?

zacks.com - 2026-04-20 12:46:22