Is OptimumBank Holdings, Inc. (OPHC) a Buy, Sell, or Hold?
AMEX : OPHC
OptimumBank Holdings, Inc.
$6.3 USD
$0.32 (5.35%)
- Volume
- 235.46K
- Average Volume
- 30.7K
- Market Capitalization
- $77.29M
- P/E Ratio
- 4.01
- Dividend Yield
- 0.00%
- Price Target
- $6.50
- Year High
- $6.30
- Year Low
- $3.91
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.00
- Current Ratio
- $18.12
Company Overview
AMEX
Moishe Gubin
Banks - Regional
Financial Services
OPHC
98
US
USD
Liquidity Metrics
0.02
18.12
18.12
5.75
0.00
Sales & Valuation
$71.13M
0.98
0.55
3.49
1.87
Profitability
$1.36
$16.65M
26.06%
34.53%
16.39%
1.46%
P/E Metrics
4.01
0.26
0.26
Analyst Price Target & Rating
$6.50
$6.50
$6.50
4/5
1 Analysts
-3.08%
Financial Health Scores
0.23
6/9
$43.6M
$1.4B
$1.27B
$34.18M
Key Metrics (TTM)
$65.2M
0.83
1.91
18.12
16.39%
16.68%
27.52%
28.63%
$21.06
23 days
Company Executives
| Name | Title |
|---|---|
| Seth Denison | Managing Director of Investor and Corporate Relations |
| Elliot Nunez | Executive Vice President & Chief Financial Officer |
| Frank A. Nelson | Senior Vice President of Lending |
| Moishe Gubin | CEO, Principal Executive Officer & Chairman of the Board |
| Lesile Legg | Vice President of Bank Operations, Branch Administration & Human Resources |
Poll Results
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About OptimumBank Holdings, Inc. (AMEX:OPHC) Stock
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provid ... es debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
OptimumBank Holdings, Inc. (OPHC) Q2 Earnings and Revenues Surpass Estimates
2026-07-24 10:16:23
OptimumBank Holdings, Inc. (OPHC) came out with quarterly earnings of $0.28 per share, beating the Zacks Consensus Estimate of $0.2 per share. This compares to earnings of $0.29 per share a year ago.
OptimumBank Holdings, Inc. Financial Performance for the Second Quarter of 2026
2026-07-24 08:00:00
Fort Lauderdale, FL, July 24, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (the “Company”) is a financial holding company and owns 100% of OptimumBank (the “Bank”), a Florida-chartered commercial bank, OptimumHUD Loans, LLC (d/b/a as OptimumFunding, LLC), a wholly owned non-bank Bridge and HUD-lender and OptimumFinance, LLC, a non-bank, wholly owned financing subsidiary. The Company is pleased to announce net income of $6.7 million, or $0.40 per basic share, and $0.28 per diluted share, for the second quarter of 2026, compared to $4.7 million, or $0.39 per basic share, and $0.20 per diluted share in the first quarter of 2026 and $3.6 million, or $0.31 per basic share, and $0.15 per diluted share, for the comparable quarter last year.
2026-05-19 08:30:00
Fort Lauderdale, Florida--(Newsfile Corp. - May 19, 2026) - OptimumBank (NYSE American: OPHC) ("Bank") today announced that it has been named a recipient of the 2025 Raymond James Community Bankers Cup. This annual recognition honors top-performing publicly traded community banks in the United States based on profitability, operational efficiency, and balance sheet strength.
OptimumBank Holdings, Inc. to Present at Planet MicroCap Las Vegas Powered by MicroCapClub
2026-05-18 08:30:00
Fort Lauderdale, Florida--(Newsfile Corp. - May 18, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") today announced that it will be presenting at the Planet MicroCap Las Vegas 2026 Powered by MicroCapClub on Wednesday, June 17, 2026 at 12:30PM (EST) at the Bellagio Resort & Hotel. CEO and Chairman, Moishe Gubin will be hosting a presentation and answering questions at the conclusion.
2026-05-05 08:30:00
Fort Lauderdale, Florida--(Newsfile Corp. - May 5, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today a significant leadership transition as the institution continues its trajectory of rapid growth. Effective May 1, 2026, Timothy Terry retired as Principal Executive Officer of the Company and as President and Chief Executive Officer of its wholly owned subsidiary, OptimumBank.
OptimumBank Holdings, Inc. (OPHC) Shareholder/Analyst Call Transcript
2026-04-28 16:21:47
OptimumBank Holdings, Inc. (OPHC) Shareholder/Analyst Call Transcript
2026-04-27 10:16:27
FT. LAUDERDALE, USA, April 27, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today that it will hold its Annual Shareholder Meeting and Investor Day tomorrow, April 28, 2026, at 10:00 AM ET. The public is invited to attend virtually through this link: OptimumBank Shareholder Meeting Webcast Link The Bank will showcase the most successful year in its history, including a Core Return on Average Equity (ROAE) reaching 21.
2026-04-27 08:29:00
Ft. Lauderdale, Florida--(Newsfile Corp. - April 27, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today that it will hold its Annual Shareholder Meeting and Investor Day tomorrow, April 28, 2026, at 10:00 AM ET. The public is invited to attend virtually through this link: OptimumBank Shareholder Meeting Webcast Link The Bank will showcase the most successful year in its history, including a Core Return on Average Equity (ROAE) reaching 21.56% and a Net Interest Margin (NIM) reaching 4.28% for fiscal year 2025.
Frequently Asked Questions
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What is the current OptimumBank Holdings, Inc. (OPHC) stock price?
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OptimumBank Holdings, Inc.(AMEX:OPHC) stock price is $6.3 in the last trading session. During the trading session, OPHC stock reached the peak price of $6.3 while $3.91 was the lowest point it dropped to. The percentage change in OPHC stock occurred in the recent session was 5.35% while the dollar amount for the price change in OPHC stock was $0.32.
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OPHC's industry and sector of operation?
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The AMEX listed OPHC is part of Banks - Regional industry that operates in the broader Financial Services sector.
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Who are the executives of OPHC?
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Seth Denison | Managing Director of Investor and Corporate Relations
Elliot Nunez | Executive Vice President & Chief Financial Officer
Frank A. Nelson | Senior Vice President of Lending
Moishe Gubin | CEO, Principal Executive Officer & Chairman of the Board
Lesile Legg | Vice President of Bank Operations, Branch Administration & Human Resources -
How many employees does OPHC have?
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Number of OPHC employees currently stands at 98. OPHC operates from 2929 East Commercial Boulevard, Fort Lauderdale, FL 33308, US.
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Link for OPHC official website?
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Official Website of OPHC is: https://www.optimumbank.com
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How do I contact OPHC?
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OPHC could be contacted at phone #954 900 2800 and can also be accessed through its website. OPHC operates from 2929 East Commercial Boulevard, Fort Lauderdale, FL 33308, US.
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How many shares of OPHC are traded daily?
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The average number of OPHC shares traded daily for last 3 months was 30.7K.
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What is the market cap of OPHC currently?
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The market value of OPHC currently stands at $77.29M with its latest stock price at $6.3