OTC : KSBI

KS Bancorp, Inc.

$77.7 USD

$0 (0.0%)

Volume
100
Average Volume
74
Market Capitalization
$86.07M
P/E Ratio
8.72
Dividend Yield
1.49%
Price Target
Year High
$86.67
Year Low
$51.50
Day High
—
Day Low
—
Payout Ratio
$0.00
Current Ratio
$0.00
Company Overview

OTC

Earl W. Worley Jr.

Banks - Regional

Financial Services

KSBI

90

US

USD

https://www.ksbankinc.com

919 938 3101

48266R207

0000912764

Liquidity Metrics

0.20

0.00

0.00

0.00

0.00

Sales & Valuation

$47.31M

1.72

1.50

0.00

0.00

Profitability

$8.44

$9.36M

19.78%

25.46%

18.41%

1.13%

P/E Metrics

8.72

0.20

0.20

Analyst Price Target & Rating

Buy

4/5

0 Analysts

%

Poll Results

About KS Bancorp, Inc. (OTC:KSBI) Stock

KS Bancorp, Inc. functions as the parent entity for KS Bank, Inc., providing an extensive array of localized banking solutions to both individual and business clientele. For personal banking, it offers various deposit accounts such as checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. Its lending portfolio includes personal loans for vehicles, marine craft, recreational activities, student financing, debt consolidation, deposit/investment-secured loans, and home equity options like loans and lines of credit. Credit card services are also available. Commercial clients can access business checking, savings, and payroll card accounts. The bank supports businesses with construction financing, including speculative and pre-sale builder loans, ... as well as general commercial builder loans. Additional commercial lending options cover equipment financing, facility acquisition, debt refinancing, and real estate. Businesses can also utilize lines of credit for managing seasonal cash flow, inventory, and accounts receivable. Beyond core banking, KS Bancorp delivers a suite of specialized services, such as merchant processing, payroll administration, comprehensive cash management, and remote deposit capture. Its mortgage offerings facilitate home purchases, refinancing, and combined construction-to-permanent loans. Furthermore, the company provides robust wealth management services, encompassing investment guidance, financial and retirement planning, trust and estate administration, and exclusive private banking. The company conducts its operations through nine full-service branch offices strategically located across North Carolina in Kenly, Goldsboro, Wilson, Garner, Selma, Clayton, Wendell, Four Oaks, and Smithfield. Established in 1924, KS Bancorp, Inc. maintains its corporate headquarters in Smithfield, North Carolina.

KS Bancorp, Inc. (KSBI) Reports 25% Increase in Net Income Year over Year

2026-04-22 14:55:00

SMITHFIELD, NC / ACCESS Newswire / April 22, 2026 / KS Bancorp, Inc. (the "Company") (OTCID:KSBI), parent company of KS Bank, Inc. (the "Bank"), reported strong financial results for the first quarter and the year ended March 31, 2026. Financial Highlights Net income of $2.6 million for the first quarter of 2026 Earnings per share of $2.34, compared to $1.87 in the prior‑year quarter Total assets increased to $874.1 million, up $51.5 million, or 6.3%, since year‑end 2025 Net loans grew to $687.5 million, an increase of $23.3 million, or 3.5%, from December 31, 2025 Deposits totaled $799.2 million, an increase of $49.6 million, or 6.6%, since year‑end Net interest income before the provision increased 23.1% year over year to $7.8 million Income Statement Review For the three months ended March 31, 2026, net income totaled $2.6 million, compared to $2.1 million for the same period in 2025.

Frequently Asked Questions

What is the current KS Bancorp, Inc. (KSBI) stock price?

KS Bancorp, Inc.(OTC:KSBI) stock price is $77.7 in the last trading session. During the trading session, KSBI stock reached the peak price of $86.67 while $51.5 was the lowest point it dropped to. The percentage change in KSBI stock occurred in the recent session was 0.0% while the dollar amount for the price change in KSBI stock was $0.

KSBI's industry and sector of operation?

The OTC listed KSBI is part of Banks - Regional industry that operates in the broader Financial Services sector.

Who are the executives of KSBI?

H. Geoffery Kokiko | Executive Vice President & Chief Banking Officer
Joy Watson | Corporate Secretary
Mark Eason | SVP & Commercial Relationship Manager of KS Bank Inc.
Dit L. Breault | Executive Vice President & Chief Operating Officer
Earl W. Worley Jr. | President, Chief Executive Officer & Director

How many employees does KSBI have?

Number of KSBI employees currently stands at 90. KSBI operates from 1031 North Brightleaf Boulevard, Smithfield, NC 27577, US.

Link for KSBI official website?

Official Website of KSBI is: https://www.ksbankinc.com

How do I contact KSBI?

KSBI could be contacted at phone #919 938 3101 and can also be accessed through its website. KSBI operates from 1031 North Brightleaf Boulevard, Smithfield, NC 27577, US.

How many shares of KSBI are traded daily?

The average number of KSBI shares traded daily for last 3 months was 74.

What is the market cap of KSBI currently?

The market value of KSBI currently stands at $86.07M with its latest stock price at $77.7