NYSE : HRTG

Heritage Insurance Holdings, Inc.

$26.23 USD

-$0.74 (-2.74%)

Volume
142.17K
Average Volume
454.3K
Market Capitalization
$796.08M
P/E Ratio
4.02
Dividend Yield
0.00%
Price Target
$33.50
Year High
$31.98
Year Low
$16.83
Day High
—
Day Low
—
Payout Ratio
$0.00
Current Ratio
$0.81
Company Overview

NYSE

Ernesto Jose Garateix

Insurance - Property & Casualty

Financial Services

HRTG

542

US

USD

https://investors.heritagepci.com

727 362 7200

42727J102

0001598665

Liquidity Metrics

0.19

0.81

0.81

0.35

0.00

Sales & Valuation

$847.33M

1.03

1.55

3.96

6.55

Profitability

$6.32

$195.59M

25.99%

34.59%

43.68%

9.98%

P/E Metrics

4.02

0.03

0.03

Analyst Price Target & Rating

$33.50

$36.00

$31.00

Buy

4/5

9 Analysts

-21.70%

Financial Health Scores

1.22

8/9

-$277.3M

$2.02B

$1.5B

$275.53M

Key Metrics (TTM)

$412.65M

0.53

1.43

0.81

43.68%

32.54%

24.01%

24.18%

$50.08

83 days

Company Executives
Name Title
Kirk Howard Lusk CFO, Company Secretary & Treasurer
Timothy Michael Moura President of Narragansett Bay Insurance Company
Ernesto Jose Garateix CPCU Chief Executive Officer & Director
Timothy E. Johns President of Zephyr Insurance Company
Sharon Ann Binnun Chief Accounting Officer
Poll Results

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About Heritage Insurance Holdings, Inc. (NYSE:HRTG) Stock

Heritage Insurance Holdings, Inc. (HRTG) operates through its subsidiaries, specializing in providing comprehensive insurance products for both personal and commercial residential properties. For individual policyholders, the company offers personal residential property coverage, which includes policies for single-family homeowners, condominium owners, and rental properties. This extensive personal coverage is available across seventeen U.S. states: Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia. Additionally, Heritage provides specific personal residential and wind-only property insurance options. In the commercial sector, Heritage delivers resident ... ial insurance solutions tailored for properties located in Florida, New Jersey, and New York. The company also holds a licensing credential in the state of Pennsylvania. Beyond its core insurance offerings, Heritage Insurance Holdings, Inc. also delivers various supplementary services, such as restoration, emergency and recovery operations, property management, and reinsurance services. The distribution of its personal line policies is facilitated through diverse channels, including a network of retail independent agents, wholesale agents, and a dedicated partnership with a direct agency. Furthermore, its market reach indirectly extends to approximately 1,500 retail locations via eight distinct wholesale agency relationships. Both personal and commercial insurance policies are also offered through a network comprising around 70 independent agencies. Established in 2012, Heritage Insurance Holdings, Inc. is headquartered in Tampa, Florida.

Heritage Insurance: Correction Is Not Yet Over, But Buying Opportunities Reappear

2026-06-04 09:23:11

Heritage Insurance Holdings is upgraded from hold to soft buy following a 20% correction and improved valuation. HRTG demonstrates disciplined underwriting, tighter risk exposure, and robust liquidity, supporting sustainability amid inflation and hurricane risks. Valuation is attractive at a 3.2x P/E, with a target price of $23.50, offering a 12.74% upside, though upside is moderate.

Heritage Insurance: An Undervaluation Opportunity, As Price Dipped After Q1 Results

2026-06-04 01:35:08

Heritage Insurance Holdings (HRTG) is rated a buy, driven by strong top-line growth, resilient margins, and a conservative balance sheet despite technical headwinds. HRTG's five-year revenue growth, robust ROE, and geographic/product diversification support its competitive positioning in the P&C insurance sector. Margin recovery and improved combined ratio are offset by anticipated FY26 earnings headwinds from retained storm losses and consensus EPS decline.

Heritage Announces Full Placement of 2026-2027 CAT XOL Reinsurance Program

2026-05-28 16:29:00

TAMPA, Fla., May 28, 2026 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG) ("Heritage" or the "Company"), a super-regional property and casualty insurance holding company, announced today that it has fully placed its 2026-2027 indemnity based, catastrophe excess-of-loss reinsurance program for its insurance subsidiaries, Heritage Property Casualty Insurance Company, Narragansett Bay Insurance Company, and Zephyr Insurance Company.

Heritage Insurance Q1 Earnings Call Highlights

2026-05-10 18:10:11

Heritage Insurance NYSE: HRTG reported what management described as the most profitable first quarter in the company's history as a public company, citing improved underwriting performance, prior rate actions and disciplined expense management.

Heritage Insurance Holdings, Inc. (HRTG) Q1 2026 Earnings Call Transcript

2026-05-08 14:31:16

Heritage Insurance Holdings, Inc. (HRTG) Q1 2026 Earnings Call Transcript

Heritage Insurance (HRTG) Q1 Earnings and Revenues Miss Estimates

2026-05-07 20:11:36

Heritage Insurance (HRTG) came out with quarterly earnings of $1.19 per share, missing the Zacks Consensus Estimate of $1.53 per share. This compares to earnings of $0.99 per share a year ago.

Heritage Reports First Quarter 2026 Results

2026-05-07 16:15:00

TAMPA, Fla., May 7, 2026 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG) ("Heritage" or the "Company"), a super-regional property and casualty insurance holding company, today reported first quarter of 2026 financial results.

Should Value Investors Buy Heritage Insurance (HRTG) Stock?

2026-04-29 10:43:32

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Frequently Asked Questions

What is the current Heritage Insurance Holdings, Inc. (HRTG) stock price?

Heritage Insurance Holdings, Inc.(NYSE:HRTG) stock price is $26.23 in the last trading session. During the trading session, HRTG stock reached the peak price of $31.98 while $16.825 was the lowest point it dropped to. The percentage change in HRTG stock occurred in the recent session was --2.74% while the dollar amount for the price change in HRTG stock was -$0.74.

HRTG's industry and sector of operation?

The NYSE listed HRTG is part of Insurance - Property & Casualty industry that operates in the broader Financial Services sector.

Who are the executives of HRTG?

Kirk Howard Lusk | CFO, Company Secretary & Treasurer
Timothy Michael Moura | President of Narragansett Bay Insurance Company
Ernesto Jose Garateix CPCU | Chief Executive Officer & Director
Timothy E. Johns | President of Zephyr Insurance Company
Sharon Ann Binnun | Chief Accounting Officer

How many employees does HRTG have?

Number of HRTG employees currently stands at 542. HRTG operates from 1401 North Westshore Boulevard, Tampa, FL 33607, US.

Link for HRTG official website?

Official Website of HRTG is: https://investors.heritagepci.com

How do I contact HRTG?

HRTG could be contacted at phone #727 362 7200 and can also be accessed through its website. HRTG operates from 1401 North Westshore Boulevard, Tampa, FL 33607, US.

How many shares of HRTG are traded daily?

The average number of HRTG shares traded daily for last 3 months was 454.3K.

What is the market cap of HRTG currently?

The market value of HRTG currently stands at $796.08M with its latest stock price at $26.23