Atlanticus Holdings Corporation

$99.47 USD

$1.64 (1.68%)

Volume: 204.68K
Average Volume: 130.9K
Market Capitalization: $1.5B
P/E Ratio: 11.93
Dividend Yield: 0.00%
Price Target: $144.00

Year High: $112.61
Year Low: $45.74
Day High: —
Day Low: —
Payout Ratio: $0.07
Current Ratio: $10.25

Industry, Sector & symbol

Stock Exchange	NASDAQ
CEO	Jeffrey A. Howard
Industry	Financial - Credit Services
Sector	Financial Services
Current Symbol	ATLC
CUSIP	04914Y102
CIK	0001464343
Web	https://www.atlanticus.com
Phone	770 828 2000
Currency	USD
Employees	576
Country	US

Liquidity

Debt-to-Equity Ratio	9.23
Payout Ratio	0.07
Current Ratio	10.25
Quick Ratio	10.25
Cash Ratio	10.25

Sales & Book Value

Annual Sales	$704.5M
Price / Sales	1.20
Cash Flow	52.24
Price / Cash Flow	1.90
Price / Book	2.19

Price Target and Rating

Average Stock Price Forecast	$144.00
High Stock Price Forecast	$179.00
Low Stock Price Forecast	$100.00
Forecast Upside/Downside	-30.92%
Consensus Rating	Buy
Rating Score(0-5)	4
Research Coverage	7 Analysts

Profitability

EPS (Most Recent Fiscal Year)	$5.96
Trailing P/E Ratio	11.93
PEG Ratio	0.40
P/E Growth	0.40
Net Income	$122.2M
Net Margin	10.79%
Pretax Margin	14.22%
Return on Equity	21.67%
Return on Assets	1.81%

Financials Score

AltmanZ Score	0.65
Piotroski Score	7.00
Working Capital	725.63M
Total Assets	7.47B
Ebit	300.45M
Market Cap	1.5B
Total Liabilities	6.78B

Poll Results

About Atlanticus Holdings Corporation (NASDAQ:ATLC) Stock

Atlanticus Holdings Corporation, operating under the ticker ATLC, is a financial services enterprise providing a spectrum of credit and related financial solutions to consumers throughout the United States. The company's operations are structured into two principal divisions: Credit as a Service and Auto Finance. The Credit as a Service segment is dedicated to the origination and facilitation of various consumer loan products. This includes both private label credit cards, often associated with specific retailers or healthcare providers, and general purpose credit cards. These cards are issued by lenders and disseminated through multiple avenues, such as retail and healthcare partnerships, targeted direct mail campaigns, digital marketing initiatives, and collaborations with external organ ... izations. This segment empowers customers to finance acquisitions of diverse goods and services, ranging from consumer electronics and furniture to elective medical procedures, general healthcare, educational offerings, and home renovation projects. Beyond loan origination, it also offers comprehensive loan servicing, encompassing risk management and outsourced customer support for third parties, while concurrently engaging in research and development, and making strategic investments in nascent consumer finance technology platforms. The Auto Finance segment is focused on the purchase and servicing of loans collateralized by automobiles. These activities are performed for or on behalf of a carefully selected network of independent automotive dealerships and specialized finance companies, particularly those operating within the "buy-here, pay-here" and used car markets. This segment also extends its financial offerings to include inventory financing, commonly known as floor plan financing, and various installment lending products. Furthermore, Atlanticus Holdings Corporation strategically invests in and actively manages portfolios comprised of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta, Georgia.

Here's Why Atlanticus' Scalable Platform Support Long-Term Growth

2026-07-09 11:21:05

Atlanticus Holdings Corporation's ATLC long-term growth story is closely tied to the scalability of its financial technology platform. The company enables bank, brand and healthcare partners to offer more inclusive financial services, serving consumers across general-purpose credit cards, point-of-sale financing and healthcare payment solutions.

Is Atlanticus Stock Still Worth Buying After a 71% Rally in a Year?

2026-07-08 11:11:14

Does the ATLC stock still have room to run after a 71% surge in a year, backed by strong growth, Mercury expansion and a discounted valuation? Let us find out.

Atlanticus CFO Unloads $1 Million in Shares. Should You Sell ATLC Too?

2026-07-03 09:20:29

This specialty finance firm, focused on consumer credit and auto lending, disclosed a notable insider sale amid strong recent returns.

Fast-paced Momentum Stock Atlanticus (ATLC) Is Still Trading at a Bargain

2026-07-02 09:56:23

Atlanticus (ATLC) made it through our 'Fast-Paced Momentum at a Bargain' screen and could be a great choice for investors looking for stocks that have gained strong momentum recently but are still trading at reasonable prices.

Should Value Investors Buy Atlanticus (ATLC) Stock?

2026-06-29 10:40:35

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Strength Seen in Atlanticus (ATLC): Can Its 3.1% Jump Turn into More Strength?

2026-06-25 14:51:05

Atlanticus (ATLC) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.

Atlanticus Holdings Corporation (ATLC) Hit a 52 Week High, Can the Run Continue?

2026-06-15 10:16:05

Atlanticus (ATLC) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

All You Need to Know About Atlanticus (ATLC) Rating Upgrade to Strong Buy

2026-06-12 13:01:11

Atlanticus (ATLC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

Frequently Asked Questions

What is the current Atlanticus Holdings Corporation (ATLC) stock price?: Atlanticus Holdings Corporation(NASDAQ:ATLC) stock price is $99.47 in the last trading session. During the trading session, ATLC stock reached the peak price of $112.61 while $45.74 was the lowest point it dropped to. The percentage change in ATLC stock occurred in the recent session was 1.68% while the dollar amount for the price change in ATLC stock was $1.64.
ATLC's industry and sector of operation?: The NASDAQ listed ATLC is part of Financial - Credit Services industry that operates in the broader Financial Services sector.
Who are the executives of ATLC?: David G. Hanna | Executive Chairman
Brian Stone | Chief Data Science & Risk Officer
David Caruso | Chief Commercial Officer
Kas Naderi | Chief Information Officer & Senior Vice President of Technology Systems
Matt Zalubowski | Senior Vice President of Marketing
How many employees does ATLC have?: Number of ATLC employees currently stands at 576. ATLC operates from Five Concourse Parkway, Atlanta, GA 30328, US.

Link for ATLC official website?: Official Website of ATLC is: https://www.atlanticus.com
How do I contact ATLC?: ATLC could be contacted at phone #770 828 2000 and can also be accessed through its website. ATLC operates from Five Concourse Parkway, Atlanta, GA 30328, US.
How many shares of ATLC are traded daily?: The average number of ATLC shares traded daily for last 3 months was 130.9K.
What is the market cap of ATLC currently?: The market value of ATLC currently stands at $1.5B with its latest stock price at $99.47